topic Re: What are the benefits of having a QVC Credit Card? in Community Chat

What are the benefits of having a QVC Credit Card?

Makeuptrendy — Thu, 25 Sep 2014 21:56:31 GMT

Do you get discounts? Free shipping? Points?

Re: What are the benefits of having a QVC Credit Card?

VioletEyes — Thu, 25 Sep 2014 22:02:13 GMT

Years ago I had one but I canceled it because I never got any benefits. If I use my bank credit card I get points that I can put towards Rewards, so I use that.

Re: What are the benefits of having a QVC Credit Card?

kittyloo — Thu, 25 Sep 2014 22:04:57 GMT

the benefit is you are able to use easy pay. no interest if each payment is paid in full.

Re: What are the benefits of having a QVC Credit Card?

VioletEyes — Thu, 25 Sep 2014 22:10:31 GMT

On 9/25/2014 kittyloo said:
the benefit is you are able to use easy pay. no interest if each payment is paid in full.

There isn't any interest on a bank card either when you use easy pay.

You don't need to use a Q card to get the same benefits.

Re: What are the benefits of having a QVC Credit Card?

LyndaGee — Thu, 25 Sep 2014 22:11:33 GMT

No, no, and no, unfortunately.

Re: What are the benefits of having a QVC Credit Card?

tansy — Thu, 25 Sep 2014 22:12:57 GMT

No but sign up for Mr Rebates. I wish I'd done that earlier.

Re: What are the benefits of having a QVC Credit Card?

DoneTryin — Thu, 25 Sep 2014 22:20:12 GMT

No benefits for you, but the Q would love for you to run up a big tab & pay lots of interest over a long period of time.

Re: What are the benefits of having a QVC Credit Card?

Kachina624 — Thu, 25 Sep 2014 23:31:38 GMT

HSN gives their cardholders lots of coupon discounts and extra flex payments.

Re: What are the benefits of having a QVC Credit Card?

chickenbutt — Thu, 25 Sep 2014 23:39:04 GMT

IMO, there is only one benefit - you can keep all your QVC purchases straight by having all the charges in one place. If that makes life easier, then it's a benefit.

Obviously, the high interest makes it only sensical if one pays the entire balance each month. I only happen to have a Q Card because they sent me one, some 15 years ago when I used to purchase a lot, without even having my ss#. I use it for any QVC purchase so I will know quickly if I'm buying too much. I pay it off each month and it's never much at all.

Oh, and I also don't have to have any other method of payment on record here, so I don't have to worry about the instability of this website causing me to have a hack.

Re: What are the benefits of having a QVC Credit Card?

Say Nay — Thu, 25 Sep 2014 23:48:38 GMT

On 9/25/2014 VCamp2748 said:
No benefits for you, but the Q would love for you to run up a big tab & pay lots of interest over a long period of time.

They offered me a card at 21%APR. Yippie!

Re: What are the benefits of having a QVC Credit Card?

raven-blackbird — Thu, 25 Sep 2014 23:53:11 GMT

What are the benefits???...........sudden an certain uncontrollable debt ...........................raven

Re: What are the benefits of having a QVC Credit Card?

DREAMON — Fri, 26 Sep 2014 00:55:17 GMT

No...just one more bill to pay each month.

Re: What are the benefits of having a QVC Credit Card?

NoelSeven — Fri, 26 Sep 2014 00:59:07 GMT

On 9/25/2014 chickenbutt said:
IMO, there is only one benefit - you can keep all your QVC purchases straight by having all the charges in one place. If that makes life easier, then it's a benefit.

Obviously, the high interest makes it only sensical if one pays the entire balance each month. I only happen to have a Q Card because they sent me one, some 15 years ago when I used to purchase a lot, without even having my ss#. I use it for any QVC purchase so I will know quickly if I'm buying too much. I pay it off each month and it's never much at all.

Oh, and I also don't have to have any other method of payment on record here, so I don't have to worry about the instability of this website causing me to have a hack.

ITA with everything you've said.

The reason I got one is because my major credit card would just say purchase and amount, I had no idea what the items were, or what had been returned. Now it's all spelled out.

Re: What are the benefits of having a QVC Credit Card?

gazelle77 — Fri, 26 Sep 2014 01:00:13 GMT

Why not use one designated card with points for shopping?

Re: What are the benefits of having a QVC Credit Card?

scotttie — Fri, 26 Sep 2014 01:00:57 GMT

I like using the Q card because I see my purchases itemized. That used to be a bigger deal when I bought more.

Re: What are the benefits of having a QVC Credit Card?

NoelSeven — Fri, 26 Sep 2014 01:14:19 GMT

On 9/25/2014 gazelle77 said: Why not use one designated card with points for shopping?

I do, but not for QVC.

Re: What are the benefits of having a QVC Credit Card?

VioletEyes — Fri, 26 Sep 2014 01:33:50 GMT

I guess whatever works but I keep records on what I buy here and like getting cash back on my purchases. The Q card pays nothing back. That's the deal breaker.

Re: What are the benefits of having a QVC Credit Card?

september — Fri, 26 Sep 2014 01:39:59 GMT

I've asked this question here, myself. Never got an answer that made me want their card. i'll keep using my cc that gives me points on everything I purchase, and I'll continue using Mr Rebates to get extra cash back.

Re: What are the benefits of having a QVC Credit Card?

insomniac — Fri, 26 Sep 2014 02:05:29 GMT

Almost no benefits.

Re: What are the benefits of having a QVC Credit Card?

stazgirl — Fri, 26 Sep 2014 02:10:53 GMT

I use my debit card for ez pays. No interest on that either. Comes right out of bank account each month. Easy to keep track of