topic Re: Accident Question Please in Community Chat

Accident Question Please

Rainbows and Roses — Fri, 14 Feb 2014 22:55:53 GMT

If you were hit from behind and got a whip lash and damage to your car.......what do you think would be a fair settlement on pain and suffering? Total cost around $2600. Thank you.

Re: Accident Question Please

MickD — Fri, 14 Feb 2014 22:57:55 GMT

Get at least three estimates on cost to fix car damage; and cost of any out-of-pocket medical bills.

Re: Accident Question Please

Thrive — Fri, 14 Feb 2014 22:59:24 GMT

It depends on the damage of your car and how long you are in treatment. It could be perhaps5,000.00-10,000.00. Again it depends on how long you are in treatment and how hard you were struck ie: damage

Re: Accident Question Please

gazelle77 — Fri, 14 Feb 2014 23:02:03 GMT

I see those commercials on TV all the time for injury attorneys.

Re: Accident Question Please

pepes mom — Fri, 14 Feb 2014 23:03:52 GMT

Agree with 3 estimates for the car.

As for the medical issues, it would depend on how long the injury bothers you, how long treatment will last. In my state, you can only sue for pain and suffering if you have full tort.

Re: Accident Question Please

Rainbows and Roses — Fri, 14 Feb 2014 23:05:25 GMT

car was repaired $700 and the medical bills close to $1800............and they have been paid by my friends insurance company......the person that hit her, there insurance company paid for the rental car and car repair...........E's insurance just sent the medical paid bills to the insurance that accepted liability. so all she is waiting on is for them to settle pain and suffering. They should also reimburse her insurance company for the medical bills. Thank you. So just pain and suffering being in bed about 9 days and sore for a month.

Re: Accident Question Please

MamaWick — Fri, 14 Feb 2014 23:08:17 GMT

If you were not injured, don't ask for pain and suffering. Insurance rates are high enough. If you were injured, then of course, get a settlement.

I was rear ended twice. Once I received no injuries and absolutely refused a settlement for my "pain and suffering" because I had none. The other time, I did have an injury and was offered no settlement but told them they needed to pay for my medical bills and for my lost time. They did.

One time, I rear ended a car with four people in it, including a 4 year old child. It was a slow roller at a stop light and didn't even damage either car. The people in the car claimed all sorts of injuries even though I had pictures of the child turning cartwheels in the parking lot we pulled in to and the adults yukking it up. One of the adults was taken away in an ambulance. The police officer (they insisted on a police report) said to me "good luck, you're gonna need it" because she knew they were going to cause trouble. You see, I was driving a Volvo convertible and they were driving a junker. It was investigated by my insurance company who stated injuries would be no more than one would suffer by sitting down hard on a sofa. However, my insurance company decided they didn't want to fight with these people and settled, giving all four occupants just under $10,000 total.

I am not saying this would be you at all, just please don't take more than you would be rightfully entitled to.

Re: Accident Question Please

adelle38 — Fri, 14 Feb 2014 23:11:46 GMT

On 2/14/2014 Rainbows and Roses said:
car was repaired $700 and the medical bills close to $1800............and they have been paid by my friends insurance company......the person that hit her, there insurance company paid for the rental car and car repair...........E's insurance just sent the medical paid bills to the insurance that accepted liability. so all she is waiting on is for them to settle pain and suffering. They should also reimburse her insurance company for the medical bills. Thank you. So just pain and suffering being in bed about 9 days and sore for a month.

If she didn't miss work or lose income, $2600 seems fair. She should wait until she's sure there won't be any more medical bills before she settles.

Re: Accident Question Please

MickD — Fri, 14 Feb 2014 23:11:49 GMT

MamaWick ~ Awfull.....scam artists.....

Re: Accident Question Please

JustJules — Fri, 14 Feb 2014 23:12:01 GMT

I had a friend hit from behind in a bad accident, the car damage was the least of the issue. The insurance company wanted to settle, but she needed physical therapy that lasted for a few years, and she was still in pain after. I would never settle a claim with pending health issues from an accident, even if the first treatments seemed to work, does not mean there won't be lasting repercussion. Obviously each case is unique, and it would depend on medical reports, whether a person should accept some settlement or not.

Re: Accident Question Please

Rainbows and Roses — Fri, 14 Feb 2014 23:20:11 GMT

SO you are saying that Ms. E should settle for pain and suffering for the total cost of the hospital and car damage? So one time the amout............she was in bed I think 9 days, I will ask for sure and she had to take muscle relaxers and some other drug.......and she hurt for about one month.............seems to be fine now. Just went to ER doctor only.

Re: Accident Question Please

JustJules — Fri, 14 Feb 2014 23:27:03 GMT

On 2/14/2014 Rainbows and Roses said:
SO you are saying that Ms. E should settle for pain and suffering for the total cost of the hospital and car damage? So one time the amout............she was in bed I think 9 days, I will ask for sure and she had to take muscle relaxers and some other drug.......and she hurt for about one month.............seems to be fine now. Just went to ER doctor only.

Just out of curiosity, why are you giving her advice? If she has any questions she should get a lawyer that specializes in accidents and medical settlements. Without knowing the specifics of her case, certainly nobody here is qualified to offer your friend any advice.

Re: Accident Question Please

sunshine45 — Fri, 14 Feb 2014 23:28:36 GMT

i definitely would have told her to talk with a lawyer, especially regarding the medical matters.

Re: Accident Question Please

Luv2Decorate — Fri, 14 Feb 2014 23:28:38 GMT

On 2/14/2014 Rainbows and Roses said:
car was repaired $700 and the medical bills close to $1800............and they have been paid by my friends insurance company......the person that hit her, there insurance company paid for the rental car and car repair...........E's insurance just sent the medical paid bills to the insurance that accepted liability. so all she is waiting on is for them to settle pain and suffering. They should also reimburse her insurance company for the medical bills. Thank you. So just pain and suffering being in bed about 9 days and sore for a month.

If the car damage was only $700 that couldn't have been a bad accident. My son slid into a pole when he was parking a car, it was icy and he was going 2-3 mph, I witnessed it myself and the damage was $1500.

Re: Accident Question Please

Lipstickdiva — Fri, 14 Feb 2014 23:36:03 GMT

2x medical bills is fairly standard.

Re: Accident Question Please

muttmom — Fri, 14 Feb 2014 23:45:25 GMT

On 2/14/2014 Rainbows and Roses said:
car was repaired $700 and the medical bills close to $1800............and they have been paid by my friends insurance company......the person that hit her, there insurance company paid for the rental car and car repair...........E's insurance just sent the medical paid bills to the insurance that accepted liability. so all she is waiting on is for them to settle pain and suffering. They should also reimburse her insurance company for the medical bills. Thank you. So just pain and suffering being in bed about 9 days and sore for a month.

You are asking for a friend? So little damage to the car sounds like it was a minor bump. The medical bills are going to be paid. If no time was lost from work I doubt little will be paid for p&s.

Weren't you in a similar accident recently?

Re: Accident Question Please

Yardlie — Fri, 14 Feb 2014 23:52:41 GMT

R & R ~~ I went through it...only I had a brain concussion too. I still take medications because of the concussion.

It isn't a matter of simply asking for what you want. In my case, I was living in a 7-county metropolitan area. The settlement was greatly determined by what county the accident took place in. In my case, my accident took place in one of the lower cost counties, and I was limited to $25,000. A higher-end county could have been much, much higher. You can go to court and ask for a jury trial, but the attorney told me that typically, they didn't offer much more than that for an injury like I had.

Had I known that 14 years later I would still be taking medication for my injuries, I probably would have asked for a jury trial. As it was, it took about 5 years to settle my claim.

Re: Accident Question Please

meem120 — Sat, 15 Feb 2014 00:10:58 GMT

RandR

I can't imagine them paying for pain and suffering without a law suit being filed. They'll pay for the damage to the car and current medical bills, but I highly doubt they'll turn over a check for being in bed 9 days and hurting for a month. It doesn't seem likely to me.

Re: Accident Question Please

adelle38 — Sat, 15 Feb 2014 00:11:39 GMT

On 2/14/2014 muttmom said:
On 2/14/2014 Rainbows and Roses said:
car was repaired $700 and the medical bills close to $1800............and they have been paid by my friends insurance company......the person that hit her, there insurance company paid for the rental car and car repair...........E's insurance just sent the medical paid bills to the insurance that accepted liability. so all she is waiting on is for them to settle pain and suffering. They should also reimburse her insurance company for the medical bills. Thank you. So just pain and suffering being in bed about 9 days and sore for a month.

You are asking for a friend? So little damage to the car sounds like it was a minor bump. The medical bills are going to be paid. If no time was lost from work I doubt little will be paid for p&s.

Weren't you in a similar accident recently?

A "minor bump" can cause long term injuries. Insurance companies generally do pay for pain and suffering whether or not the injured party lost work time.

Re: Accident Question Please

Yardlie — Sat, 15 Feb 2014 00:15:34 GMT

On 2/14/2014 mcall1020 said:
RandR

I can't imagine them paying for pain and suffering without a law suit being filed. They'll pay for the damage to the car and current medical bills, but I highly doubt they'll turn over a check for being in bed 9 days and hurting for a month. It doesn't seem likely to me.

They will offer a settlement because they don't know what your future medical bills will be because of the injury. Once you accept the settlement, that is it...you can't submit anymore bills. They will have you see their doctor (at their expense) before offering the settlement.