topic Re: Credit Card Fraud - Ugh 😡 in Community Chat

Credit Card Fraud - Ugh 😡

JeanLouiseFinch — Thu, 12 Jun 2025 14:35:24 GMT

My Visa CC has had attempted charges on it twice yesterday and today - two attempts for $1.00 and two attempts for $990. All via Facebook/Meta. Sometimes I click into ads and I have made a couple of purchases. I've learned my lesson - no more of that. If I see something interesting, I'll go through the browser to the website. My CC company sent me a text to inquire. I thought it was a scam so I didn't reply to the text. Then I also received an email. I logged into my CC account through the app and there was an alert asking me if I recognized the charges. They had already declined the first ones but the thieves were persistent. The bank is sending me a new card. In the meantime, I had to put DH's card in on my Amazon account as subscription items are staged to ship but haven't been charged. That could happen any day as sometimes they come ahead of the scheduled delivery date. Hopefully the new card will be here quickly.

Once the new card comes I'll update everything. What a hassle. 🙄

Re: Credit Card Fraud - Ugh 😡

Ainhisg — Thu, 12 Jun 2025 13:46:29 GMT

I am so sorry! What a pain!

Re: Credit Card Fraud - Ugh 😡

Carmie — Thu, 12 Jun 2025 13:52:34 GMT

I am so sorry this happened to you and understand your frustration.

I personally have never had a CC breach, but my husband has...last year it happened three times.

I had a debit card breach, but fortunately, the theif didn't get a dime. They tried to spend more than my checking account balance and it was flagged and the credit union contacted me.

When I buy online, I use either PayPal, which I can use with my CC's, checking account,PayPal account or Apple Pay. This way my CC info is never exposed or needed.

I know there is no guaranteed way to be 100% safe, but we do what we can.

I am glad the thief didn't get any money from you. I know the financial institution will return your money, but in the end, this costs us all. No wonder interest rates on CC are high.

Re: Credit Card Fraud - Ugh 😡

deeva — Thu, 12 Jun 2025 14:03:50 GMT

This happened to me years ago. Since then. I check my cc daily. I also get text alerts for all charges over a set amount.

Re: Credit Card Fraud - Ugh 😡

I am still oxox — Thu, 12 Jun 2025 14:06:12 GMT

I am sorry this happened to you it is a pain to change all the places you use that card

Re: Credit Card Fraud - Ugh 😡

wilma — Thu, 12 Jun 2025 14:27:33 GMT

@JeanLouiseFinch

So sorry you have to go through this. Hope everything gets resolved quickly.

My husband's credit card was hacked twice. He rarely shops online, and uses his card mostly in restaurants and gas stations. Both times they contacted him about suspicious charges, and sent him a new card.

My credit cards have never been compromised. Sometimes I think that's a miracle considering how much I use them locally and online. I did get a call asking me to confirm a large purchase back in March. It was for the condo we were staying in for our family trip to the beach in May. They wanted confirmation it was legit.

Have a Good Day!

Re: Credit Card Fraud - Ugh 😡

Spurt — Thu, 12 Jun 2025 15:05:18 GMT

@JeanLouiseFinch

So sorry that happened, I won't shop on Facebook/Meta at all, I've had too many friends with bad scam experiences, even direct messaging has been hacked on Facebook....

Re: Credit Card Fraud - Ugh 😡

Kachina624 — Thu, 12 Jun 2025 15:15:44 GMT

@JeanLouiseFinch. Your fraudulent charges didn't necessarily come from Facebook ads. I had that happen long before I ever used social media. This $1.00 charges are a trial to see if the card works. They preceed bigger charges.

Thankfully, banks are really good at nipping them in the bud.

I had my CC declined when I tried to make a $1600 purchase at Nordstrom in the Philadelphia area. I hadn't thought to call and advise them I'd be traveling. Very embarrassing but I got my sister to cover it for me

Re: Credit Card Fraud - Ugh 😡

chessylady — Thu, 12 Jun 2025 15:28:09 GMT

When I got my credit card bill, there was a $150 charge for Amazon Prime. I don't have an Amazon Prime account. The bank cancelled the credit card and I got a new one within five days. Unfortunately I had to contact all the companies that bill through that card(Netflix, Max, etc) and give them my new number. I had this happen once before. I think it is just part of the hassles we all face, thieves picking your electronic pocket.

Re: Credit Card Fraud - Ugh 😡

CarolinaGirl88 — Thu, 12 Jun 2025 15:39:35 GMT

So sorry. Been there myself recently, although it was my debit card and had nothing to do with Facebook (not on it). Luckily my bank caught it right away and they didn't get a dime. They were able to print me a new card right there in the bank that same day, too, which was pretty cool. Like you, at first I ignored the texts because I thought it was a scam and my account looked fine when I checked it. (That was because my bank wasn't allowing anything to go through.) After two texts and an automated phone call, I went to my local branch to check it out. Sure enough, fraud was attempted. I hope you get everything resolved quickly!

Re: Credit Card Fraud - Ugh 😡

UpNorthGorgy — Thu, 12 Jun 2025 15:55:21 GMT

@JeanLouiseFinch Sorry for your headaches. It was bad enough with a major CC but Synchrony /Comenity Bank automatically closed all accounts until charges were resolved. Q, HSN, Talbots, Macys ,Pennys. I only had Q charges but ALL accounts closed on me.

I couldn't order anything from Q for four days even with a new Major credit card. I had a Pennys account 40 years. I was treated with suspicion and never reapplied for any of them as MY identity was questioned? I did try a month later with Q and gave up when a five minute facial video was requested. I felt degraded. Done with Comenity. My credit history is pristine and pay off every month.

MasterCard and Chase issued me new card with new numbers received in a week.. No hassle and understanding the situation while the fraud department sorted charges out, mine and fraud. So many people get accounts hacked these days even those in banking.. Mine was a bogus/fake Goose Creek candle Website and got two CCs. from me.

Re: Credit Card Fraud - Ugh 😡

cindyNC — Thu, 12 Jun 2025 16:00:23 GMT

How annoying. Hope you can get this straightened out.

Re: Credit Card Fraud - Ugh 😡

We rescue cats — Thu, 12 Jun 2025 16:19:34 GMT

Such a pain in the butt! So annoying but you are smart to pay on top of things with it. My husband watches our card daily...and I watch my boss's!

Re: Credit Card Fraud - Ugh 😡

wagirl — Thu, 12 Jun 2025 16:27:51 GMT

I had my debit card hacked 2x in 4 months last year----so once all that nonsense had gotten squared away , I changed to only using my C- card--not that will keep those dirtbags away BUT---a very good reason NOT to click on any ads on any patform--just type the website in at the search bar. and make sure you check your bank accounts everyday!! I do that at least 2x a day!!! My bank also sent me those alerts too. I was able to place a hold on the last hack job, online, until I could talk to a person about it. A real PAIN!!!!!! But I did get my stolen $$ back .

Re: Credit Card Fraud - Ugh 😡

haddon9 — Thu, 12 Jun 2025 16:28:55 GMT

Same thing happened to me recently. I got a text from Chase asking about an expensive purchase. No, it wasn't from me and I let them know. They changed my account number and sent me a new CC overnight free of charge (you have to ask otherwise it will take 5-7 business days).

I took a look at my account and there was another fraudulent purchase for just under $300.00 from a luggage co.

What galls me is the email that I got from this company thanking me for the purchase from someone located on the west coast who paid extra (thanks to my cc) and had the item shipped overnight!

I called them to let them know that it was a fraudulent purchase and not to ship it out. Who knows if they ever did.

I really don't know how thieves got my cc number. I don't buy anything on social media and most purchases using that card are either local or through Amazon.

Re: Credit Card Fraud - Ugh 😡

RescueLover — Thu, 12 Jun 2025 17:00:27 GMT

@JeanLouiseFinch 🌸

Sorry to hear you got scammed. Happy to hear your CC company is taking good care of You though. 🤗

Maybe have your credit card set up where you get a text right away when a purchase is made.

@deeva Posted that’s what they have set up with their card too, but starting at a certain dollar amount.

We have ours set up for ANY $ Amount just in case the thieves put in for a bunch of charges below the set about.

I really like the peace of mind !! 🤗

Re: Credit Card Fraud - Ugh 😡

RescueLover — Thu, 12 Jun 2025 17:05:00 GMT

Hi! @haddon9 🌸

Unfortunately sometimes local businesses like gas stations have had skimmers put on their readers.

And I know ALDIs readers got hacked few years back so it is possible that a local business that You go to got hacked. 😔

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on the bay — Thu, 12 Jun 2025 17:26:18 GMT

@RescueLover wrote:

@JeanLouiseFinch🌸

Sorry to hear you got scammed. Happy to hear your CC company is taking good care of You though. 🤗

Maybe have your credit card set up where you get a text right away when a purchase is made.

@deevaPosted that’s what they have set up with their card too, but starting at a certain dollar amount.

We have ours set up for ANY $ Amount just in case the thieves put in for a bunch of charges below the set about.

I really like the peace of mind !! 🤗

@RescueLover,

This is really good advice, to set it to any amount. I hadn't thought of that and I'll do that now instead of a set amount! So thank you!

Re: Credit Card Fraud - Ugh 😡

RescueLover — Thu, 12 Jun 2025 17:53:59 GMT

@on the bay 🌸

You’re very welcome !! 🤗🤗🤗

Re: Credit Card Fraud - Ugh 😡

Tinkrbl44 — Thu, 12 Jun 2025 18:07:37 GMT

@JeanLouiseFinch

Sorry about that!

Whenever I buy something online, I go to that site via DuckDuckGo.

People say it's an effective step, and although I couldn't prove it works, I do it anyway.