topic Re: payment methods.. in Community Chat

payment methods..

GMA22 — Mon, 28 Oct 2024 06:41:05 GMT

can one use a savings account from a bank for a payment method?

Re: payment methods..

Tinkrbl44 — Mon, 28 Oct 2024 06:59:15 GMT

@GMA22 wrote:
can one use a savings account from a bank for a payment method?

It "might" be possible, depending on who you are paying and how you have your bank account(s) set up.

Example: If you also have a checking account at that bank it's possible you could set up a pay schedule from savings to a utility company or retailer ... I think.

On the other hand, if you wanted to purchase a coat on QVC, I doubt you can give them your savings account number and they'd accept it. Call QVC and ask.

I'm just speculating here .

Re: payment methods..

Tinkrbl44 — Mon, 28 Oct 2024 07:00:42 GMT

@GMA22 wrote:
can one use a savings account from a bank for a payment method?

@GMA22

Just wanted to say Welcome and hope you enjoy it here ... it's an interesting place.

Re: payment methods..

Winkk — Mon, 28 Oct 2024 10:27:21 GMT

I don't know, but personally I wouldn't. If your account number gets into the cyber world your account could be wiped out. That's the same reason I don't do online shopping with my debit card.

Re: payment methods..

Caffeina — Mon, 28 Oct 2024 11:43:30 GMT

@GMA22

https://egain.qvc.com/system/templates/selfservice/qvc_km/help/customer/locale/en-US/portal/250700000001015/content/PROD-22000/What-payment-options-are-available

Re: payment methods..

CalminHeart — Mon, 28 Oct 2024 12:07:43 GMT

It's bad enough that our checking account numbers and debit cards are out in the universe. I'd never risk putting a savings account on anything, especially shopping.

Re: payment methods..

Imaoldhippie — Mon, 28 Oct 2024 13:07:46 GMT

@GMA22 ..........you should be able to transfer funds from you savings into your checking account, or pay by cc and when your statement arrives transfer the funds to pay your cc. Most banks allow this done online. Just a thought.

Re: payment methods..

Pecky — Mon, 28 Oct 2024 13:15:47 GMT

@GMA22 wrote:
can one use a savings account from a bank for a payment method?

@GMA22 that isn't an option. You can use a debit card that is usually connected to either your checking or savings.

Re: payment methods..

wagirl — Mon, 28 Oct 2024 13:59:24 GMT

Absolutely---I have 2 savings accounts for my apartment bills, one for food and the other for the bills. I got debit cards for each. Just set the 2nd one up last week. I like to keep all that type of stuff separate from my personal account. I have named them acoordingly on my online banking so I know which one is which. I did go into my bank branch to do so and got the debit card right away. Could have done it all online but would have had to wait 10 days to get the card via snail mail.

Re: payment methods..

occasionalrain — Mon, 28 Oct 2024 15:20:10 GMT

I keep a substantial amount of money in a savings account at one bank and a checking account at another bank with a small balance. To pay bills, I transfer money from my savings account to the checking account and pay online. I don't have or would use a debit card.

Re: payment methods..

Kachina624 — Mon, 28 Oct 2024 15:43:08 GMT

@Pecky wrote:
@GMA22 wrote:
can one use a savings account from a bank for a payment method?
@GMA22 that isn't an option. You can use a debit card that is usually connected to either your checking or savings.

@Pecky. @GMA22. No, in fact you can't even send a check as they've eliminated that option.

@Pecky

Re: payment methods..

Pecky — Mon, 28 Oct 2024 17:25:17 GMT

@Kachina624 I didn't say anything about sending a check. As far as I know QVC is still taking debit cards.

Re: payment methods..

Kachina624 — Mon, 28 Oct 2024 18:46:03 GMT

@Pecky. I didn't say you did.