topic Re: Do match cc receipts with cc statements? in Community Chat

Do match cc receipts with cc statements?

granddi — Tue, 02 Jan 2024 17:16:14 GMT

My sister just showed me a Target receipt for $20.56 and her cc statement showed a Target charge of $$26.58

Chase Credit Card has adjusted the charges. But she is trying to find out how this happens. Do you reconcile your credit card statement entries with your receipts?

Re: Do match cc receipts with cc statements?

MamaWick — Tue, 02 Jan 2024 17:22:50 GMT

Mine always match

Re: Do match cc receipts with cc statements?

Still Raining — Tue, 02 Jan 2024 17:22:56 GMT

You set your credit card to notify you when any charge is made.

I swear I can't get out of the parking lot before they are nagging me. It is a hoot!

Re: Do match cc receipts with cc statements?

Spacrazy — Tue, 02 Jan 2024 17:28:40 GMT

That's really scary. I'm curious about what Target had to say...

Re: Do match cc receipts with cc statements?

catter70 — Tue, 02 Jan 2024 17:39:49 GMT

Yes, I do, though there isn't much to check.

Re: Do match cc receipts with cc statements?

cheriere — Tue, 02 Jan 2024 17:48:14 GMT

@granddi wrote:
My sister just showed me a Target receipt for $20.56 and her cc statement showed a Target charge of $$26.58

Chase Credit Card has adjusted the charges. But she is trying to find out how this happens. Do you reconcile your credit card statement entries with your receipts?

Admittedly, I've never checked that closely before. Sounds like it would be a good practice to start this year. Thanks for sharing this information 😊

Re: Do match cc receipts with cc statements?

icezeus — Tue, 02 Jan 2024 17:56:54 GMT

I actually do. I wait until the charge shows online before getting rid of the receipt. I have had this happen a few times over the years although admittedly for the most part it's been when I have utilized my Visa Debit card, that I have noticed small incremental changes.

Re: Do match cc receipts with cc statements?

Catch71 — Tue, 02 Jan 2024 17:59:49 GMT

I save every receipt in an envelope till the bill comes. When they match, I throw the receipts away. I must admit, in 50 years I have never found a mistake.

Re: Do match cc receipts with cc statements?

SilleeMee — Tue, 02 Jan 2024 18:00:11 GMT

Maybe it's a temporary hold amount placed on a credit card purchase. That's not an actual charge but a temporary amount shown on the card's activity until the final charge is put forward on the statement.

Re: Do match cc receipts with cc statements?

JeanLouiseFinch — Tue, 02 Jan 2024 18:09:19 GMT

There has to be a different explanation - she may not have the right receipt.

Receipts and CC statements have to match. When you use your card or sign a restaurant tab, you are agreeing to the charge amount provided by the vendor. For them to charge more after the fact would be fraudulent. The only exception I'm aware of is when a tip is added. The original charge may go into pending at first and then it adjusts to the the new amount with the tip added on.

Re: Do match cc receipts with cc statements?

MG Chris — Tue, 02 Jan 2024 18:19:31 GMT

I would never begin to attemp this lol. I can't even tell you if I get the proper credits for returns. I have way too many charges come through. My card was compromised a few months ago and when I called the credit card company and he went through the transactions for the previous days to verify it was emabarrasing how many there were.

Re: Do match cc receipts with cc statements?

geezerette — Tue, 02 Jan 2024 18:23:10 GMT

My statements always match my receipts.

But sometimes an online order will be a couple of cents different when I receive the statement. In those cases the orders always have stated "estimated" tax when I place the order.

Re: Do match cc receipts with cc statements?

Pezzie — Tue, 02 Jan 2024 18:35:40 GMT

Every month without fail.

Re: Do match cc receipts with cc statements?

granddi — Tue, 02 Jan 2024 18:40:04 GMT

@JeanLouiseFinch The date on the Target receipt is same as CC entry.

The adjustment was made by CC not Target. It is odd.

I am guilty of not matching at end of the month.

Re: Do match cc receipts with cc statements?

kitty60 — Tue, 02 Jan 2024 19:45:56 GMT

I always match receipts to the cc statement. I have only had a few problems, ususally restaurants. One put the charge through again when the machine ran out of paper and they didn't think it had gone through. The other was a local restaurant who added a rather large tip above the one I had put on the slip. I marched down to the manager of the restaurant and while he was not too happy he refunded me the money. If waitstaff is doing this it can give them a bad name for sure.

Re: Do match cc receipts with cc statements?

Carmie — Tue, 02 Jan 2024 19:49:23 GMT

Oh, I check everything down to the last penny.

Over the years , I have found a few errors.

Re: Do match cc receipts with cc statements?

scatcat — Tue, 02 Jan 2024 21:09:29 GMT

Not sure why Target would add $6 to the bill. Something is off. I can see a restaurant employee fudging the tip line, but Target? Why? I say no they didn't

I glance over the bills, but don't match receipts.

Someone in Cabo must have lifted our cc# as an airline ticket was purchased on our card to Guadalajara. First they charge me $12 for a bottle of water, then they steal my cc#. B@#*@##$.

Re: Do match cc receipts with cc statements?

deeva — Tue, 02 Jan 2024 22:30:30 GMT

Always.
I check my cc transactions several times a week. And my credit card and bank notify me immediately by text when any transactions are processed.

Re: Do match cc receipts with cc statements?

pigletsmom — Tue, 02 Jan 2024 22:47:19 GMT

I only use my credit card to get cash back and I mostly send them a payment as soon as I've used it. I've never had anything not match.

Re: Do match cc receipts with cc statements?

jlkz — Tue, 02 Jan 2024 23:43:38 GMT

@granddi

Every credit card statement is reviewed: I match the dollar amounts. Last week my Visa statement showed a particular restaurant charge of $30.xx but my receipt clearly showed a $6 tip added to the base charge.

I have picked up a few fraudulent Netflix charges over the years. Fraudulent Charges were reversed. Once there was a $500+ charge for furniture from a New England store....definitely fraud and was corrected immediately.

Very important to go through the receipts to see if you were charged correctly. Never assume !!!