topic Re: Easy Pay or Free Shipping in Community Chat

Easy Pay or Free Shipping

Jordan2 — Sat, 24 Jun 2023 15:58:39 GMT

What do you care more about when purchasing at QVC? I don't like easy pay, I don't like having to pay for something over months unless it is a big ticket item, I hardly ever take advantage of it. Free shipping at least saves me some money.

Re: Easy Pay or Free Shipping

TVLand — Sat, 24 Jun 2023 16:03:37 GMT

I'm all for free shipping..... I almost never use payment plan...too confusing, if you return the item...and too confusing on billing statement....

Re: Easy Pay or Free Shipping

Etoile308 — Sat, 24 Jun 2023 16:16:32 GMT

Free shipping.

That's the only way to get any savings on a purchase, not Easy Pay. My philosophy is if I can't pay for it outright, then don't buy it.

Re: Easy Pay or Free Shipping

BirkiLady — Sat, 24 Jun 2023 16:23:17 GMT

Never use Easy Pay because that uses the Q Card and there are zero Bonus Points given for purchases. On my credit card, I receive three times the bonus points for each dollar spent on on-line purchases. QVC purchases are on-line purchases and they rack up a long of bonus points which ultimately = cash that I use a couple of time per year to pay $100 on a monthly bill.

Works toward my large monthly statements since I charge everything and love accummulating those bonus points!

Additionally, if returning an item via QVC's return S&H the customer apparently is not charged for the return costs associated with the return fees on the label. (NOTE: But check your statements! I understand QVC often bills the customer anyway! SMH in disguist at that faux paux.) I still return items via USPS at my own cost . . . and charge it (to earn bonus points) for quick returns and credits.

Re: Easy Pay or Free Shipping

Boomernichols — Sat, 24 Jun 2023 16:26:00 GMT

@Jordan2 FREE FREE FREE is my choice!

Re: Easy Pay or Free Shipping

Shelbelle — Sat, 24 Jun 2023 16:37:24 GMT

I never use partial payments from anywhere, I pay in full or I dont buy. Free shipping is often a real deal breaker for me.

Re: Easy Pay or Free Shipping

Ainhisg — Sat, 24 Jun 2023 16:50:23 GMT

@BirkiLady you can use easy pay with a regular credit card.

Re: Easy Pay or Free Shipping

willdob3 — Sat, 24 Jun 2023 16:59:45 GMT

@Jordan2 wrote:
What do you care more about when purchasing at QVC? I don't like easy pay, I don't like having to pay for something over months unless it is a big ticket item, I hardly ever take advantage of it. Free shipping at least saves me some money.

@Jordan2 - Definitely free shipping.

The nice thing about easy pay is if you need to return something, they only have a small amount of your money tied up. It does also help those who don't want to or can't pay a total amount all at once to get things.

The bad thing about easy pay is that those easy pays can add up in future months. I like to go into my account and pay in full once I know I am keeping an item. Especially in these times, with an unstable economy, it is important to be as debt free as possible.

Re: Easy Pay or Free Shipping

millieshops — Sat, 24 Jun 2023 17:11:07 GMT

The only way I see to compare easy pay and free shipping is to think of who pays for what. With free shipping, the customer pays for her own choices while with easy pay someone else pays. Temporarily the company does pay pay , but really we all do whether with price increases or membership fees or diminished services or even diminished quality of merchandise.

I find it hard to believe the two are equals when it seems almost every company is seeking ways to cope with the huge cost to them that returns are making. They wanted us to switch to remote during the various pandemic closures and kept their shipping charges lower to pull us now. Now they're looking for ways to get those dollars back.

Re: Easy Pay or Free Shipping

Group 5 minus 1 — Sat, 24 Jun 2023 17:14:31 GMT

Unless one pays for credit card bill in full every month,easy pay is not a good idea.

Re: Easy Pay or Free Shipping

spumoni99 — Sat, 24 Jun 2023 17:20:59 GMT

@Group 5 minus 1 wrote:
Unless one pays for credit card bill in full every month,easy pay is not a good idea.

Hopefully most do that or they are wasting lots of money on outrageous interest rates.

Re: Easy Pay or Free Shipping

Group 5 minus 1 — Sat, 24 Jun 2023 17:49:52 GMT

Spumoni:You are so right.

Re: Easy Pay or Free Shipping

Tinkrbl44 — Sat, 24 Jun 2023 17:50:20 GMT

Free shipping isn't "free". The cost is passed onto us as part of the price of the item. So then we pay tax on the shipping as well as the item.

Someone is always paying for "free" shipping ... the USPS isn't giving anyone a free ride.

Re: Easy Pay or Free Shipping

meallen616 — Sat, 24 Jun 2023 18:22:15 GMT

Free shipping, and, alot more often than they do!

Re: Easy Pay or Free Shipping

Roscoe the Rascal — Sat, 24 Jun 2023 18:47:44 GMT

I use easy pay all the time and have a Q card but never do I ever not pay my bill every month. The first time I can't then that is the first day I don't use my card or easy pay again. Free shipping for me over easy pay because I get that anyway.

Easier for me to keep track and keeps me in line.

Re: Easy Pay or Free Shipping

Nitefall — Sat, 24 Jun 2023 19:08:21 GMT

FREE SHIPPING !!!!!!!!!!!!!!!!!!!!! ALWAYS

Re: Easy Pay or Free Shipping

jackiejenny — Sat, 24 Jun 2023 19:18:37 GMT

If there was such a thing as free shipping, then that would be it since I never use easy pay.

But, there is no such thing as free shipping as much as we would love to convince ourselves there is.

Re: Easy Pay or Free Shipping

BirkiLady — Sat, 24 Jun 2023 19:30:29 GMT

@Ainhisg wrote:
@BirkiLady you can use easy pay with a regular credit card.

@Ainhisg

I have absolutely NO DESIRE to use Easy Pay.

Good financial management is paying for your purchases at the time of payment (in this case by credit card) and paying off the credit card each month.

There is no reason for me to use Easy Pay ever.

Re: Easy Pay or Free Shipping

kitcat51 — Sat, 24 Jun 2023 19:49:57 GMT

Both...I always use easy pay, I pay my CC off every month so I use easy pay to my advantage & I take advantage of FS when it's offered too so it's a win win for me.

Re: Easy Pay or Free Shipping

Mindy D — Sat, 24 Jun 2023 21:08:34 GMT

Easy Pay.