topic Re: Title / Deed Protection Commercial in Community Chat

Title / Deed Protection Commercial

TexasLadybug — Tue, 28 Mar 2023 20:17:47 GMT

I've been seeing the commercials for a product to protect from residence title/deed theft. Does anyone have thiis or can you tell me what you think of this? I know Lifelock has a product like this too. I'd like some feedback - thanks!

Re: Title / Deed Protection Commercial

fthunt — Tue, 28 Mar 2023 20:23:20 GMT

The comments on this topic will be interesting..........

Re: Title / Deed Protection Commercial

sann — Tue, 28 Mar 2023 20:33:29 GMT

You don't need anyone to monitor your title/deed ....you can do that yourself online for free...

Re: Title / Deed Protection Commercial

LavernLuvsShoes — Tue, 28 Mar 2023 20:47:22 GMT

@sann wrote:
You don't need anyone to monitor your title/deed ....you can do that yourself online for free...

I agree.

Re: Title / Deed Protection Commercial

kaydee50 — Tue, 28 Mar 2023 20:48:19 GMT

Haven't seen this commercial. Don't quite understand. When we bought property we had a title search done by a reputable firm. Then bought title insurance. What else needs to be done????

Re: Title / Deed Protection Commercial

debfau — Tue, 28 Mar 2023 20:58:52 GMT

@kaydee50 wrote:
Haven't seen this commercial. Don't quite understand. When we bought property we had a title search done by a reputable firm. Then bought title insurance. What else needs to be done????

I could be wrong - but I think with the Title/Deed protection something might be filed with your local courthouse so that someone else can't come in and file a claim that they just sold your house to "xyz", so that you know longer own your house.

Re: Title / Deed Protection Commercial

Shelbelle — Tue, 28 Mar 2023 21:39:35 GMT

We were asked to do it when we bought our home, and it was brand new, never did it , nor would we do it now if we moved. I think it is a bunch of c rap!! But just my 2 cents. I think it is up to the contractor who builds the house to do this when he purchases the land to build on, not the buyers. If I were to buy the land myself , then it would be my responsibility. This ad is shown constantly on FOX News.

Re: Title / Deed Protection Commercial

piperbay — Tue, 28 Mar 2023 22:00:15 GMT

When we refinanced our home, I asked the man from the title company about that since

that commercial made me curious.

He said it could be more of a possibility if your home is paid off. I didn't ask any further.

Re: Title / Deed Protection Commercial

Xivambala — Tue, 28 Mar 2023 23:22:17 GMT

The Florida Broward County Property Appraiser's office has a free homeowner notification alert system that will alert a property owner (me) if a deed is processed on their home.

I signed up as soon as it was announced.

Re: Title / Deed Protection Commercial

haddon9 — Tue, 28 Mar 2023 23:29:32 GMT

@TexasLadybug wrote:
I've been seeing the commercials for a product to protect from residence title/deed theft. Does anyone have thiis or can you tell me what you think of this? I know Lifelock has a product like this too. I'd like some feedback - thanks!

I never new that this was a thing until I saw a commercial about it this past year. (shows how naive I can be at times). This is very scary and one has to be diligent about everything!

As another poster mentioned, you can monitor this yourself. I just have to learn how to do it.

Re: Title / Deed Protection Commercial

haddon9 — Tue, 28 Mar 2023 23:33:17 GMT

@Xivambala wrote:
The Florida Broward County Property Appraiser's office has a free homeowner notification alert system that will alert a property owner (me) if a deed is processed on their home.

I signed up as soon as it was announced.

I will have to look into this.

Re: Title / Deed Protection Commercial

haddon9 — Tue, 28 Mar 2023 23:35:14 GMT

@piperbay wrote:
When we refinanced our home, I asked the man from the title company about that since
that commercial made me curious.
He said it could be more of a possibility if your home is paid off. I didn't ask any further.

It's about protecting your home from thieves who are trying to claim it as their own....scary stuff! I can only imagine what a headache that could be to fix.

Re: Title / Deed Protection Commercial

haddon9 — Tue, 28 Mar 2023 23:37:14 GMT

@kaydee50 wrote:
Haven't seen this commercial. Don't quite understand. When we bought property we had a title search done by a reputable firm. Then bought title insurance. What else needs to be done????

@kaydee50 Protect you home from thieves who might claim it as theirs.

Re: Title / Deed Protection Commercial

BklynKinsey — Tue, 28 Mar 2023 23:46:23 GMT

NYC also has a program for this.

"Sign up for the Notice of Recorded Document Program: The City Register will automatically mail you a notification when a new document is recorded against your property. You can also designate someone you trust, such as a family member or legal representative, to receive notifications."

It's also recommended that one checks their property's deed every year to make sure that no deeds or mortgages have been recorded on your property without your consent. . The info is all online so it's easily done.

Re: Title / Deed Protection Commercial

Trailrun23 — Fri, 31 Mar 2023 00:11:03 GMT

Have a friend who is a real estate attorney...he said that commercial is to instil fear in people to make money. No need to pay someone to monitor your title or deed to your home. I put it in the same category as those awful home warranty commercials. We have LifeLock which is excellent. Many companies require you subscribe to LifeLock if you are working from home. Title/ Deed monitoring is included in the LifeLock pkg we have had for several years.

Re: Title / Deed Protection Commercial

Xivambala — Wed, 29 Mar 2023 13:24:35 GMT

@haddon9

If you reside in Broward County, go to 'bcpa dot net' to sign up.

Re: Title / Deed Protection Commercial

skatting44 — Wed, 29 Mar 2023 16:49:34 GMT

If it is so easy as shown on the TV commericial, than whose responsibility is it to enact tough guidelines so this does not happen ?

Re: Title / Deed Protection Commercial

haddon9 — Wed, 29 Mar 2023 17:25:05 GMT

@Xivambala wrote:
@haddon9

If you reside in Broward County, go to 'bcpa dot net' to sign up.

@Xivambala Thanks! I live in PA & my brother lives in MO . However we both own a condo in Broward County, FL. I told him and he's already looked into it and signed up.

Re: Title / Deed Protection Commercial

lgfan — Wed, 29 Mar 2023 23:47:36 GMT

Does anyone know someone personally that this has happened to because I have never met a person whose property was stolen through fraud.

Re: Title / Deed Protection Commercial

jackiejenny — Thu, 30 Mar 2023 00:47:23 GMT

@Trailrun23 wrote:
Have a friend who is a real estate attorney...he said that commercial is to instil fear in people to make money. No need to pay someone to monitor your title or deed to your home. I put it in the same category as those awful home warranty commercials.

My sister is a realtor/broker and she said the same thing.