topic Re: Capital One Settlement in Community Chat

Capital One Settlement

Jordan2 — Wed, 18 May 2022 12:10:53 GMT

I received an email yesterday that ended up in my junk folder from Capital One about a settlement from a data breach from 2019. The email looks legit it gives you your own number for submitting a claim. I looked it up on the internet, it does seem to be on the up and up but I want to make sure before giving them any info. Did anyone get this email?

Re: Capital One Settlement

millieshops — Wed, 18 May 2022 12:23:41 GMT

@Jordan2 I know I'm not eligible (no Capital One involvement) but I also know every settlement I have ever been a part of has come via snailmail with a couple of pages of information. Do continue to check this out carefully before responding.

Re: Capital One Settlement

cjm61 — Wed, 18 May 2022 12:44:06 GMT

@Jordan2 I did not receive an email, however, I did receive snail mail letters for each Capital One account.

Re: Capital One Settlement

RespectLife — Wed, 18 May 2022 13:43:13 GMT

@Jordan2

I wouldn't trust an email that ended up in Spam!!

Any settlement cases I have been involved in were ALWAYS sent snail mail.

Usually that is required by the courts.

Re: Capital One Settlement

kaydee50 — Wed, 18 May 2022 13:51:32 GMT

I have a Capital One credit card and have received nothing about any settlement. I get emails from them regularly, none of which end up in spam.

Re: Capital One Settlement

Cakers3 — Wed, 18 May 2022 13:52:32 GMT

@Jordan2 Keep in mind not all customers are entitiled to this settlement.

However:

From Market Realist:

Quote:

"If you’ve received an email about the settlement and you're a Capital One customer, it may be difficult to tell whether it’s real without testing it first. You could open it to see the content, but be careful not to click any links in it.

Instead of opening links directly in the email, copy the URL and open the website in a separate tab. You can now enter the code or PIN you received in the email to see if it works on the claim website. If it works, the email may be legit. At this point, it might also be a good idea to contact Capital One directly to check the authenticity of the email."

Re: Capital One Settlement

Spurt — Wed, 18 May 2022 13:57:51 GMT

@Cakers3 wrote:
@Jordan2 Keep in mind not all customers are entitiled to this settlement.

However:

From Market Realist:

Quote:

"If you’ve received an email about the settlement and you're a Capital One customer, it may be difficult to tell whether it’s real without testing it first. You could open it to see the content, but be careful not to click any links in it.

Instead of opening links directly in the email, copy the URL and open the website in a separate tab. You can now enter the code or PIN you received in the email to see if it works on the claim website. If it works, the email may be legit. At this point, it might also be a good idea to contact Capital One directly to check the authenticity of the email."

I think the last suggestion should be initiated first, go to Capital One's website and use that phone number to call to discuss....I wouldnt give them any pin# asking for it in an email

Re: Capital One Settlement

Tinkrbl44 — Wed, 18 May 2022 18:44:41 GMT

@Jordan2 wrote:
I received an email yesterday that ended up in my junk folder from Capital One about a settlement from a data breach from 2019. The email looks legit it gives you your own number for submitting a claim. I looked it up on the internet, it does seem to be on the up and up but I want to make sure before giving them any info. Did anyone get this email?

@Jordan2

I came across an interesting site a while back. It summarizes current class action lawsuits. You might be eligible for something ... who knows? It's topclassactions dot com. HTH

Re: Capital One Settlement

chickenbutt — Wed, 18 May 2022 18:57:10 GMT

I had an acct w/them for many years but it was finally cancelled by them since I hadn't used it in ages.

Anyway, I got the email the other day. I'm pretty sure my account wasn't breached so I just deleted it.

I do agree that it looked legit but I, too, would probably have researched it a bit before responding if it applied to me.

Re: Capital One Settlement

Kachina624 — Wed, 18 May 2022 19:07:51 GMT

I don't even respond to those class action lawsuits, having never gotten more than $10., for my efforts. Their purpose is to make lawyers rich(er). Waste of time. I refuse to aid and abet them.

Re: Capital One Settlement

millieshops — Wed, 18 May 2022 20:36:41 GMT

@Kachina624 Same here - I ignore any settlement with the possible exception of investigating identity protection offers for breaches.

Othwise, unless you have thousands of shares of a stock or have thousands of dollars in expenses involved, the return doesn't seem to be worth much.

Re: Capital One Settlement

Tinkrbl44 — Thu, 19 May 2022 18:37:53 GMT

@Kachina624 wrote:
I don't even respond to those class action lawsuits, having never gotten more than $10., for my efforts. Their purpose is to make lawyers rich(er). Waste of time. I refuse to aid and abet them.

@Kachina624 @millieshops

Honestly, I never gave those class action suits much attention, either. Then my sister found one she would have never known about and registered. What the heck, she said.

About 4 months later she got a "settlement" check for $750!

Since then I always take a minute to read through the latest updates.

Hey, you never know ....

Re: Capital One Settlement

millieshops — Thu, 19 May 2022 19:08:22 GMT

@Tinkrbl44 Good catch, but highly unusual Any idea why her payout was that high?

Re: Capital One Settlement

Kachina624 — Thu, 19 May 2022 19:09:33 GMT

@Tinkrbl44 That was extremely unusual. It must have involved an expensive product.

Re: Capital One Settlement

gertrudecloset — Thu, 19 May 2022 19:16:56 GMT

@Cakers3 wrote:
@Jordan2 Keep in mind not all customers are entitiled to this settlement.

However:

From Market Realist:

Quote:

"If you’ve received an email about the settlement and you're a Capital One customer, it may be difficult to tell whether it’s real without testing it first. You could open it to see the content, but be careful not to click any links in it.

Instead of opening links directly in the email, copy the URL and open the website in a separate tab. You can now enter the code or PIN you received in the email to see if it works on the claim website. If it works, the email may be legit. At this point, it might also be a good idea to contact Capital One directly to check the authenticity of the email."

I wouldn't even do this. Despite what Market Realist says. The minute you get to an unsuspecting site and in codes that could be game over, we've caught you. Best thing to do is wait for them to notify you by mail/

Finally, a lot of these settlements don't involve everyone who has an account. Be careful about opening any email. @Cakers3 . It's not worth it.

Re: Capital One Settlement

Cakers3 — Thu, 19 May 2022 19:22:13 GMT

@gertrudecloset wrote:
@Cakers3 wrote:
@Jordan2 Keep in mind not all customers are entitiled to this settlement.

However:

From Market Realist:

Quote:

"If you’ve received an email about the settlement and you're a Capital One customer, it may be difficult to tell whether it’s real without testing it first. You could open it to see the content, but be careful not to click any links in it.

Instead of opening links directly in the email, copy the URL and open the website in a separate tab. You can now enter the code or PIN you received in the email to see if it works on the claim website. If it works, the email may be legit. At this point, it might also be a good idea to contact Capital One directly to check the authenticity of the email."
I wouldn't even do this. Despite what Market Realist says. The minute you get to an unsuspecting site and in codes that could be game over, we've caught you. Best thing to do is wait for them to notify you by mail/

Finally, a lot of these settlements don't involve everyone who has an account. Be careful about opening any email. @Cakers3 . It's not worth it.

@gertrudecloset Yes-I posted that this settlement does not affect every customer.

I can read my emails without opening up the whole thing and yes, I am quite aware about opening anything I do not recognize.

Just put out some info, nothing more.

Re: Capital One Settlement

gertrudecloset — Thu, 19 May 2022 19:27:24 GMT

I can read them like that too. It's called "preview." But the instructions from that website you provided is a little different. They ask the person to go the website. Are you being facetious? LOL.

Re: Capital One Settlement

Mindy D — Thu, 19 May 2022 21:11:25 GMT

@Jordan2 @I have received notices about class action lawsuits but the notices always come by U.S. Mail. Look up the Capital One Settlement online. Don't contact anyone via email.

Re: Capital One Settlement

Venezia — Thu, 19 May 2022 21:28:02 GMT

I heard on the national news several nights ago that Capital One had agreed to a settlement in a class-action lawsuit. I think it said customers would be given $33.

I thought "WOW! What would I do with all that?"

The only class-action lawsuit I benefited from was one unknown to me until I received a letter. It was against my former employer. I got about $200 from that one. If I wanted to be included, I didn't have to do anything - just wait for the check. It also meant I couldn't file a separate lawsuit in the future.

(They were doing some underhanded, secret credit/personal searches on current employees and denying they were! We were in a period of takeover and they were trying to find reasons to get rid of long-time employees. Someone found out and filed the lawsuit.)

Re: Capital One Settlement

Jordan2 — Thu, 19 May 2022 22:27:46 GMT

@Venezia if it's only $33 is not even worth filing a claim, I'm ignoring it.