topic Re: 😯 Car Insurance 👍🏾 in Community Chat

😯 Car Insurance 👍🏾

Mz iMac — Tue, 12 Jan 2021 22:34:22 GMT

My car ins was due last December. The annual premium was 1¢ lower than the previous year! A notice came w/the bill that due to COVID yada, yada, yada.....

Today, I got a thank you notice for payment & MAYBE I will get "rebates" again like last year.

Anybody else's premium stayed the same or lowered?

I am w/AAA

Re: 😯 Car Insurance 👍🏾

Carmie — Tue, 12 Jan 2021 22:40:21 GMT

My insurance agent called today. She wanted to know if we wanted to lower our deductible on the cars from $500 to $100. We have four insured cars. The cost for this change for each car is between $12 and $16 more a year.

Heck yes! We have State Farm.

It sounded too good to be true, but I didn't argue with her.

Re: 😯 Car Insurance 👍🏾

RedTop — Tue, 12 Jan 2021 23:09:40 GMT

Since we retired, our yearly mileage is substantially lower than State Farm's definition of low, so our yearly premiums are significantly lower.

Re: 😯 Car Insurance 👍🏾

ScrapHappy — Tue, 12 Jan 2021 23:13:29 GMT

Our car insurance goes up every year

Re: 😯 Car Insurance 👍🏾

BornToShop — Tue, 12 Jan 2021 23:56:41 GMT

I recently used the zebra dot com and couldn't believe how much I was overpaying for car insurance! They are highly rated and I appreciated the ease of using their website $$$$$

Re: 😯 Car Insurance 👍🏾

hckynut — Wed, 13 Jan 2021 00:00:16 GMT

@ScrapHappy wrote:
Our car insurance goes up every year

@ScrapHappy

Have you found out why? Our State Farm Auto has gone down from 2019. We have also gotten a rebate/refund from them twice now. Guessing because I was not driving 40 miles 3 times a week to the ice rink.

I was already considered a very low mileage driver and I called my agent and told him I was driving close to 500 miles less each month. Times 12 that adds up to 6,000 miles. Think my refund was $91 broken down to our semi-annual choice of payments, so about $46 each payment.

Never hurts to ask when any auto insurance goes up. Being Accident Free and no Citations since 1960, has been a plus for me during my now 65 years of driving.

hckynut

Re: 😯 Car Insurance 👍🏾

haddon9 — Wed, 13 Jan 2021 00:00:15 GMT

We made changes...had four on the policy and down to two. Plus the new car that I got in Sept. has a lot of newer safety features so I got a discount for that.

Re: 😯 Car Insurance 👍🏾

hckynut — Wed, 13 Jan 2021 00:02:35 GMT

@haddon9

Yep, those safety features do make a difference.

hckynut

Re: 😯 Car Insurance 👍🏾

Snowpuppy — Wed, 13 Jan 2021 00:08:50 GMT

I just left Progressive for Liberty Mutual. Had Progressive for ages but they became annoying.

Better coverage with LM at a lower rate.

Your ins company will keep hiking your rates as long as you tolerate it.

Re: 😯 Car Insurance 👍🏾

Marp — Wed, 13 Jan 2021 01:48:28 GMT

I'm with State Farm and my last premium invoice went down almost 20%.

Re: 😯 Car Insurance 👍🏾

CalminHeart — Wed, 13 Jan 2021 11:12:54 GMT

My car insurance went up 20% this year. I'm 66, never had a ticket, never caused an accident, and drive a 2006 Impala with just 45,000 miles on it.

Re: 😯 Car Insurance 👍🏾

PinkyPetunia — Wed, 13 Jan 2021 15:15:09 GMT

I recently got a letter from Allstate saying they are giving a rebate of 5%--about $44.00. Big deal. That is almost nothing and I barely drive anywhere now.

Re: 😯 Car Insurance 👍🏾

beckyb1012 — Wed, 13 Jan 2021 15:25:11 GMT

I got mine last week and it went down about $50.00. Down to the amount it was back when I was driving my 15 year old car before I traded in for a new one. I just assumed now that my new car is almost three years old that was the reason. The only explanation they gave was in big print SEE INSIDE FOR MAJOR DIFFERENCE. I was like Great!!

Re: 😯 Car Insurance 👍🏾

Spurt — Wed, 13 Jan 2021 19:58:12 GMT

@Mz iMac wrote:
My car ins was due last December. The annual premium was 1¢ lower than the previous year! A notice came w/the bill that due to COVID yada, yada, yada.....

Today, I got a thank you notice for payment & MAYBE I will get "rebates" again like last year.

Anybody else's premium stayed the same or lowered?

I am w/AAA

@Mz iMac

I know there's an old adage beware of things that sound too good to be true.....BUT this is LEGIT....

My friend that works for an insurance company said that since people are being quarantined/locked down or are now working from home are driving less, therefore, you have less of a chance of having an accident so most insurance companies have lowered their rates or given a special discount which varies from company to company...(BTW comparing with friends and family State Farms discount was the least amongst the many different companies)

Re: 😯 Car Insurance 👍🏾

Snoopp — Wed, 13 Jan 2021 20:04:35 GMT

I think mine went up☹️ just because they can.

Re: 😯 Car Insurance 👍🏾

deeva — Wed, 13 Jan 2021 21:48:40 GMT

We received a check in the fall, and another one this week. Glad for any rebate.

Re: 😯 Car Insurance 👍🏾

northiie57 — Wed, 13 Jan 2021 22:05:35 GMT

My auto insurance is with USAA and it has never gone up and as a bank member has additional coverage at no extra cost...love it!

Re: 😯 Car Insurance 👍🏾

kivah — Thu, 14 Jan 2021 20:39:38 GMT

@Snowpuppy wrote:
I just left Progressive for Liberty Mutual. Had Progressive for ages but they became annoying.

Better coverage with LM at a lower rate.

Your ins company will keep hiking your rates as long as you tolerate it.

I just received my homeowners insur. bill from Mercury Insur - it has gone up a few hundred dollars in the last 4 years. I use the same insurance co. for my auto - and that's also gone up and I drive very little. When I read ur post a few days ago, I emailed my insurance agent to find me another company. I'm in California - and I knew that they keep raising the homeowners rates - because they've paid out a lot of money on all those wildfire claims the last few years.