topic Re: Medicare Being Used in Community Chat

Medicare Being Used

KarenQVC — Tue, 23 Jun 2020 03:05:16 GMT

Released today---1/3 of Medicare people who get CV are put into the hospital. 1/4 of those people die.

Thank goodness for Medicare. Can you imagine life without it? We would have to turn to our families for help.

Re: Medicare Being Used

sunshine45 — Tue, 23 Jun 2020 03:18:06 GMT

where did you read these figures @KarenQVC ?

Re: Medicare Being Used

KarenQVC — Tue, 23 Jun 2020 03:25:10 GMT

@sunshine45 CNN online.

Re: Medicare Being Used

sunshine45 — Tue, 23 Jun 2020 03:31:20 GMT

@KarenQVC wrote:
@sunshine45 CNN online.

One-third of Medicare recipients diagnosed with Covid had to be hospitalized, and more than a quarter of that group died, according to federal data released Monday.

The report, based on Medicare claims filed between January and mid-May, found that more than 325,000 beneficiaries were diagnosed with coronavirus and nearly 110,000 of them were hospitalized.

And 28% of those who were hospitalized died, according to the Centers for Medicare and Medicaid Services. Almost the same share went home.

Coronavirus hospitalizations have cost Medicare $1.9 billion in its fee-for-service program, which pays providers for services rendered, or about $23,100 per patient, on average.

Re: Medicare Being Used

Cats3000 — Tue, 23 Jun 2020 10:08:25 GMT

@KarenQVC What the heck are you talking about? Turn to our families for help? People are hospitalized due to medical concerns.

Re: Medicare Being Used

CalminHeart — Tue, 23 Jun 2020 11:13:51 GMT

@Cats3000 wrote:
@KarenQVC What the heck are you talking about? Turn to our families for help? People are hospitalized due to medical concerns.

If people get sick and can't afford medical care, they look to family for help with daily needs and until they recover.

Re: Medicare Being Used

CalminHeart — Tue, 23 Jun 2020 11:20:29 GMT

Medicare is the best thing that's happened to me in a long time. I've been on it over a year.

Medical coverage is 100 times better than my prior employer plan and copays are in my rear view mirror.

The total cost of Medicare, a supplemental policy, an RX policy, and vision/dental through my pension plan is $400 LESS per month than my prior employer medical plan. And using GoodRX coupons saves me $145 in copays on 2 prescriptions.

Re: Medicare Being Used

Cwoldie — Tue, 23 Jun 2020 11:46:00 GMT

If people get sick they go to the hospital for medical care NOT daily needs.

Re: Medicare Being Used

Still Raining — Tue, 23 Jun 2020 13:14:35 GMT

The flip side would be that 2/3 of Medicare receipts who are tested positive are not hospitalized. That is good news.

Re: Medicare Being Used

Mominohio — Tue, 23 Jun 2020 13:44:49 GMT

I'm among the few who dread when I have to go on medicare. My husband's employer has the best health insurance I've ever seen, and we pay virtually nothing for it. We have no deductible and our copays are the lowest in the industry I've seen. Even our dental is killer good.

Re: Medicare Being Used

pigletsmom — Tue, 23 Jun 2020 14:20:29 GMT

A vast majority of the country has health insurance. Obviously many of the people who are sick would have Medicare. I guess people can be grateful they don't have to carry private insurance in later life but of course most need to supplement Medicare.

What I find odd is people thinking that if you don't have insurance that makes you more likely to get sick with covid. Taking care of yourself keeps you less likely to be hit hard by covid. In my experience, having insurance just manages to get you into the dangerous zone. My Dad has great insurance. He's at high risk for covid because his insurance has kept him around with diabetes, copd and a bypass. Insurance wont do anything if you ignore the stuff that's causing the problems.

Re: Medicare Being Used

CelticCrafter — Tue, 23 Jun 2020 14:22:50 GMT

@Mominohio wrote:
I'm among the few who dread when I have to go on medicare. My husband's employer has the best health insurance I've ever seen, and we pay virtually nothing for it. We have no deductible and our copays are the lowest in the industry I've seen. Even our dental is killer good.

That's how I felt @Mominohio about my husbands union health insurance.

His 7 day hospital stay and gall bladder surgery cost us less than $100. The reason he was there was so long was because he had a raging infection from the gall bladder itself.

Re: Medicare Being Used

Nuttmeg — Tue, 23 Jun 2020 14:27:03 GMT

@Mominohio wrote:
I'm among the few who dread when I have to go on medicare. My husband's employer has the best health insurance I've ever seen, and we pay virtually nothing for it. We have no deductible and our copays are the lowest in the industry I've seen. Even our dental is killer good.

You should look into your DH benefit package long before he retires. If he does not receive a free supplement plan, he maybe able to pay for his current plan in retirement.

Re: Medicare Being Used

Mominohio — Tue, 23 Jun 2020 17:50:11 GMT

@Nuttmeg wrote:
@Mominohio wrote:
I'm among the few who dread when I have to go on medicare. My husband's employer has the best health insurance I've ever seen, and we pay virtually nothing for it. We have no deductible and our copays are the lowest in the industry I've seen. Even our dental is killer good.

You should look into your DH benefit package long before he retires. If he does not receive a free supplement plan, he maybe able to pay for his current plan in retirement.

@Nuttmeg

Agreed, but he has at least two more contracts before he retires, so it's a waste of time to try to figure things out quite yet. The world of health insurance is so fluid and changing, I don't want to get it into my head what 'is' as it most likely won't be the same in another 10 years and two more contracts.

Re: Medicare Being Used

Carmie — Tue, 23 Jun 2020 18:02:35 GMT

@Nuttmeg wrote:
@Mominohio wrote:
I'm among the few who dread when I have to go on medicare. My husband's employer has the best health insurance I've ever seen, and we pay virtually nothing for it. We have no deductible and our copays are the lowest in the industry I've seen. Even our dental is killer good.

You should look into your DH benefit package long before he retires. If he does not receive a free supplement plan, he maybe able to pay for his current plan in retirement.

You are not allowed to keep or even pay into your employers health insurance if you are not working any longer if you are eligible for Medicare.

If you are working and are of Medicare age, you may be on an employers health insurance. It depends on certain factors..as in the number of employees as to whether Medicare or your employees benefits are primary.

There may be a retiree package offered which would have to be a supplement or Medicare Advantage Plan.

Re: Medicare Being Used

Lucky Charm — Tue, 23 Jun 2020 18:07:26 GMT

@KarenQVC wrote:
Released today---1/3 of Medicare people who get CV are put into the hospital. 1/4 of those people die.

Thank goodness for Medicare. Can you imagine life without it? We would have to turn to our families for help.

It's good for the hospitals, too.

Re: Medicare Being Used

KarenQVC — Tue, 23 Jun 2020 18:48:52 GMT

My hospital loses $ on its Medicare patients.

That is why I am so willing to participate in research studies and the like. Or generally help out any way I can.

Re: Medicare Being Used

CalminHeart — Wed, 24 Jun 2020 11:30:20 GMT

@Mominohio wrote:
I'm among the few who dread when I have to go on medicare. My husband's employer has the best health insurance I've ever seen, and we pay virtually nothing for it. We have no deductible and our copays are the lowest in the industry I've seen. Even our dental is killer good.

Wow, you are very lucky.

For me, Medicare offers 100 times the coverage of my employer plan. The cost of Medicare, a supplemental policy, and a prescription policy is over $400 LESS per month than I paid for my employer plan.

Re: Medicare Being Used

I am still oxox — Wed, 24 Jun 2020 12:02:19 GMT

@Mominohio

I feel very blessed when it comes to health care. My hubby retired on April 30, 2020. Medicare is our primary insurance and his previous plan is now our secondary and they pay the Medicare deductible and various other things. We researched this long and hard before we made our decision on health care

@Mominohio wrote:
I'm among the few who dread when I have to go on medicare. My husband's employer has the best health insurance I've ever seen, and we pay virtually nothing for it. We have no deductible and our copays are the lowest in the industry I've seen. Even our dental is killer good.

Re: Medicare Being Used

suzyQ3 — Wed, 24 Jun 2020 17:50:45 GMT

We're also very pleased with Medicare. The whole thing is coordinated between the city of L.A. and Kaiser.