topic Re: Please Someone Help in Community Chat

Please Someone Help

77yangya — Mon, 01 Jun 2020 22:36:51 GMT

We got a credit card in the mail today with both our names on it. Mine and husband. Anyway, it said it was from the government. I called the police and asked them after my husband checked it on line, after I FORCED him to. It said that it's that stimulus thing but they were supposed to send checks. Alot of people sredded them thinking they were scams or come ons. I called the local police and they said yeah, it's legit. I think it stinks. NO ONE told us we were getting a debit card! Yeah, I get that they want you to spend money in stores but TELL people they're getting a card and not a check. I don't like it and don't trust it but my husband is gonna eat it if anything IS a scam. He gave HIS ss# to activate it. Oh, and by the way, no one gets on the phone to talk to you.

Can anyone please tell me if they've gotten one of these and elaborate. I'm only trying to protect myself in this crazy world. I would appreciate it, seriously.

Re: Please Someone Help

Lali1 — Mon, 01 Jun 2020 22:40:29 GMT

There have been posts about this and yes they are sending out cards.

Re: Please Someone Help

SharkE — Mon, 01 Jun 2020 22:42:53 GMT

I don't blame her. Glad mine came to our account

Re: Please Someone Help

spursfan2 — Mon, 01 Jun 2020 22:43:09 GMT

Personally, I havent heard of anyone receiving a credit card for their stimulus money. I received mine by direct deposit and everyone I know did as well except my parents. They received paper checks.

Re: Please Someone Help

Mom2Dogs — Mon, 01 Jun 2020 22:45:28 GMT

I would not be happy with a card either....ours finally came as a deposit in our checking account. I wonder how they decided who got a check, direct deposit or debit card?

edited to fix typo

Re: Please Someone Help

queendiva — Mon, 01 Jun 2020 22:48:22 GMT

@77yangya : Legit! Mine came on Friday.

You do not give your full SS# to activate it- only xx-xxxx. If you want to put all or some of the funds in your checking or savings account just take it to your bank and they will help you make the deposit. No need to freak out- it's money.

Oh, and it's a Debit card, not a Credit card.

Re: Please Someone Help

proudlyfromNJ — Mon, 01 Jun 2020 22:47:25 GMT

@77yangya Yes there is a longer thread on this. A lot of us received the debit card. The letter that came with it gives you info on ways to use it. It is legit. Some had it deposited in their bank account, some received a check and some received a debit card.

Re: Please Someone Help

FLtricia — Mon, 01 Jun 2020 22:48:50 GMT

I received check, but my sister received the debit card. She also thought at first it might be a scam.

It should have been announced on news or in newspapers so people would know. We were puzzled as to why she got the card and i received the check, They actually arrived within a day of each other.

Re: Please Someone Help

proudlyfromNJ — Mon, 01 Jun 2020 22:50:59 GMT

@Mom2Dogs wrote:
I would not be happy with a card either....ours finally came as a deposit in our checking account. I wonder how they decided who got a check, direct deposit or debit card?

edited to fix typo

@Mom2Dogs I think it depended on your taxes, pay or refund. We always pay and there was no info on where to send it as they never had to send us a refund. We never went to the government site and gave any info. We got the debit card.

Re: Please Someone Help

Caffeina — Mon, 01 Jun 2020 22:51:35 GMT

https://www.irs.gov/newsroom/economic-impact-payments-being-sent-by-prepaid-debit-cards-arrive-in-plain-envelope-irsgov-answers-frequently-asked-questions

Re: Please Someone Help

stevieb — Mon, 01 Jun 2020 22:54:03 GMT

I'm glad I got the direct deposit rather than a card or a check, but would have been happy with any of them. The failing, it seems, was in not doing a better job of getting the word out there that some folks who filed joint returns and for whom bank information wasn't available would be getting debit cards, as it was felt it might help to speed things up, getting the stimulus money more quickly to those who hadn't yet received it and were wanting to know when they would be getting theirs...

Re: Please Someone Help

kaydee50 — Mon, 01 Jun 2020 22:58:42 GMT

My friend got a Visa debit card and is having a difficult time using it. Wants to deposit the amount into a bank account. Otherwise, she says everytime the card is used there is a fee--$2???

Re: Please Someone Help

Mindy D — Mon, 01 Jun 2020 23:01:13 GMT

It's real. It's your stimulus money.

Re: Please Someone Help

Cats3000 — Mon, 01 Jun 2020 23:32:47 GMT

@77yangya Read the news once in a while. There have been several items. The federal government is sending debit cards to certain taxpayers for the stimulus payments. There have been warnings to people that the cards are coming and not to mistake them for junk mail.

Re: Please Someone Help

songbird — Mon, 01 Jun 2020 23:33:13 GMT

Are you sure they were credit cards? Debit cards are being sent, most of them are from Money Network Card Holders Services. These are debit cards you have to activate. They will give you both a web site to do it and a telephone number to access how much money they gave you. I just went through this myself today. You should first check with the IRS site, to find out if they sent you a card and on what date. My scheduled mail date was 5/22 but I didn't get it until today. I there is a 14 day window from when they told you they mailed it to the day you should receive it.

Re: Please Someone Help

songbird — Mon, 01 Jun 2020 23:36:04 GMT

@stevieb wrote:
I'm glad I got the direct deposit rather than a card or a check, but would have been happy with any of them. The failing, it seems, was in not doing a better job of getting the word out there that some folks who filed joint returns and for whom bank information wasn't available would be getting debit cards, as it was felt it might help to speed things up, getting the stimulus money more quickly to those who hadn't yet received it and were wanting to know when they would be getting theirs...

The danger was security. That's why the IRS did not exactly advertise about the debit cards. They sent them out in run of the mill looking junk mail. I wanted to have direct deposit but my husband refused. The less the IRS knows about you, the better.

Re: Please Someone Help

tansy — Mon, 01 Jun 2020 23:37:45 GMT

People living in TX and MA are likely to receive the debit card.

Take it to your bank.

Re: Please Someone Help

jackthebear — Mon, 01 Jun 2020 23:38:44 GMT

https://www.eipcard.com/?gclid=CjwKCAjwztL2BRATEiwAvnALcsHSzbji7yS20DDt8UFY5YSX6Tfs4DMomAMgkaGLHUfRAQlgfwXEUhoCbmcQAvD_BwE https

://www.aarp.org/money/taxes/info-2020/stimulus-payment-debit-cards.html

you could have googled "stimulus debit card". as well to find out

Re: Please Someone Help

songbird — Mon, 01 Jun 2020 23:39:38 GMT

@kaydee50 wrote:
My friend got a Visa debit card and is having a difficult time using it. Wants to deposit the amount into a bank account. Otherwise, she says everytime the card is used there is a fee--$2???

NO FEE. Did she get the card from Money Network Cardholders Services? It is a debit card. She might be doing it incorrectly. It will come with a letter of instructions to access it and find out how much money you got. There is no fee at all. You can go directly to your bank with the card and they will deposit the money for you.

Re: Please Someone Help

songbird — Mon, 01 Jun 2020 23:41:23 GMT

what a mess! People throwing the debit card away because they think it's junk mail. Not following instructions. The easiest thing in the world to do is take the card to the bank and will deposit your money in it!