topic Re: Pay All or Monthly Installments in Community Chat

Pay All or Monthly Installments

Dinaki — Mon, 11 May 2020 19:31:36 GMT

I do prefere to pay all at once the merchandise I choose from QVC. If I choose the Easy pay, sometimes I forget and I say to myself, why was I been charged that on my bank statement.

So what do you choose ladies, easy pay or pay all?

Re: Pay All or Monthly Installments

Peaches McPhee — Mon, 11 May 2020 19:32:45 GMT

I do both. Depends on what else is being charged that month.

Re: Pay All or Monthly Installments

Shelbelle — Mon, 11 May 2020 19:32:53 GMT

I always elect to pay in full.

Re: Pay All or Monthly Installments

chickenbutt — Mon, 11 May 2020 19:34:56 GMT

Yeah, I can go both ways too. Usually, on low ticket items I'd just as soon do it all in one pmt.

Yesterday, I bought one item. I had this $10 coupon they sent me and it was good for only 3 days. Yesterday was the last day so I purchased something and forgot to pay attention to the 'pmts or not' deal and let it go through with pmts of like $3-4. oops!

Re: Pay All or Monthly Installments

Luvtuna — Mon, 11 May 2020 19:38:46 GMT

I prefer to pay all at once. That way I don't have to keep tract of what the broken down charges are for.

Re: Pay All or Monthly Installments

Mj12 — Mon, 11 May 2020 19:43:29 GMT

I prefer to pay all when I order something. I wish it defaulted to 1 payment instead of easy pay but not a big deal to change.

Re: Pay All or Monthly Installments

Kachina624 — Mon, 11 May 2020 19:43:31 GMT

If you do choose Easy Pay, you can go in after the fact and pay off Easy Pay installments early.

Re: Pay All or Monthly Installments

Puppy Lips — Mon, 11 May 2020 19:43:40 GMT

I prefer to be charged in full, unless it is something expensive, then I may use easy pay. Even if I know I can not pay off my credit card in full, I still want to be charged the full amount. That way, when I stop or slow my purchases, I can see the results. AND, like it was already stated, I don't have to go back and figure out what I am being charged for, because I always write on my credit card statement what it is I bought.

Re: Pay All or Monthly Installments

kaydee50 — Mon, 11 May 2020 19:44:12 GMT

Pay all. Unless I was getting a "big ticket" item which I wouldn't do from QVC anyway.

Re: Pay All or Monthly Installments

deeva — Mon, 11 May 2020 19:45:37 GMT

I choose ez pay in case have to return the item. That way I'm not waiting a long time for for a large credit on my account.

If I decide to keep the item, I go online and have the remaining balance billed immediately. That way I'm done trying to keep track of the ez pays.

Re: Pay All or Monthly Installments

sunshine45 — Mon, 11 May 2020 19:48:40 GMT

mostly easy pay......i know that anytime i want to i can go and pay it off in full. my credit line is not "tied up" with a large amount.

qvc/credit card company doesnt have all of my money for my item if i use easy pay so i wont need a full amount refund if i decide to return it......and we all know it generally takes almost 3 -4 weeks to get refunds.

Re: Pay All or Monthly Installments

depglass — Mon, 11 May 2020 19:56:06 GMT

Large items I do easy pay. Small frivolous purchases, like yet another top, I pay immediately to avoid guilt. Of course "small" and "large" amounts vary over time. Large used to be a computer or a Vitamix. Now large is a better piece of jewelry, say 150.00.

Re: Pay All or Monthly Installments

DiAnne — Mon, 11 May 2020 20:09:59 GMT

I pay in full.

Re: Pay All or Monthly Installments

Lali1 — Mon, 11 May 2020 20:10:39 GMT

I never use easy pay my husband hates it. It's too much to track all the charges and keep up.

Re: Pay All or Monthly Installments

SeaMaiden — Mon, 11 May 2020 20:17:02 GMT

I was in the EASYPAY TRAP years ago. Finally wised up, and decided that if I could not pay in full, I did not need it.

So for the past 5 plus years I pay in full for everything... NO EASY PAY

I pay my card off at the end of the month. IN FULL and have a FICO score of 850.

I owe no one anything.

Re: Pay All or Monthly Installments

chiclets — Mon, 11 May 2020 22:39:19 GMT

Always in full.

Re: Pay All or Monthly Installments

Roscoe the Rascal — Mon, 11 May 2020 22:46:30 GMT

I do easy pay always. I can pay ear!y anytime I want. Just did the other day. Zero easy pays left.

I like easy pay and if I do not like and return then very little invested.

Re: Pay All or Monthly Installments

Foxxee — Tue, 12 May 2020 09:46:20 GMT

I use Easy Pay because I might have to return something. I'd rather not pay the full price on my credit card that I'm waiting for a refund 2-3 weeks.

With other retailers, refunds are given as soon as the package is picked up or within a day or two following receipt.

Re: Pay All or Monthly Installments

LindaSal — Tue, 12 May 2020 13:59:35 GMT

I have always done both but lately I have been opting out. I plan on paying off all my easy pays still going by this July. I am concerned about errors that I may not catch and I feel they make it tough to track everything.

Re: Pay All or Monthly Installments

Caffeina — Tue, 12 May 2020 14:27:05 GMT

I make easy payments to my bank account. That way whenever I buy something I can pay for it all at once.