topic Re: 6 Easy Pay doesn’t do it for me in Community Chat

6 Easy Pay doesn’t do it for me

Sue98 — Sat, 21 Mar 2020 12:17:36 GMT

How about you?

Re: 6 Easy Pay doesn’t do it for me

Mom2Dogs — Sat, 21 Mar 2020 12:23:20 GMT

I have used easy pay a few times but not for a quite a while...it's difficult to keep track of if you make a return and honestly, if I cannot pay for an item in full, I don't need it.

Re: 6 Easy Pay doesn’t do it for me

gizmogal — Sat, 21 Mar 2020 12:25:28 GMT

I like 6 easy pays. It makes it easier for me to make up my mind by having low payments, so I make the purchase on that basis. I sometimes pay in full on the balance after a couple of months of payments, if I see I have the money. There are no finance charges to pay it out in 6 months and I still get to enjoy what I bought and decide how fast to pay it off.

It works for me.

Since you always have the choice not to accept the easy payments and just be charged the full amount when you order, I'm not sure what about it "doesn't do it for you". What is it supposed to "do" that it fails to do??

Re: 6 Easy Pay doesn’t do it for me

Vanna66 — Sat, 21 Mar 2020 12:26:39 GMT

Easy pay is not an incentive for me to buy something. I prefer to pay in full.

Re: 6 Easy Pay doesn’t do it for me

jackthebear — Sat, 21 Mar 2020 12:29:24 GMT

@gizmogal wrote:
I like 6 easy pays. It makes it easier for me to make up my mind by having low payments, so I make the purchase on that basis. I sometimes pay in full on the balance after a couple of months of payments, if I see I have the money. There are no finance charges to pay it out in 6 months and I still get to enjoy what I bought and decide how fast to pay it off.

It works for me.

Since you always have the choice not to accept the easy payments and just be charged the full amount when you order, I'm not sure what about it "doesn't do it for you". What is it supposed to "do" that it fails to do??

give me a discount instead of ezpays

Re: 6 Easy Pay doesn’t do it for me

NewerNickname — Sat, 21 Mar 2020 12:33:32 GMT

Definitely not an incentive for me. The few times I have used it, I've paid it off before the last Easy Pay hits my credit card. Free Shipping? Now there's an incentive!

Re: 6 Easy Pay doesn’t do it for me

NewerNickname — Sat, 21 Mar 2020 12:38:15 GMT

@jackthebear wrote:
@gizmogal wrote:
I like 6 easy pays. It makes it easier for me to make up my mind by having low payments, so I make the purchase on that basis. I sometimes pay in full on the balance after a couple of months of payments, if I see I have the money. There are no finance charges to pay it out in 6 months and I still get to enjoy what I bought and decide how fast to pay it off.

It works for me.

Since you always have the choice not to accept the easy payments and just be charged the full amount when you order, I'm not sure what about it "doesn't do it for you". What is it supposed to "do" that it fails to do??
give me a discount instead of ezpays

I agree. Personally, I would be more likely to buy something if QVC offered free shipping or a discount coupon. Easy Pay doesn't entice me to buy anything.

Re: 6 Easy Pay doesn’t do it for me

FlowerBear — Sat, 21 Mar 2020 12:44:01 GMT

I dont use it. A couple of times when I didnt pick easy pay, they sent my bill in payments and I was not happy! I never pick easy pay!

Re: 6 Easy Pay doesn’t do it for me

Mimi 1883 — Sat, 21 Mar 2020 12:47:09 GMT

@Sue98 Does nothing for me either. Would much rather see more free shipping.

Re: 6 Easy Pay doesn’t do it for me

avid shopper — Sat, 21 Mar 2020 12:47:37 GMT

I am waiting for Free Shipping!

Re: 6 Easy Pay doesn’t do it for me

LindaSal — Sat, 21 Mar 2020 12:48:58 GMT

Agreed, free shipping would be best.

Re: 6 Easy Pay doesn’t do it for me

scatcat — Sat, 21 Mar 2020 12:57:42 GMT

Putting food on easy pay hits me as wrong. Eat the cake within a week, still paying for it a season(s) later.

I buy next to nothing here, but easy pay would not sway me.

Re: 6 Easy Pay doesn’t do it for me

kaydee50 — Sat, 21 Mar 2020 12:58:53 GMT

I never use easy pay. Don't buy high ticket items online and for something that's under $50 what's the point. Much, much prefer free shipping.

Re: 6 Easy Pay doesn’t do it for me

BirkiLady — Sat, 21 Mar 2020 13:12:26 GMT

Easy-pay does not entice me at all. If QVC would ante-up their merchandise with really great quality and interesting items, I might be tempted! But I don't buy more than a few items a year since their quality has slipped so much in the last 10-15 years.

Re: 6 Easy Pay doesn’t do it for me

Eileen in Virginia — Sat, 21 Mar 2020 13:48:10 GMT

Easy pay comes in handy for pricier kitchen appliances like a KA stand mixer, but it doesn't sway my decision to buy something I'm not considering anyway. Now free shipping - that's another matter entirely.

Re: 6 Easy Pay doesn’t do it for me

PINKdogWOOD — Sat, 21 Mar 2020 13:49:09 GMT

Easy pay, here's how I manage mine. If there's something I find and really want to try it, I will choose ep. If it's something I then choose to keep I pay it off immediately because my reality is, I dislike ep. It drives me crazy to have tons of charges for maybe many items over and over and over again. Makes me and my card feel like it's never paid off - and well, it never really is.

Re: 6 Easy Pay doesn’t do it for me

wagirl — Sat, 21 Mar 2020 14:35:01 GMT

No---find it hard to believe that anyone is spending $$$ for the stuff online---pretty sure I can live wilthout another LOGO thing-------and especially when so many are filing for UE benefits---just not one of my priorities right now.

Re: 6 Easy Pay doesn’t do it for me

Maltichonmom17 — Sat, 21 Mar 2020 14:55:54 GMT

I have nothing against easy pay. I have used it or not used it, depending on the situation. I can stretch it out for the full payment period if I choose to or pay it off as early as I wish. During tougher times, it allowed me to purchase something I needed without having to put the entire purchase price up front. In more prosperous times, I can choose to use it or not. It's nice to have choices. For those in higher income brackets, it's easy to to take for granted being able to buy what you want whenever you want. For those on more limited incomes, it's nice to be able to work a purchase into the budget. I've been on both sides of the fence.

During this uncertain time though, the easy pays aren't really an incentive for me. It would really take free shipping to convince me to turn loose of my wallet.

Re: 6 Easy Pay doesn’t do it for me

deeva — Sat, 21 Mar 2020 15:57:44 GMT

@scatcat

So true.

Reminds me of how I used to use my Sears credit card to buy gasoline. Back then, I never paid off the balance every month. So months later, I was still paying for that gas.

Re: 6 Easy Pay doesn’t do it for me

wilma — Sat, 21 Mar 2020 19:15:52 GMT

Count me in with those who would prefer free shipping or a discount instead of 6 easy pays. I noticed the payment option defaults to easy pay now. I always change it to one payment.