topic Re: MY EASY PAYS!!! in Community Chat

MY EASY PAYS!!!

so so — Sat, 10 Aug 2019 14:28:30 GMT

WOO HOO! my easy pays are almost gone..... they just make it too easy to make purchases, but hey, thats the name of the game I guess. I'm happy.......for me.

Re: MY EASY PAYS!!!

countrylady — Sat, 10 Aug 2019 14:35:54 GMT

I'm trying to slow down on the Easy Pays, too!

Re: MY EASY PAYS!!!

KonaKat — Sat, 10 Aug 2019 14:36:16 GMT

Easy pays are tempting, and best used with a big dollar purchase or if you don't want to put the full amount on a debit or credit card to try the item out. If youi like it, then you can go back in and pay the rest of it off and not drag out the payments. If you don't like it then you have only tied up one month's payment. Congrats!

Re: MY EASY PAYS!!!

Ketra — Sat, 10 Aug 2019 14:48:15 GMT

@so so wrote:
WOO HOO! my easy pays are almost gone..... they just make it too easy to make purchases, but hey, thats the name of the game I guess. I'm happy.......for me.

@so so Good for you! It will be nice having that extra cash in your account each month.😄

Re: MY EASY PAYS!!!

Bri369 — Sat, 10 Aug 2019 14:51:03 GMT

They can really add up...

Re: MY EASY PAYS!!!

SilleeMee — Sat, 10 Aug 2019 15:19:55 GMT

Here's what I do when the Q offers the EZpays on Q-Card holders but really want to use my regular cc instead.

I place my order with my Q-Card, pay the first installment then go back to my account and change my method of payment to my regular CC ( one that pays me cash back). That way I can still enjoy the EZpays and pay for them with a regular CC that pays me cash back...win win!.

Re: MY EASY PAYS!!!

Anonymous032819 — Sat, 10 Aug 2019 20:19:24 GMT

I generally do 1 or 2 easy-pays a year, and try to pay them off early.

Re: MY EASY PAYS!!!

pommom — Sun, 11 Aug 2019 16:22:21 GMT

@so so

Congrats! Mine are paid off next month.

Re: MY EASY PAYS!!!

kivah — Sun, 11 Aug 2019 17:21:10 GMT

Today David was selling a small box that goes under a Keurig (or other appliance) to hold the k-cups or other items. It was $24 and he said 10 times --- u could get it on 6 EZ Pays. If someone can't afford $24 + tax & shipping --- in my humble opinion --- they don't need it.

For the people who regularly buy on EZ Pay --- r u able to figure out ur credit card statement - especially when u return items???? Or don't u even bother to check?

Re: MY EASY PAYS!!!

SilleeMee — Sun, 11 Aug 2019 17:49:47 GMT

@kivah

I just go to my Q account page and look at the EP page to see what's on it for the remaining installments. Then I go to my card account and look at the activity there, too.

Re: MY EASY PAYS!!!

San Antonio Gal — Sun, 11 Aug 2019 18:58:18 GMT

@SilleeMee - I just received my Q card. Does the Q sometimes offer Easy Pays on just Q card holders?

Re: MY EASY PAYS!!!

blackhole99 — Sun, 11 Aug 2019 19:06:39 GMT

I like the idea of holding onto my money for 30 days and the convenience of using a credit card, but I don't like the fact that the QCard credit rate is so extremely high. I can't imagine I would use the card if I couldn't pay the balance in full each month. I mostly use my low rate credit card that I actually get cash back from.

Re: MY EASY PAYS!!!

SilleeMee — Sun, 11 Aug 2019 19:28:07 GMT

@San Antonio Gal wrote:
@SilleeMee - I just received my Q card. Does the Q sometimes offer Easy Pays on just Q card holders?

@San Antonio Gal

Yes, sometimes the EP offers are exclusive for Q-card holders only.

Re: MY EASY PAYS!!!

GAQShopr53 — Mon, 12 Aug 2019 16:00:10 GMT

@SilleeMee wrote:
Here's what I do when the Q offers the EZpays on Q-Card holders but really want to use my regular cc instead.

I place my order with my Q-Card, pay the first installment then go back to my account and change my method of payment to my regular CC ( one that pays me cash back). That way I can still enjoy the EZpays and pay for them with a regular CC that pays me cash back...win win!.

Great minds think alike @SilleeMee...that's the same thing I do with all of my easy pays offers. This way I also get my cash back /reward points for using my debit card. I pay all of the first easy payments on the QCard and then fast track remaining easy payments when I get tired of looking at them

Re: MY EASY PAYS!!!

GAQShopr53 — Mon, 12 Aug 2019 16:02:59 GMT

@so so wrote:
WOO HOO! my easy pays are almost gone..... they just make it too easy to make purchases, but hey, thats the name of the game I guess. I'm happy.......for me.

@so so You will feel soooooo good when you pay that last payment off. For about two months I kept checking to see when the next payment was due and then I remembered they are all paid off

Re: MY EASY PAYS!!!

kivah — Mon, 12 Aug 2019 23:04:50 GMT

@SilleeMee wrote:
@kivah
I just go to my Q account page and look at the EP page to see what's on it for the remaining installments. Then I go to my card account and look at the activity there, too.

When I get my credit card bills - I pay the total amount due and put the statement away. I don't like having to figure out each month how much was charged to my a/c + the next 5 months. When returning item(s) -- it gets very complicated. Be sure to pay off ur Q charges - as I'm sure the interest rate is very high.