topic Re: I made it!! in Community Chat

I made it!!

CalminHeart — Sat, 01 Jun 2019 09:39:51 GMT

Today is the day. I'm thrilled to say I made it to Medicare. It is much much better coverage than my employer plan. It's also like a pay raise because the total cost of Medicare, my supplemental policy, and my RX policy is $400 less per month than my employer plan.

Please, no political comments.

Re: I made it!!

ID2 — Sat, 01 Jun 2019 09:53:13 GMT

Congratulation! Medicare coverage is great, isn't it? I'm paying so much less than when I was on BCBS through my employer and receiving far better coverage! Yay!

Re: I made it!!

Pook — Sat, 01 Jun 2019 09:53:49 GMT

@CalminHeart Great! $400 less! Now prepare for the onslot of calls from various Medicare supplement plans that never stop!!

Re: I made it!!

Meowingkitty — Sat, 01 Jun 2019 12:34:30 GMT

My husbands signed up for Medicare but still working so he doesn’t use it yet. He doesn’t have a supplement and we never get calls. (Unless they are the ones that I’ve been blocking lately as coming across with no name.) he’s still working because I’m not eligible for Medicare for another 18 months and I need insurance otherwise he would have retired by now.

Re: I made it!!

godi — Sat, 01 Jun 2019 13:00:52 GMT

Congratulations! I hope you use it for a very very very long time!

Re: I made it!!

reiki604 — Sat, 01 Jun 2019 13:06:23 GMT

Congrats!!!! Today is my first day as well. I've been buying my insurance through the exchange and am thrilled at the savings. May we never need to use it, but it's great to have!!!

Re: I made it!!

dex — Sat, 01 Jun 2019 13:07:57 GMT

@Meowingkitty My dh retired before I qualified and I pay 1000 a month for poor coverage.In a few more months I will get Medicare at half the price and much better coverage too.

Re: I made it!!

SouthernBee — Sat, 01 Jun 2019 13:31:30 GMT

@Pook : Phone calls plus excessive mail. I will be 65 in July but on Social security disability and Medicare since 2003. The phone call blocker is a plus and getting used at least 10 times a day. DH noticed the bundle of mail daily. Have extra trash 🗑 in den that gets filled daily when DH brings the mail in. Southern Bee

Re: I made it!!

alicedee — Sat, 01 Jun 2019 13:37:12 GMT

Today is my first day as well. I’m one who is paying more....my income is low, so I qualified for a subsidy and paid no premium with my former plan. On the plus side, I have better coverage with a much lower deductible. And I can now join the fitness center near my home for free.

Stay healthy, everyone!

Re: I made it!!

willdob3 — Sat, 01 Jun 2019 13:41:09 GMT

@Meowingkitty wrote:
My husbands signed up for Medicare but still working so he doesn’t use it yet. He doesn’t have a supplement and we never get calls. (Unless they are the ones that I’ve been blocking lately as coming across with no name.) he’s still working because I’m not eligible for Medicare for another 18 months and I need insurance otherwise he would have retired by now.

@Meowingkitty

I don’t understand your comment about your husband not using it because he is still working. Is it only for people who have retired? Or do you mean he prefers to keep using insurance he has through work?

Re: I made it!!

tototwo — Sat, 01 Jun 2019 13:46:43 GMT

Congratulations and Happy Birthday, @CalminHeart !

Like you, my medical insurance premiums went down $580 a month once I was eligible for Medicare. Yay! And much better coverage. This getting older thing isn't all bad! There are some benefits.

Re: I made it!!

CelticCrafter — Sat, 01 Jun 2019 14:01:47 GMT

My Medicare takes effect on August 1 and I haven't gotten any phone calls, not that I would answer them if I did.

I do get junk mail though about choosing a plan.

Re: I made it!!

willdob3 — Sat, 01 Jun 2019 14:06:20 GMT

@CalminHeart wrote:
Today is the day. I'm thrilled to say I made it to Medicare. It is much much better coverage than my employer plan. It's also like a pay raise because the total cost of Medicare, my supplemental policy, and my RX policy is $400 less per month than my employer plan.

Please, no political comments.

@CalminHeart

You qualify at 65? It sounds great! What a nice birthday gift!

Re: I made it!!

RetRN — Sat, 01 Jun 2019 14:22:48 GMT

@dex wrote:
@Meowingkitty My dh retired before I qualified and I pay 1000 a month for poor coverage.In a few more months I will get Medicare at half the price and much better coverage too.

I feel for you, the exorbitant cost is ridiculous. Actually, it is robbery. Glad you only have a few more months to go.

Re: I made it!!

judy0330 — Sat, 01 Jun 2019 14:27:17 GMT

Congratulaitons @CalminHeart !! I started in March. Medicare -- Rx plan -- and Supplemental are $692 less per month than my private insurance.

Re: I made it!!

meallen616 — Sat, 01 Jun 2019 17:19:40 GMT

@CalminHeart,

Re: I made it!!

Blingqueen023 — Sat, 01 Jun 2019 17:58:51 GMT

I don't understand how this becomes a pay raise. without a supplement to pay the 20 percent left behind there is no pay raise. if there is a supplement, you're spending much more for health care. Where does the pay raise come into play?

Re: I made it!!

CalminHeart — Sun, 02 Jun 2019 10:32:58 GMT

@Blingqueen023 wrote:
I don't understand how this becomes a pay raise. without a supplement to pay the 20 percent left behind there is no pay raise. if there is a supplement, you're spending much more for health care. Where does the pay raise come into play?

I have a supplement and RX policy plus medicare and pay less per month for all three than I did on my employer plan. The savings is what I called a 'pay raise.'

Re: I made it!!

CelticCrafter — Sun, 02 Jun 2019 13:51:20 GMT

@willdob3 wrote:
@CalminHeart wrote:
Today is the day. I'm thrilled to say I made it to Medicare. It is much much better coverage than my employer plan. It's also like a pay raise because the total cost of Medicare, my supplemental policy, and my RX policy is $400 less per month than my employer plan.

Please, no political comments.
@CalminHeart

You qualify at 65? It sounds great! What a nice birthday gift!

Everyone qualifies for Medicare at 65.

Re: I made it!!

Spurt — Sun, 02 Jun 2019 23:19:47 GMT

@CalminHeart

CONGRATULATIONS! & HAPPY 65 th BIRTHDAY!