topic Re: Do you think it's safe to pay with a DEBIT card for online purchases? in Community Chat

Do you think it's safe to pay with a DEBIT card for online purchases?

MsCatLuver — Mon, 20 Aug 2018 21:43:57 GMT

Hello all,

I recently got rid of most of my credit cards/except for one which I want to use for emergency purposes only.

Do you think it safe to use my debit card to pay for ONLINE purchases at "reputable " retailers like Walmart.com or QVC? TIA

Re: Do you think it's safe to pay with a DEBIT card for online purchases?

Barb114 — Mon, 20 Aug 2018 21:46:17 GMT

I would be a little afraid of the debt card. Someone I know did thst years back. Someone get the credit card number and cleaned out her checking account. You are insured with the bank but what a hassle. IMO no.

Re: Do you think it's safe to pay with a DEBIT card for online purchases?

deepwaterdotter — Mon, 20 Aug 2018 21:50:21 GMT

I feel more secure using a credit card for online purchases.

Re: Do you think it's safe to pay with a DEBIT card for online purchases?

kittyloo — Mon, 20 Aug 2018 21:51:04 GMT

we do it all the time at well known places.

Re: Do you think it's safe to pay with a DEBIT card for online purchases?

Love my grandkids — Mon, 20 Aug 2018 21:51:47 GMT

I personally would NEVER use my debit card for an online purchase, no matter who the retailer is. Not ever.

That's what I use my credit card for.

Re: Do you think it's safe to pay with a DEBIT card for online purchases?

hopi — Mon, 20 Aug 2018 21:52:31 GMT

Re: Do you think it's safe to pay with a DEBIT card for online purchases?

haddon9 — Mon, 20 Aug 2018 21:54:18 GMT

I feel much safer using a credit card.

Re: Do you think it's safe to pay with a DEBIT card for online purchases?

NickNack — Mon, 20 Aug 2018 21:57:25 GMT

I do it all the time at Amazon. I've done it other places, too, without having a problem.

Re: Do you think it's safe to pay with a DEBIT card for online purchases?

MsCatLuver — Mon, 20 Aug 2018 21:57:47 GMT

Thank you for all of your advice. That's what I figured… Do not use a debit card for online purchases.

Re: Do you think it's safe to pay with a DEBIT card for online purchases?

ShowMe — Mon, 20 Aug 2018 21:57:54 GMT

I used my Debit card for ages.....now I have a credit card that I use. Never had a problem with the Debit card.

Re: Do you think it's safe to pay with a DEBIT card for online purchases?

RollTide2008 — Mon, 20 Aug 2018 21:58:49 GMT

I do it all the time.

Re: Do you think it's safe to pay with a DEBIT card for online purchases?

fthunt — Mon, 20 Aug 2018 22:00:37 GMT

If you need something quickly - I'd go for it. Here's a better idea (I think - and I did). For on-line purchases and having cash to pay for it immediately - - - I got a PREPAID card through American Express. They waive a charge, which I don't even know what it is. Once you have an account - - - and in some drug stores, you can add money to your balance often but.........never more than $200 in one day. When I see something -, I check to see what my balance is and if not enough $ - I add $50 - $100 - and then make my purchase. Known as AMERICAN EXPRESS SERVE. You get a normal looking credit card for local purchases.

(should say: on-line transfer funds from my bank checking account and it's transferred immed. In a store you can add with cash)

Hope this helps........................It's so easy and safe If thief gets your card number - he won't steal much!

Re: Do you think it's safe to pay with a DEBIT card for online purchases?

blackhole99 — Mon, 20 Aug 2018 22:03:17 GMT

No, I'm afraid I'd be the unlucky one to get wiped out, a debit card is too risky, it only takes one time.

Re: Do you think it's safe to pay with a DEBIT card for online purchases?

CLHS68 — Mon, 20 Aug 2018 22:10:09 GMT

No do not use a debit card online.

Re: Do you think it's safe to pay with a DEBIT card for online purchases?

StylishLady — Mon, 20 Aug 2018 22:10:37 GMT

Anecdotal experience from me: been using one for years. Got skimmed once, probably at the gas station. The bank took care of it. You decide if it's worth any risk, like everything else we do these days.

Re: Do you think it's safe to pay with a DEBIT card for online purchases?

RedTop — Mon, 20 Aug 2018 22:13:48 GMT

For online purchases, no.

Re: Do you think it's safe to pay with a DEBIT card for online purchases?

DiAnne — Mon, 20 Aug 2018 22:19:41 GMT

I don't use a debit card for anything. I use a credit card that has point system so I get money back for using it.

Re: Do you think it's safe to pay with a DEBIT card for online purchases?

hsawaknow — Mon, 20 Aug 2018 22:27:52 GMT

Thats all I have. I have used it for Amazon to QVC and never had a problem. You can always buy a prepaid Visa or Mastercard if you dont feel comfortable using your debit card.

Re: Do you think it's safe to pay with a DEBIT card for online purchases?

kivah — Mon, 20 Aug 2018 22:42:27 GMT

If ur debit card was stolen and charges racked up, does the bank repay u? Several years ago, I ordered an alarm clock for $75. from a scammy on-line company - 4alarmclocks dot com - and they sent me a broken clock. I called my credit card company and disputed this purchase - and I was credited.

For some reason, I would never get a debit card. I always pay off my credit cards monthly.

Re: Do you think it's safe to pay with a DEBIT card for online purchases?

SilleeMee — Tue, 21 Aug 2018 00:43:47 GMT

Yes, but only if you follow some basic security tips like:

1- be certain of the sellers' ~~reputation~~ establishment

2- make sure that the website is secure and encrypted

3- never use your debit card on WiFi hotspots

4- never give your debit card account number in any emails

5- check your bank account often and check for suspicious charges