topic Re: 👉🏿 Insure your identity 👌🏾 in Community Chat

👉🏿 Insure your identity 👌🏾

Mz iMac — Mon, 19 Mar 2018 17:28:03 GMT

From the AARP March Bulleton...

“You can insure your identity.”

Did you know you can insure your identity? It’s available as a rider on many homeowner policies for as little as $25 a year. If your identity is stolen, the insurer will work with police and credit bureaus to restore your good name, and reimburse costs related to repairing your credit.

Other tidbits can be found by clicking on the "What Experts Know That You Don't" link.

Re: 👉🏿 Insure your identity 👌🏾

Snowpuppy — Mon, 19 Mar 2018 17:37:00 GMT

Any lawyer will pick apart the "guarantee to restore your good name".

Put a freeze across all 3 credit reports. "Opt Out of cc marketing offers. And put an alert on your cc's. Mine are set to "alert me when my card is charged for $1 and no card was swiped.

Easy peasy.

Re: 👉🏿 Insure your identity 👌🏾

CelticCrafter — Mon, 19 Mar 2018 17:48:21 GMT

@Snowpuppy - that's exactly what we have done.

Just the other day I had it out with Capital One - apparently opting out doesn't apply to them and they keep sending offers.

Re: 👉🏿 Insure your identity 👌🏾

NicksmomESQ — Mon, 19 Mar 2018 18:19:23 GMT

Insuring your identity can only help after the fact.The only way to deal with protecting your identity before it’s stolen is to freeze your credit!! That’s the only way to avoid the stress!!

Re: 👉🏿 Insure your identity 👌🏾

sunshine45 — Mon, 19 Mar 2018 18:37:44 GMT

we have it as part of our homeowners insurance as a very inexpensive rider.

have had it for quite a while now.

Re: 👉🏿 Insure your identity 👌🏾

sunshine45 — Mon, 19 Mar 2018 18:40:53 GMT

@NicksmomESQwrote:
Insuring your identity can only help after the fact.The only way to deal with protecting your identity before it’s stolen is to freeze your credit!! That’s the only way to avoid the stress!!

even THAT is not 100% foolproof.

Re: 👉🏿 Insure your identity 👌🏾

Snowpuppy — Mon, 19 Mar 2018 19:42:36 GMT

@CelticCrafterwrote:
@Snowpuppy - that's exactly what we have done.

Just the other day I had it out with Capital One - apparently opting out doesn't apply to them and they keep sending offers.

Opting Out keeps the snoops out of your credit reports and stops those pre-approved offers in the mail which can be stolen.

If you are already a Cap One card holder, they can continue to mail/call you as an existing customer. You can look at account preferences and see if you can limit how they market to you.

Re: 👉🏿 Insure your identity 👌🏾

CelticCrafter — Mon, 19 Mar 2018 20:32:36 GMT

@Snowpuppy - we don't do business with them, never have unless they have some connection to something else.

Next on my list is AARP - even bigger pita's!