topic Re: I Just Got A Call in Community Chat

I Just Got A Call

Jordan2 — Wed, 15 Nov 2017 02:14:39 GMT

I just got a call from the fraud department from my Chase Visa card. Apparently $11.97 has tried to be charged to my credit card in August, October, and today. Supposedly it was charged to Amazon, which I do purchase from but never with this card. I'm being issued a new card. Just wanted to say be on the lookout for small charges to your statements which can go unnoticed, big purchases like trips for thousands of dollars are easier to spot.

Re: I Just Got A Call

Nonametoday — Wed, 15 Nov 2017 02:21:31 GMT

Had a political candidate charge numerous $5 political donations to my card in 2008 and again in 2012. Had a very hard time getting them removed but eventually did.

Re: I Just Got A Call

Katcat1 — Wed, 15 Nov 2017 02:21:43 GMT

@Jordan2, Last year my Barclays card number was being used at Walmart of all places but the amounts were $400 and $300. My Barclays card caught it before it went through (how I don't know but sure appreciated that they caught it). I received a call from them and they sent me a new card overnight. Sometimes it happens when you give your charge no. over the phone. OMG! Glad you are okay.

Re: I Just Got A Call

Nightowlz — Wed, 15 Nov 2017 02:21:59 GMT

Just happened to us again last month. This is the 4th time.

I check ours online often so I can catch it quick.

I caught it once right when they were getting started.

I just so happen to get online to check something on our statement when I saw a charge to some place I have never heard of.

I called the credit union so they closed the account & issued a new card.

Re: I Just Got A Call

NicksmomESQ — Wed, 15 Nov 2017 02:32:03 GMT

It’s happened to me several times over the last few years.The credit card companies have caught it several times & I’ve caught it the other times.

It’s very important to review your statements regularly!!

Re: I Just Got A Call

Kachina624 — Wed, 15 Nov 2017 02:54:23 GMT

The pros usually start with a very small charge, often $1 or $2, just to see if they can get away with it. I've had that happen 3-4 times and B of A has always caught it.

Re: I Just Got A Call

Love my grandkids — Wed, 15 Nov 2017 03:04:00 GMT

Someone tried to pull this on my Visa card about 4 years ago. It was a charge under $10.

Sadly for them, I check my bank and credit card balances EVERY SINGLE DAY! I immeidately called Visa Fraud and they took care of it.

The same thing was tried a year later. Visa handled it and issued me a new card. No problems ever since.

Re: I Just Got A Call

Bri36 — Wed, 15 Nov 2017 03:06:28 GMT

I have text alerts on my cards. As soon as a charge goes through, I immediately get a text. If I didn't use it and got a text, I would know right away.

Re: I Just Got A Call

SharkE — Wed, 15 Nov 2017 03:08:58 GMT

Golly, I thought we were the only ones !

Hubbo, uses one card just for Hulu to charge to and then he noticed

somebody had charged 1.29 and some other tiny amount that neither of

us recognized less then 5 bucks.

Card cancelled, new one sent.

Never ends

Re: I Just Got A Call

chrystaltree — Wed, 15 Nov 2017 03:27:01 GMT

I'm pretty sure that most people already know that the biggest form of credit card theft is the low dollar charges, like under $10 that most of us don't really look at or if we question it, we think "maybe it's legit". It's why I use my debit cards for almost everything I buy except for high ticket items. I don't have the time or strength to play credit detective every month. If heaven forbid, my debit card gets hacked, they only get what's on the card. They don't have access to my entire line of credit.

Re: I Just Got A Call

VenturaHighway — Wed, 15 Nov 2017 03:28:49 GMT

@Jordan2 wrote:
I just got a call from the fraud department from my Chase Visa card. Apparently $11.97 has tried to be charged to my credit card in August, October, and today. Supposedly it was charged to Amazon, which I do purchase from but never with this card. I'm being issued a new card. Just wanted to say be on the lookout for small charges to your statements which can go unnoticed, big purchases like trips for thousands of dollars are easier to spot.

@Jordan2Do you have Amazon Prime? That is about the amount that I pay each month.

Re: I Just Got A Call

Pook — Wed, 15 Nov 2017 11:30:09 GMT

@chrystaltree Debit cards are usually VISA cards and the same as a credit card when purchasing online. I always use credit when using my debit card instead of the password for local purchases also since it's easier to recover when hacked. I've had mine used several times for purchases I did not make. Purchases online from debit are all made as credit card purchases. I've never had issues with any of my credit cards. Your identity can be stolen just as easily with a debit card hack so there is actually no difference except that your bank account can be drained quickly - money needed for daily living and bills which causes immediate issues! That happened to a friend and they got all her checking, Christmas club and savings which left her frantically calling creditors trying to explain. It took nearly a month to get her money back. All my credit cards notify me if a purchase isn't from anywhere where I usually purchase or for products I never buy or if it's an in store purchase from a store not close to where I live so I find credit cards much safer. Also, Visa was the one who notified my bank that possible fraud purchases had been made with my debit card and put a hold on them until I could check it out.

Re: I Just Got A Call

Hayfield — Wed, 15 Nov 2017 11:34:05 GMT

It has happened to me several time and they've been very small amounts too. Sometimes it makes me want to go back to carrying cash!

Re: I Just Got A Call

halfpint1 — Wed, 15 Nov 2017 11:58:32 GMT

Glad Chase watches out for credit card purchases. I have their card but a different bank for savings and checking. The banks are now asking for more information about you when you go in.

Re: I Just Got A Call

Jordan2 — Wed, 15 Nov 2017 12:37:58 GMT

@VenturaHighway wrote:
@Jordan2 wrote:
I just got a call from the fraud department from my Chase Visa card. Apparently $11.97 has tried to be charged to my credit card in August, October, and today. Supposedly it was charged to Amazon, which I do purchase from but never with this card. I'm being issued a new card. Just wanted to say be on the lookout for small charges to your statements which can go unnoticed, big purchases like trips for thousands of dollars are easier to spot.
@Jordan2Do you have Amazon Prime? That is about the amount that I pay each month.

@VenturaHighway, I do have Amazon Prime but have always paid the $99 annual fee at one time and I always use my Amazon Visa card for purchases on the website. If I actually owe it I will pay it.

Re: I Just Got A Call

CelticCrafter — Wed, 15 Nov 2017 12:42:22 GMT

@Hayfield wrote:
It has happened to me several time and they've been very small amounts too. Sometimes it makes me want to go back to carrying cash!

When it happened to us, I was told by the cc company that it's usually a test to see if it makes it through.

Re: I Just Got A Call

dex — Wed, 15 Nov 2017 13:19:40 GMT

@Hayfield I remember in the days of cash people were robbed of their purses and wallets.I think we will always be robbed no matter how we try to stop it.

Re: I Just Got A Call

silkyk — Wed, 15 Nov 2017 17:31:22 GMT

When I purchase online I use a one time only number that I get from my credit card co. (just call or e them ) Good for that one purchase ONLY! Save me (and DH) a lot of worries and headaches.

Re: I Just Got A Call

Pearlee — Wed, 15 Nov 2017 17:39:33 GMT

@NameAlreadyTaken wrote:
Had a political candidate charge numerous $5 political donations to my card in 2008 and again in 2012. Had a very hard time getting them removed but eventually did.

Great way to lose votes!

Re: I Just Got A Call

Jordan2 — Wed, 15 Nov 2017 18:17:23 GMT

It's funny, as I was on the phone last night with my credit card company (watching The Voice) on The Middle Mike had the very same problem! His card was charged about $5 and he and Frankie thought the charge was fradulent!