topic Re: 🎉Unexpected Windfall 😀📱 in Community Chat

🎉Unexpected Windfall 😀📱

Moonchilde — Tue, 26 Sep 2017 22:14:39 GMT

I received notification from Fidelity that I was getting a check. I wondered why, because all of my $$ is, I thought, in an IRA. So I called them. Turns out it was my employer contribution from the last year I worked, and a "freebie" extra unconnected to the funds in the IRA. So, I am free to spend it!

And it couldn't come at a better time, as I'm waiting to buy a new phone until two more phones debut, hopefully both in Oct, and I can choose between all my top picks. Now, I'll be able to pay for it outright, or nearly pay for it, depending - and guilt-free! Whee!

Re: 🎉Unexpected Windfall 😀📱

Bird mama — Tue, 26 Sep 2017 23:00:18 GMT

@Moonchilde Good for you. This kind of good news makes me happy.

Re: 🎉Unexpected Windfall 😀📱

Oznell — Tue, 26 Sep 2017 23:05:48 GMT

Right out of the blue! Whee, is right, Moonchilde!

Re: 🎉Unexpected Windfall 😀📱

truffle — Tue, 26 Sep 2017 23:13:53 GMT

The little icon next to the word unexpected reminds me of a slice of pizza so I think I'll go get something to eat now!

Happy to hear about your windfall!

Re: 🎉Unexpected Windfall 😀📱

lulu2 — Tue, 26 Sep 2017 23:18:43 GMT

@Moonchilde

Good for you. I do not want to rain on your parade or make you jealous but last week I received email notification a relative of mine, who was a Prince in Sudan, left me A LOT of money.

Re: 🎉Unexpected Windfall 😀📱

twinny70 — Tue, 26 Sep 2017 23:23:20 GMT

Moonchilde, what great news. Have fun spending it.

Re: 🎉Unexpected Windfall 😀📱

Moonchilde — Tue, 26 Sep 2017 23:30:07 GMT

Thanks, everyone :-)

@lulu2, lol!

My choices are going to be between iPhone 8+, Galaxy S8+, Pixel XL2 or LG V30. Of course, the one I'm the most interested in (the LG) doesn't have a release date other than "soon." The others are either out or will be in 2 weeks. Now I hope I can make myself wait until they're ALL out.

Re: 🎉Unexpected Windfall 😀📱

SeaMaiden — Tue, 26 Sep 2017 23:35:31 GMT

@lulu2 wrote:
@Moonchilde
Good for you. I do not want to rain on your parade or make you jealous but last week I received email notification a relative of mine, who was a Prince in Sudan, left me A LOT of money.

@lulu2 an EMAIL...???.....🙃

Re: 🎉Unexpected Windfall 😀📱

game-on — Tue, 26 Sep 2017 23:38:12 GMT

@Moonchilde....What fun! I love surprises!

@lulu2....too funny!

Re: 🎉Unexpected Windfall 😀📱

Noel7 — Tue, 26 Sep 2017 23:59:02 GMT

@lulu2 wrote:
@Moonchilde
Good for you. I do not want to rain on your parade or make you jealous but last week I received email notification a relative of mine, who was a Prince in Sudan, left me A LOT of money.

@lulu2

LOL. 😄😅🤣

Re: 🎉Unexpected Windfall 😀📱

Kachina624 — Wed, 27 Sep 2017 00:15:02 GMT

@SeaMaiden wrote:
@lulu2 wrote:
@Moonchilde
Good for you. I do not want to rain on your parade or make you jealous but last week I received email notification a relative of mine, who was a Prince in Sudan, left me A LOT of money.
@lulu2 an EMAIL...???.....🙃

@SeaMaiden That's strange because I got the same email! Maybe we're cousins.

Re: 🎉Unexpected Windfall 😀📱

software — Wed, 27 Sep 2017 00:34:01 GMT

Party at @Moonchilde 's!!

Happened to me about 5 years ago.

And I had moved so more money that a former employer owed me went to the state because my forwarding address notice had expired. The state notified me

I didn't know I left anything on the table when I left the company.

Re: 🎉Unexpected Windfall 😀📱

Sooner — Wed, 27 Sep 2017 00:40:56 GMT

@software wrote:
Party at @Moonchilde 's!!

Happened to me about 5 years ago.

And I had moved so more money that a former employer owed me went to the state because my forwarding address notice had expired. The state notified me

I didn't know I left anything on the table when I left the company.

Check on whether or not you owe taxes or have they been taken out. . . It's wonderful foryou to get money like that, but just want to make sure you aren't in for SURPRISES from Uncle Sam down the road! You know how THAT uncle is! LOL!!! Congrats!

Re: 🎉Unexpected Windfall 😀📱

homedecor1 — Wed, 27 Sep 2017 02:52:37 GMT

enjoy whatever you buy! Isn't that nice to get "found $".

I was xcited today my Chinese fortune cookie said "expect a financial windfall!" Hey maybe it's really going to be my turn😉Since my rich uncle who died from Sudan never came thru with my zillions!!! Lol

Re: 🎉Unexpected Windfall 😀📱

Moonchilde — Wed, 27 Sep 2017 04:51:57 GMT

@homedecor1 wrote:
enjoy whatever you buy! Isn't that nice to get "found $".

I was xcited today my Chinese fortune cookie said "expect a financial windfall!" Hey maybe it's really going to be my turn😉Since my rich uncle who died from Sudan never came thru with my zillions!!! Lol

Good luck with that, @homedecor1 :-)

Re: 🎉Unexpected Windfall 😀📱

Big Sister — Wed, 27 Sep 2017 07:38:05 GMT

Congratulations, and what a nice surprise. Yes, you can wait to get the one that you really want. It will be worth it.

Re: 🎉Unexpected Windfall 😀📱

magicmoodz — Wed, 27 Sep 2017 10:21:37 GMT

@lulu2 wrote:
@Moonchilde
Good for you. I do not want to rain on your parade or make you jealous but last week I received email notification a relative of mine, who was a Prince in Sudan, left me A LOT of money.

@lulu2

I love happy stories like this! Did you give them your bank account number/password so they can deposit the funds directly for you? 😁

Re: 🎉Unexpected Windfall 😀📱

FrostyBabe1 — Wed, 27 Sep 2017 12:02:30 GMT

That kind of happened to me when I retired. I'd already carefully calculated what my lump sum payout should be. I called Fidelity and spent the following 3-4 weeks arguing with them over the calculation. They were wrong. Dead wrong, and by a significant amount. When we got to within $500 I gave up and told them to send the check to Schwab (it was a defined benefit plan, so I hadn't contributed anything to it). 9 months later, I got a letter from Fidelity saying that they'd underpaid me (duh!) and that they'd be sending another check to Schwab for the remainder, plus interest.

Re: 🎉Unexpected Windfall 😀📱

kitty60 — Wed, 27 Sep 2017 12:58:25 GMT

I am so tired of fighting with financial institutions as they are so sure they do not make mistakes. More than once I have had to stand my ground to get something fixed. Currently fighting with a bank who changed the coding of one of my accounts resulting in a substantial loss of interest. I have heard so many excuses and every time I corrected them they would finally come up with another. After going up several levels I hit one who would not give me his supervisor and told me to contact "The office of the chair, complaints, CFPB (?) or the BBB! Great Customer service, also by the way how to get the address, no he wouldn't supply said I could figure it out.

We work too hard to save for retirement and then treated like an insignificant number to the institutions.

Re: 🎉Unexpected Windfall 😀📱

software — Wed, 27 Sep 2017 13:33:48 GMT

@kitty60 wrote:
I am so tired of fighting with financial institutions as they are so sure they do not make mistakes. More than once I have had to stand my ground to get something fixed. Currently fighting with a bank who changed the coding of one of my accounts resulting in a substantial loss of interest. I have heard so many excuses and every time I corrected them they would finally come up with another. After going up several levels I hit one who would not give me his supervisor and told me to contact "The office of the chair, complaints, CFPB (?) or the BBB! Great Customer service, also by the way how to get the address, no he wouldn't supply said I could figure it out.

We work too hard to save for retirement and then treated like an insignificant number to the institutions.

In your case, unfortunately, you are more intelligent and knowledgeable than the people you are stuck trying to convince. The banks speak with authority so you think they know what they are talking about. Imagine all the people who back down and accept their word.

Keep fighting.