topic Re: Trusted Id Premier in Community Chat

Trusted Id Premier

Flika13 — Fri, 15 Sep 2017 17:45:58 GMT

On the Equifax website there is a link to Trusted ID Premier for a one year free membership. Has anyone signed up? I am a little leery about giving all of my information .

Re: Trusted Id Premier

dooBdoo — Fri, 15 Sep 2017 17:50:11 GMT

Blubird wrote:
On the Equifax website there is a link to Trusted ID Premier for a one year free membership. Has anyone signed up? I am a little leery about giving all of my information .

TrustedID is owned by Equifax, the company that created this dangerous, disastrous mess. Just my opinion, but I wouldn't have any intentional additional involvement with anything associated with Equifax, a company I feel is unscrupulous and irresponsible.

Re: Trusted Id Premier

Snowpuppy — Fri, 15 Sep 2017 18:02:33 GMT

Read the fine print before signing up for anyone's monitoring service. There is usually language that says they sell your info to "trusted partners" and that includes collection agencies.

Besides, if you're worried about your credit, don't you want to buy products like life insurance and home security?

Never pass up a crises that can generate revenue.

Re: Trusted Id Premier

deepwaterdotter — Fri, 15 Sep 2017 18:15:07 GMT

The only action I have taken at Equifax is to put a security freeze on my credit record.

Re: Trusted Id Premier

Ibby114 — Fri, 15 Sep 2017 18:21:33 GMT

I signed up - and today receved an alert. The descrption is very generic 'updated tradeline' - but it's via a bank that I stopped dealing with last year when my account was skimmed. That account number was frozen and a new one issued- which I never activated.

I looked at my credit report and everything looks okay- but I really want to know what this alert is about. The phone # is call is busy all day. And the website is hanging up every time you try to look into it further!

Re: Trusted Id Premier

Krimpette — Fri, 15 Sep 2017 18:21:59 GMT

I bit the bullet and signed up for LifeLock. Did it through mrrebates and got an awesome rebate.

Re: Trusted Id Premier

SeaMaiden — Fri, 15 Sep 2017 18:28:28 GMT

@Flika13

Oneyear coverage will do little good for this breach of personal ID information. Usually the outfits the purchase the info on the black market wail a while...two and more years to ever sell or use the info. It may be 5 years later that your info is used..... so giving you a year of limited protection is like putting a bandaid on a huge open wound.....it does NOTHING TO PROTECT YOU.

Re: Trusted Id Premier

BirdieGal — Fri, 15 Sep 2017 18:37:05 GMT

My husband and I just got our credit reports from all three companies then put a freeze on our credit through each one as well.

We have been doing a lot of research and what we have seen is that most of the services that these protection services offer can be done for free by the consumer.

It truly angers me that this was done by a company that none of us have any choice but to have a relationship with. And yet this happens. And the execs knew and sold their stock more than a month before they released the info.

This is criminal and I really hope will be dealt with. Not holding my breath.

Re: Trusted Id Premier

Krimpette — Fri, 15 Sep 2017 18:42:21 GMT

@BirdieGal

"It truly angers me that this was done by a company that none of us have any choice but to have a relationship with. And yet this happens. And the execs knew and sold their stock more than a month before they released"

I agree wholeheartedly with what you're saying. My friend and I were discussing this the other day. She made a comment that she wasn't concerned because she never signed up with Equifax!!!! Who did???? It's criminal that they never installed the security patch that was available to them six months before the hack.

Re: Trusted Id Premier

makena — Fri, 15 Sep 2017 18:44:35 GMT

@dooBdoo ITA. Never trust someone that says "trust me." LOL.

Re: Trusted Id Premier

Ibby114 — Fri, 15 Sep 2017 19:02:36 GMT

@Krimpette wrote:
I bit the bullet and signed up for LifeLock. Did it through mrrebates and got an awesome rebate.

@Krimpette I question the strength of LifeLock's services... the CEO had his identify stolen several times!

Re: Trusted Id Premier

Snowpuppy — Fri, 15 Sep 2017 19:05:16 GMT

@Ibby114 wrote:
I signed up - and today receved an alert. The descrption is very generic 'updated tradeline' - but it's via a bank that I stopped dealing with last year when my account was skimmed. That account number was frozen and a new one issued- which I never activated.

I looked at my credit report and everything looks okay- but I really want to know what this alert is about. The phone # is call is busy all day. And the website is hanging up every time you try to look into it further!

It means nothing.

Most creditors report every month to the 3 bureaus. All it means is that your closed/defunct account is reporting as closed.

If you're concerned, call the card issuer and ask them about their monthly updates.

Re: Trusted Id Premier

Krimpette — Fri, 15 Sep 2017 19:15:48 GMT

@Ibby114 Well, I guess I'll take my chances...........along with many others, apparently. When I tried to enroll by phone, the hold time was at least 60 minutes, due to the volume of calls they are receiving. My trusted financial advisor of many years recommended that I enroll.

Re: Trusted Id Premier

Laura14 — Fri, 15 Sep 2017 19:17:15 GMT

I did and finally got the activation email after three days. I clicked through the link to activate it and it won't go anywhere after I enter my info. I tried mobile and work computer.

I finally broke down and emailed customer service and told them to get their you know what together and fix it. Their response was they would get back to me when they could because of the volume they are receiving. Well, offer something that works and not a broken button and you won't be inundated with emails.

Actually I was nicer than that but I am over this frustration. It's almost like they don't want you in the service. I have never had so much trouble trying to follow someone's rules in all my life and I did nothing wrong!

Re: Trusted Id Premier

NicksmomESQ — Fri, 15 Sep 2017 19:21:14 GMT

@BirdieGal DH & I are considering putting a freeze on our credit as well.We currently have 90 day alerts in place.What is the procedure to activate the freeze.I know it has to be done for all 3 bureaus separately.Does it take long? Is it a complicated process? Thank You 😊.

Re: Trusted Id Premier

SeaMaiden — Fri, 15 Sep 2017 19:22:20 GMT

@Krimpette wrote:
@Ibby114 Well, I guess I'll take my chances...........along with many others, apparently. When I tried to enroll by phone, the hold time was at least 60 minutes, due to the volume of calls they are receiving. My trusted financial advisor of many years recommended that I enroll.

@Krimpette Time for a new "advisor"?

Re: Trusted Id Premier

Ibby114 — Fri, 15 Sep 2017 19:24:25 GMT

@Snowpuppy wrote:
@Ibby114 wrote:
I signed up - and today receved an alert. The descrption is very generic 'updated tradeline' - but it's via a bank that I stopped dealing with last year when my account was skimmed. That account number was frozen and a new one issued- which I never activated.

I looked at my credit report and everything looks okay- but I really want to know what this alert is about. The phone # is call is busy all day. And the website is hanging up every time you try to look into it further!
It means nothing.

Most creditors report every month to the 3 bureaus. All it means is that your closed/defunct account is reporting as closed.

If you're concerned, call the card issuer and ask them about their monthly updates.

@Snowpuppy thank you! I was concerned seeing a closed account (& a problem one at that) noted. I never activated the new account number they gave me so I started wondering, my credit report looks okay though. Barclays Bank has the most questionable algorithms for security ! I'll never deal with them again.

Re: Trusted Id Premier

Laura14 — Fri, 15 Sep 2017 19:26:24 GMT

@NicksmomESQ wrote:
@BirdieGal DH & I are considering putting a freeze on our credit as well.We currently have 90 day alerts in place.What is the procedure to activate the freeze.I know it has to be done for all 3 bureaus separately.Does it take long? Is it a complicated process? Thank You 😊.

@NicksmomESQ Go to each of the credit bureaus websites and they will have a freeze section. It was very simple with Transunion and Equifax years ago. You do have to pay a certain fee in accordance to what your state charges. Mine was $3 for each freeze and done quickly online.

Experian wanted me to send copies of driver's licenses and other paperwork like that to PO Box to do their freeze. I opted not to do that so I have them monitored for free via AAA. And I have just now placed fraud alerts.

Re: Trusted Id Premier

Krimpette — Fri, 15 Sep 2017 19:45:28 GMT

@SeaMaiden Not in my opinion. He's absolutely awesome and I've done very well by him over the years.

Re: Trusted Id Premier

BirdieGal — Fri, 15 Sep 2017 21:34:55 GMT

@NicksMom

Go here:

https://www.oag.ca.gov/idtheft/facts/freeze-your-credit

Its safe. We used it today and they have the direct links for the page for each credit reporting company right on their info page.

We did it all online. The only one that took a few times was Transunion because they are obviously slammed.

We then signed up with True Identity (a Transunion owned protection service) It is free. None of this is difficult at all. Just a few fields to fill out.

And to add...most states do charge. Equifax is waiving their fee if you freeze within 30 days. Do NOT sign up for their free protection because to get it free you must sign away any right to sue them.

I am in CA so it was $10.00 each for the other two. So $40.00 total for my husband and myself. Money well spent I say.