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    <title>topic Harp program? in Community Chat</title>
    <link>https://community.qvc.com/t5/Community-Chat/Harp-program/m-p/254942#M113442</link>
    <description>&lt;P&gt;Can anyone tell me about the Harp program.  I am getting phone calls from my mortgage company telling me I am eligible at no cost.  Is this just a telemarketing call?  We are not behind in our mortgage and no major financial difficulties.  We were not even thinking of refinancing. ( although the rates are quite a bit lower now)  What are the advantages of the harp and who makes out.&lt;/P&gt;</description>
    <pubDate>Mon, 24 Sep 2012 01:45:35 GMT</pubDate>
    <dc:creator>Tag2020</dc:creator>
    <dc:date>2012-09-24T01:45:35Z</dc:date>
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      <title>Harp program?</title>
      <link>https://community.qvc.com/t5/Community-Chat/Harp-program/m-p/254942#M113442</link>
      <description>&lt;P&gt;Can anyone tell me about the Harp program.  I am getting phone calls from my mortgage company telling me I am eligible at no cost.  Is this just a telemarketing call?  We are not behind in our mortgage and no major financial difficulties.  We were not even thinking of refinancing. ( although the rates are quite a bit lower now)  What are the advantages of the harp and who makes out.&lt;/P&gt;</description>
      <pubDate>Mon, 24 Sep 2012 01:45:35 GMT</pubDate>
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      <dc:creator>Tag2020</dc:creator>
      <dc:date>2012-09-24T01:45:35Z</dc:date>
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