topic Re: RFID wallets sales tactics in Q Talk

RFID wallets sales tactics

handygal2 — Thu, 13 Aug 2015 13:11:44 GMT

Why is it that it seems that every show host who presents an RFID protection wallet has had an identity theft incident? It seems to be more than a coincidence. Just wondering...

ETA: I believe RFID blockers are not necessary unless you have a "wave-and-pay" type card.

Re: RFID wallets sales tactics

mac116 — Thu, 13 Aug 2015 13:09:45 GMT

I agree with you. The identity theft claims sound like a scam themselves! I think the scare tactics are meant to frighten the elderly into purchasing. Shameful!!

Re: RFID wallets sales tactics

Group 5 minus 1 — Thu, 13 Aug 2015 13:14:26 GMT

I think it is a sales tactic.

Re: RFID wallets sales tactics

wagirl — Thu, 13 Aug 2015 13:16:52 GMT

I read somewhere that if you fashion a wallet out of duct tape lined with foil ;that will do a better job than the RFID items. Some really cute duct tape now days and way less expensive too.

Re: RFID wallets sales tactics

handygal2 — Thu, 13 Aug 2015 13:25:21 GMT

@wagirl wrote:
I read somewhere that if you fashion a wallet out of duct tape lined with foil ;that will do a better job than the RFID items. Some really cute duct tape now days and way less expensive too.

That's a creative idea. Also, I believe you can put the card in a homemade aluminum foil sleeve, inside your existing wallet, as well.

Re: RFID wallets sales tactics

justathought — Thu, 13 Aug 2015 13:32:42 GMT

My daughter told me to wrap my wallet/cards in foil, works the same way the RFID wallets do.

I have done that and hope it

is true. It was on facebook.

The sellers make it seem that there is a person on every corner, in every store and bank ready to steal our card #.s.

Just have to be careful when you use your cards, common sense?

Re: RFID wallets sales tactics

andigrif — Thu, 13 Aug 2015 13:58:15 GMT

It's not a scam it's a very real crime. I have a friend who works for Chase and the millions that are stolen with the cards is crazy. Right now the magnetic carrds are being stolen left and right because criminals know they are being phased out for the EMV (chip) cards. I just had a card number stolen this past week.

You only need the sleeves if you have a chip and pin card not one with a magnetic strip. The chips transmit a signal but the account number isn't encrypted (which is really dumb) so it makes the account numbers easy to steal. All credit cards need to have the EMV chip starting in October which is why companies are sending new cards out now. The cards with the chips are harder to steal than magnetic strips, but due to them transmitting data can be stolen. In all honesty the safest way to pay for something electronically right now is using Apple pay since they require a double encryption for any transaction

Re: RFID wallets sales tactics

NiteStar — Thu, 13 Aug 2015 14:01:21 GMT

Up until a month ago, none of my credit cards had the RFID chip in them. Now it seems all my cards are being replaced with this type. Just in the last two weeks, I've received new cards from Discover, JC Penney Mastercard and Chase VISA with this new technology and telling me to destroy my old card as this card replaces it. But I did get one piece of excellent advice from Discover. If you use the type of wallet that has credit card slots, place the card in backwards so that the the "silver square" on the front of the card that carriers the chip, is facing the inside of your wallet. Yes...it makes it harder to find which card you need snce the name of the card is not facing outward. But that's a small price to pay to feel a little safer.

Re: RFID wallets sales tactics

nomless — Thu, 13 Aug 2015 14:13:04 GMT

I've heard that tip about placing the card in backwards, but doesn't that mean you then have to be careful what direction your wallet is facing and way direction you're holding your purse? Think about it....the card may be backwards in the wallet, but you can place the wallet in the bag such that the chip is still facing in the readable direction. Right???

Re: RFID wallets sales tactics

ChynnaBlue — Thu, 13 Aug 2015 14:18:47 GMT

@handygal2 wrote:
Why is it that it seems that every show host who presents an RFID protection wallet has had an identity theft incident? It seems to be more than a coincidence. Just wondering...

ETA: I believe RFID blockers are not necessary unless you have a "wave-and-pay" type card.

They also need to stop confusing Identidy Theft with Credit Card Fraud. If someone steals your actual identity, it can be very difficult to clear up and take years and court battles to do it. If someone steals your credit card information, it can take literally minutes to clean up.

Credit card fraud happens way more often. I've had it happen twice and have had to get a new credit or debit card quite a few times over the last few years because it MIGHT have been compromise whenever a major business was hacked. Many of my friends have been victims of credit card fraud, but none have been victims of identify theft.

Frankly, the odds are higher than someone will get my credit card information from an online hack than from my wallet, especially since very few US cards even have RFID chips in them.

Re: RFID wallets sales tactics

NiteStar — Thu, 13 Aug 2015 14:19:04 GMT

Placing the card in backwards doesn't completely rid someone of the risk that their card will be "scanned", but it just makes it harder.

Re: RFID wallets sales tactics

Q4u — Thu, 13 Aug 2015 14:41:05 GMT

Unfortunately this is just the tip of the iceburg... but it does need to be addressed because you don't know when it's happening. But also be very careful of on-line ordering and being hacked. You can also be hacked via the ATM machines as well....

What I don't like are the quality of the wallets out there with RFID capability. Card slots that are too small, Poor quality leather, wallets when full that don't close... etc. etc. I finally found one I liked with a ton of room and decent (still not top quality) leather that I bought on-line.....

Re: RFID wallets sales tactics

suzyQ3 — Thu, 13 Aug 2015 16:33:43 GMT

I'm simply not worried about it, and yes, we now have those types of cards.

Re: RFID wallets sales tactics

Goldengate8361 — Thu, 13 Aug 2015 19:59:04 GMT

Sorry--but wrapping my cards in aluminum foil sounds like a terrible idea to me.....You'd have to re-wrap with new foil everytime--and it certainly wouldn't fit into my wallet (it'd crunch, etc.).

I bought some credit card RFID "sleeves" on Amazon that were very highly rated and were much cheaper than QVC. I think it's a smart thing to do--that's very, very easy.

Re: RFID wallets sales tactics

SHIRAZ — Thu, 13 Aug 2015 23:13:47 GMT

@ChynnaBlue wrote:
@handygal2 wrote:
Why is it that it seems that every show host who presents an RFID protection wallet has had an identity theft incident? It seems to be more than a coincidence. Just wondering...

ETA: I believe RFID blockers are not necessary unless you have a "wave-and-pay" type card.

They also need to stop confusing Identidy Theft with Credit Card Fraud. If someone steals your actual identity, it can be very difficult to clear up and take years and court battles to do it. If someone steals your credit card information, it can take literally minutes to clean up.

Credit card fraud happens way more often. I've had it happen twice and have had to get a new credit or debit card quite a few times over the last few years because it MIGHT have been compromise whenever a major business was hacked. Many of my friends have been victims of credit card fraud, but none have been victims of identify theft.

Frankly, the odds are higher than someone will get my credit card information from an online hack than from my wallet, especially since very few US cards even have RFID chips in them.

I totally agree with ChynnaBlue. I believe they are exaggerating by using the term "identity theft" when they are simply talking about credit card fraud. I certainly don't believe all of the hosts have been identity theft victims. I think maybe 1 or 2 of them have. Have they all experienced credit card fraud? Probably. It has happened to me, my mother, and quite a lot of people that I know. If you use a card, it's likely to get compromised at some point. It is enough of a pain in the neck when it happens to be worthy of their sales pitch, without the exaggeration of claiming to be identity theft victims.

Re: RFID wallets sales tactics

cosmic1 — Fri, 14 Aug 2015 00:00:10 GMT

I don't know a single person who has happen what the hosts claim, ad nauseum. Maybe they all know the same one person and that's who they are referring to. Lol.

I had my card # stolen once and Capital One was on it immediately and closed my acct and sent me a new card. I lost nothing. They actually picked up the fraud and called me to check where I was. The purchase was being made in another state. Also, if fraudulent charges show up, you just have to report it and you will be covered.

Re: RFID wallets sales tactics

Kachina624 — Sat, 15 Aug 2015 01:54:48 GMT

I just had credit card theft on an old card w/o the chip. I rarely use this card, never carry it with me but it had 4 charges to the same place. I called their phone # and learned it is a CC processor. The card user had an email addy that started with "Josh"; told them that was not me, and with that little conversation, he removed it. Of course if he wouldn't my CC company would.

...

debic — Sat, 15 Aug 2015 13:06:32 GMT

Everything's a sales tactic of course although I do know several people that have had their cards hijacked. And it can be a pain if you work out of town or travel a lot.

I only have one card but I do keep it in one of those sleeves. They do not protect 100% but they do add a little extra protection.

I'm guessing if you use duct tape it would have to be the metallic one not the patterened. Also no way I'm using tinfoil, but for those who want to buy one of those space blankets and cut up, it's at least pliable.

Re: RFID wallets sales tactics

Spurt — Sun, 16 Aug 2015 14:28:01 GMT

@handygal2 wrote:
Why is it that it seems that every show host who presents an RFID protection wallet has had an identity theft incident? It seems to be more than a coincidence. Just wondering...

ETA: I believe RFID blockers are not necessary unless you have a "wave-and-pay" type card.

@handygal2 And I heard someone comment about the RFID blockers---even if they help while in your wallet, couldn't someone scan them when you take the card out to complete your purchase??????????

It does seem strange that many of the hosts would happen to experience identity theft---and since some mentioned that it happened when they were still in possession of their credit card, it makes you wonder whether their card was scanned, or a card was hacked when doing an online purchase at home....hmmmmmmmmmmmmmm.

Re: RFID wallets sales tactics

tockerman — Sun, 16 Aug 2015 14:32:53 GMT

i use them and they work for me you really do not know who is out there. i do not carry the cc unless i am going to use it. for my debt card i only keep a couple hundred dollars in my account so they would really not get that much but i think this is a good id.