topic Re: No more checks in Q Talk

No more checks

Grnthumb — Mon, 07 Aug 2023 16:27:40 GMT

I recently received a letter from QVC that effective Aug ?, I think the 14th, they will no longer be accepting checks. I know a lot of places aren't taking checks but I still like the option. QVC has made my shopping easier by implementing this because I won't buy as much.

Re: No more checks

chrystaltree — Mon, 07 Aug 2023 16:37:08 GMT

Probably because bounced checks was nuisance for them. And most people who don't use credit cards use debit cards now. For many years, checks were my preferred payment method for QVC. Then a coworker told me about a pre paid debit card that is not connected to my bank accounts. I started loading my shopping money on it monthly. It was a great way to budget. I still use it for online shopping and for vacation spending.

Re: No more checks

beach-mom — Mon, 07 Aug 2023 16:42:05 GMT

@Grnthumb - There is another thread about this, started by @three4me . I posted my thoughts there, and actually sent an email to the Social Team. I just basically gave them my thoughts too. I haven't heard anything back yet, but I don't expect to.

I use it when we're away, so things won't be delivered. Our neighborhood has a lot of families who leave for the whole summer. A while back when I was newer to QVC something was delivered by UPS. Of course when no one was home, after 2 or 3 tries, they sent it back to QVC. It was a comforter, sold out, so I couldn't get it again. The CS rep I talked to recommended paying for the item by check, and changing to a card shortly before leaving, within their time frame of course.

That has worked for me since, but I won't be able to do it any longer.

Re: No more checks

beach-mom — Mon, 07 Aug 2023 16:46:49 GMT

@chrystaltree wrote:
Probably because bounced checks was nuisance for them. And most people who don't use credit cards use debit cards now. For many years, checks were my preferred payment method for QVC. Then a coworker told me about a pre paid debit card that is not connected to my bank accounts. I started loading my shopping money on it monthly. It was a great way to budget. I still use it for online shopping and for vacation spending.

@chrystaltree - This is a great idea! Can you please tell me where to get a card like this?

Re: No more checks

SilleeMee — Mon, 07 Aug 2023 16:47:25 GMT

It would be convenient if the Q would implement the eCheck system of payment. that's just like writing a paper check only it's done electronically and is much more secure than a paper one.

Re: No more checks

Caaareful Shopper — Mon, 07 Aug 2023 16:53:06 GMT

Once QVC incorporated PayPal as an option, I'm not sure why they continued with checks anyway. I don't any retailer I use that still accepts checks.

In fact, QVC needs to add Apple Pay to their options, especially on their QVC app.

Re: No more checks

Zhills — Mon, 07 Aug 2023 16:57:54 GMT

My checkout shows PayPal is accepted.

Re: No more checks

kaydee50 — Mon, 07 Aug 2023 17:01:19 GMT

I can't remember the last time I wrote a check. Probably not in this millenium--LOL!! And did you have to wait for the check to clear before QVC sent the item? Seems like a long time lag between ordering and actually getting the product.

Re: No more checks

chrystaltree — Mon, 07 Aug 2023 17:06:16 GMT

@beach-mom wrote:
@chrystaltree wrote:
Probably because bounced checks was nuisance for them. And most people who don't use credit cards use debit cards now. For many years, checks were my preferred payment method for QVC. Then a coworker told me about a pre paid debit card that is not connected to my bank accounts. I started loading my shopping money on it monthly. It was a great way to budget. I still use it for online shopping and for vacation spending.

@chrystaltree - This is a great idea! Can you please tell me where to get a card like this?

If you Google "pre paid debit cards", you'll get a list.

Re: No more checks

DJs mom — Mon, 07 Aug 2023 17:11:35 GMT

@Caaareful Shopper I would love if QVC accepted Apple Pay. That is my preferred method of payment above all else. I especially love when I am using it in person because I just tap my Apple watch to pay for my purchases. I no longer have to carry a pocketbook or wallet when I am going out for lunch at work or practically any place. As long as I have my iPhone with me I just tap my watch. It is much more secure.

Re: No more checks

RespectLife — Tue, 08 Aug 2023 11:55:04 GMT

@Grnthumb

I have seen dozens and dozens of posts on these forums where people admit they use check hold while they 'think' about it.

Then they change it to a cc anyways...OR cancel....which prohibits the sale to others while it is on a lengthy hold.

Adds to the reason stock 'reappears' after a sale, TSV, etc.

I don't blame QVC for deleting this option.

Re: No more checks

Group 5 minus 1 — Mon, 07 Aug 2023 17:16:51 GMT

So is to pay your Q card or a hold on products? I'm confused.

Re: No more checks

They CallMe MRWILKES — Mon, 07 Aug 2023 17:43:28 GMT

Qurate takes another small step into the bright, modern world of 2023.

Re: No more checks

Pecky — Mon, 07 Aug 2023 17:29:31 GMT

I think most people used check because you have two weeks to send the check plus it gives them time to think about it, and able to cancel the order. The downside is the people that are willing to purchase now with cc, and can't because it is showing sold out due to the check hold somone else has. It may be more fair ordering without the check option.

Re: No more checks

Magicrat — Mon, 07 Aug 2023 18:26:59 GMT

I never so any use for PayPal. Isn't it just a credit card? And I have no idea what ApplePay is.

Re: No more checks

fthunt — Mon, 07 Aug 2023 18:30:28 GMT

@chrystaltree Saw your question.........I have pre-paid account-card with AMERICAN EXPRESS...........accepted by must or all stores.

Have a balance credit but don't use it much. Limit of around $200

deposit of funds - each transactions. Next day you can add another $200 if you have that amount in your checking account.

It's safe but you have to watch your spending and balance

Re: No more checks

Mz iMac — Mon, 07 Aug 2023 21:13:41 GMT

@Caaareful Shopper wrote:
I don't any retailer I use that still accepts checks.

Amazon does if you shop there......

I live in a check writing state. I really think it depends on the demographics towns where checks are accepted & where they are not.

Re: No more checks

RespectLife — Tue, 08 Aug 2023 11:57:27 GMT

@Mz iMac wrote:
@Caaareful Shopper wrote:
I don't any retailer I use that still accepts checks.

Amazon does if you shop there......

I live in a check writing state. I really think it depends on the demographics towns where checks are accepted & where they are not.

@Mz iMac

ACH debits and writing and mailing a paper check are not the same thing.

The above is referring to adding your bank info online...routing number and account number for the vendor to automatically deduct from your checking account.

Apples to oranges....

Re: No more checks

Caaareful Shopper — Tue, 08 Aug 2023 12:04:15 GMT

@RespectLife Exactly. That's not the same as writing a check and mailing it while the items are held up until the snail mail delievers and it can be cleared, or rejected.

Re: No more checks

Restraint — Thu, 24 Aug 2023 15:52:50 GMT

They would make sure the check cleared before shipping the product.