topic Re: First timer in Q Talk

First timer

Toni 973 — Wed, 20 Aug 2014 01:52:54 GMT

So I'll be buying a PS4 and it'll be my first time using QVC. I see they have a lot of Easy Pays on the PS4's. I'll be using my debit card. Is this really going to work?

Re: First timer

Goldengate8361 — Wed, 20 Aug 2014 01:54:01 GMT

What's a PS4?

Re: First timer

Toni 973 — Wed, 20 Aug 2014 01:55:59 GMT

On 8/19/2014 Goldengate8361 said: What's a PS4?

Sony's video game console.

Re: First timer

Another new name Sue — Wed, 20 Aug 2014 01:58:00 GMT

I think it would be safer to use a credit card if possible. Your debit card accesses your checking account. In case of hacking QVC's site, your debit card is up for grabs. It's better not to use online. Just my opinion.

Re: First timer

brewhaha — Wed, 20 Aug 2014 02:00:23 GMT

You're no longer a QVC virgin. I had a lot of easy pays my first time too.

Re: First timer

Toni 973 — Wed, 20 Aug 2014 02:13:06 GMT

On 8/19/2014 brewhaha said:
You're no longer a QVC virgin. I had a lot of easy pays my first time too.

Everything went smoothly? I've been Googling about Easy Pay the past few days and I've seen reports of Easy Pay not working with debit cards and/or first time buyers.

Re: First timer

Toni 973 — Wed, 20 Aug 2014 02:14:57 GMT

Not sure what happened double post. Sorry.

Re: First timer

Toni 973 — Wed, 20 Aug 2014 02:14:57 GMT

Edit: My post went through three times for some reason.

Re: First timer

Colonel Meow — Wed, 20 Aug 2014 02:17:42 GMT

If the funds are in your checking account, there should be no issues. I frequently use EZPay to break up my payments on WEN kits. Just be aware of when the money will be charged every month, and it should go smoothly.

Re: First timer

Toni 973 — Wed, 20 Aug 2014 02:19:35 GMT

On 8/19/2014 Colonel Meow said:
If the funds are in your checking account, there should be no issues. I frequently use EZPay to break up my payments on WEN kits. Just be aware of when the money will be charged every month, and it should go smoothly.

Re: First timer

betteb — Wed, 20 Aug 2014 02:20:26 GMT

Can your debit card also be used as a credit card? Does it have a Visa or Matercard logo on it? If so, you can use it for easy pay, if you use it as though it's a credit card.

Just check the pay with credit card box and enter the 16 digit number on the front of the card instead of entering your bank routing number and account number.

Re: First timer

Colonel Meow — Wed, 20 Aug 2014 02:22:13 GMT

On 8/19/2014 betteb said:
Can your debit card also be used as a credit card? Does it have a Visa or Matercard logo on it? If so, you can use it for easy pay, if you use it as though it's a credit card.

Just check the pay with credit card box and enter the 16 digit number on the front of the card instead of entering your bank routing number and account number.

Yes, this is a good point. From your post, OP, I took it for granted that you were using a debit card with a logo. If not, it won't work.

Re: First timer

Colonel Meow — Wed, 20 Aug 2014 02:23:38 GMT

On 8/19/2014 Toni 973 said:
On 8/19/2014 Colonel Meow said:
If the funds are in your checking account, there should be no issues. I frequently use EZPay to break up my payments on WEN kits. Just be aware of when the money will be charged every month, and it should go smoothly.

Toni - were you trying to respond here? It seems like you're having some technical difficulties tonight, lol. This happened to me yesterday!

Re: First timer

Toni 973 — Wed, 20 Aug 2014 02:27:22 GMT

On 8/19/2014 Colonel Meow said:
On 8/19/2014 Toni 973 said:
On 8/19/2014 Colonel Meow said:
If the funds are in your checking account, there should be no issues. I frequently use EZPay to break up my payments on WEN kits. Just be aware of when the money will be charged every month, and it should go smoothly.

Toni - were you trying to respond here? It seems like you're having some technical difficulties tonight, lol. This happened to me yesterday!

Haha, yeah not sure what's going on. My debit card has a Mastercard logo on it. Will it be ok? I only have used it as debit, never credit, but it's linked to my checking account.

Re: First timer

Colonel Meow — Wed, 20 Aug 2014 02:32:38 GMT

You should be fine, but really, if it's a no-go then the system won't even take your first payment. The only thing you can do is try. It might be more reassuring for you to speak to a CSR and set up your EZ Pay over the phone - just a suggestion.

Re: First timer

Toni 973 — Wed, 20 Aug 2014 02:40:03 GMT

On 8/19/2014 Colonel Meow said:
You should be fine, but really, if it's a no-go then the system won't even take your first payment. The only thing you can do is try. It might be more reassuring for you to speak to a CSR and set up your EZ Pay over the phone - just a suggestion.

Thanks. Do they hold the entire amount or just the initial Easy Pay Installment plus the Shipping and taxes? I've read reports of both.

Re: First timer

Colonel Meow — Wed, 20 Aug 2014 02:44:33 GMT

On 8/19/2014 Toni 973 said:
On 8/19/2014 Colonel Meow said:
You should be fine, but really, if it's a no-go then the system won't even take your first payment. The only thing you can do is try. It might be more reassuring for you to speak to a CSR and set up your EZ Pay over the phone - just a suggestion.

Thanks. Do they hold the entire amount or just the initial Easy Pay Installment plus the Shipping and taxes? I've read reports of both.

I've also read reports of both (here on this forum, in fact). But in my experience, only the first payment is ever held/withdrawn. They also break up the tax and shipping over whatever amount of payments there are.

Re: First timer

betteb — Wed, 20 Aug 2014 02:47:14 GMT

On 8/19/2014 Toni 973 said:
On 8/19/2014 Colonel Meow said:
You should be fine, but really, if it's a no-go then the system won't even take your first payment. The only thing you can do is try. It might be more reassuring for you to speak to a CSR and set up your EZ Pay over the phone - just a suggestion.

Thanks. Do they hold the entire amount or just the initial Easy Pay Installment plus the Shipping and taxes? I've read reports of both.

If you call CS, don't say debit card, say credit card. It should just take the first payment. QVC divides the total ticket for the item. Price+shipping+tax divided by the number of easy pays =payment amount.

Re: First timer

Toni 973 — Wed, 20 Aug 2014 02:54:45 GMT

Thanks everyone. When I get paid again I'll place the order on the website rather than over the phone.

Re: First timer

Toni 973 — Wed, 20 Aug 2014 03:11:24 GMT

Also, about Easy Pay. I've read people say they wish there were more EP offers. Pretty much everything I've seen has an EP offer although I've only looked in electronics.