topic Re: QVC easy pay troubles in Q Talk

QVC easy pay troubles

Kingcake — Sat, 28 Sep 2019 11:03:19 GMT

Anyone else caught in the viscous cycle of easy pay debt? Never again am I going to order on easy pay. I got lost not realizing how many I had and climbing out of QVC debt. Anyone else?

Re: QVC easy pay troubles

phoenixbrd — Sat, 28 Sep 2019 11:13:22 GMT

Good for you....I don't use EasyPay and do not like the default of easy pay on the new ordering system.

Re: QVC easy pay troubles

mary0129 — Sat, 28 Sep 2019 11:30:17 GMT

I stop easy pay a long time ago for the same problem you state. One payment only and then I am done. Makes understanding my credit card bill a whole lot easier. And if I can't afford it I dont buy it.

Re: QVC easy pay troubles

KACEE1115 — Sat, 28 Sep 2019 11:32:29 GMT

Agree, you must be very careful , smart marketing on their part, not so much for us but for them.

Re: QVC easy pay troubles

Montana — Sat, 28 Sep 2019 11:39:46 GMT

@Kingcake

It might help to make a list of your Easy Pay orders along with payments due. That way you can see at a glance how many you have. Maybe pick one you can easily pay off first and keep going one by one until they are done.

I don’t use easy pay, but I list my online orders each month in my Notes app. I use a red icon for items on order and a green icon when items are received. This really helps me keep track of everything.

Also helps me keep on top of any problems.

Re: QVC easy pay troubles

DianeFL — Sat, 28 Sep 2019 11:42:41 GMT

I agree. I rarely use easy pay anymore. As others have said if I can't afford the one payment then I do not buy.

This is just my opinion but I feel the reason they offer easy pay on almost everything (those of us who have shopped here for years..even decades remember when it was a big deal to have easy pay offered) is because the prices have risen so much that most people can't afford over $50-70 for a top or pants etc but when they say "only" $10 on easy pay well most think hey I can afford $10 and before they know it they have so many easy pays that the balance on their bill is way up there.

Re: QVC easy pay troubles

Pook — Sat, 28 Sep 2019 12:29:40 GMT

I really like easy pay but I keep track. It lets me buy things I need or really want without spending too much in a month. I go over mine the last week of every month and pay ahead or pay off many if I have extra money. I check mine also if I have made several purchases in a month before making too many. I can see where it could be a problem for many who impulse buy.

Re: QVC easy pay troubles

Sweetbay magnolia — Sat, 28 Sep 2019 12:36:12 GMT

I like having the option. I do remember getting the postcard, that you could select EP on one item over $50, and you were given a three month expiration. I got a Duraflame heater one year and waited for that offer, in order to buy it.

I just bought something that I could have paid outright for, but made a bargain with myself that I would give something up in return if I bought it. Easy pay about equalled what I would have been spending on the consumable item anyway, and monthly living expenses don't change.

I love my new "thing", and use it often (Cubii Jr).

Re: QVC easy pay troubles

San Antonio Gal — Sat, 28 Sep 2019 12:44:35 GMT

I don't see why it's difficult to keep up with Easy Pay payments. They're listed in the account information section and it's quite easy to read. It shows everything you need to know to keep up with payments coming due.

I'm glad QVC offers Easy Pay.

Re: QVC easy pay troubles

Fressa — Sat, 28 Sep 2019 14:52:54 GMT

I use to jump when I saw easy pay but not any more. It seems more difficult to track on the statements and if you return an item it's a "mess" to double check your statement. About a month ago I decided that I have enough "stuff" and unless I'm replacing a "need" "practical" item then I'm not getting it. Between the clothing sizing issues and trying to reduce my use of batteries I have reduced my ordering by 90%. I figure that by November I should be at a "fresh start" point and then if I order anything for Christmas it will be one charge on one monht's bill. That's my plan. I find that it isn't as difficult as what I thought it was going to be so I'm pleased.

Re: QVC easy pay troubles

deja vu — Sat, 28 Sep 2019 14:58:37 GMT

When I used to use it, I only allowed myself to have 3 at one time..And at that time only did it items on 3 easy pays and paid them off before anymore.

It's used to be easy to loose track of what you had when the computers were not available..it just seemed to stress me out knowing I had them.

Good luck on being easy pay free..

Re: QVC easy pay troubles

onliner — Sat, 28 Sep 2019 15:16:31 GMT

I used to do easy pay, but no more. I think it is very easy to purchase many items on easy pay thinking you are not spending much, but it adds up. I also do not charge anything that I cannot pay at the end of the month.

Re: QVC easy pay troubles

Krimpette — Sat, 28 Sep 2019 15:28:58 GMT

I never use easy pay and I resent the fact that they make that the default option on the payment page. Clearly, QVC loves to have as many as possible using easy pay. Not for me.

Re: QVC easy pay troubles

IMW — Sat, 28 Sep 2019 16:20:02 GMT

I never use easy pay— we pay off our balance each month on ccs. If I can’t afford it I don’t buy it.

It can be very deceptive allowing you to think you have less debt than you do. My dh used to say it was a sin how home shoppers channels market. I get very annoyed when watching the screen you can’t even see the real price, and the host repeatedly quotes the easy payments rather than the real price.

@KingcakeYou’re not alone, don’t be hard on yourself-

stop using it, you will pay it off.

Re: QVC easy pay troubles

Miss Pepsi — Sat, 28 Sep 2019 16:23:48 GMT

I can see where it would get easy to get caught up. Sometimes I use it and sometimes I don't. I bought the Power Air Fryer oven when it was the TSV/ on Easy pay. But then I didn't buy anything else on easy pay till that one was paid off. Could I have paid it all at once, absolutely, i just chose not too at that particular time. I am a Fed Employee who was just getting my sea legs back after a long goverment shutdown.

While I watch a lot of QVC I don't buy a lot from QVC and I do price shop for sure.

I would rather they offer more free shipping than more easy pays but yes I totally understand while they do this. Their business is to sell sell sell and obviously this works.

Re: QVC easy pay troubles

Big Joanie — Sat, 28 Sep 2019 16:26:18 GMT

I am reaching the end of what became too much on my credit card for

easy pay .....we are on S..S .. and have an adult child living with us ...

We use American Express which has to be paid off in full each month ;...

I have a budget ... and can spend it on whatever I want ...but I was

getting up to and sometimes over $ 100.00 for easy pay ... so I

decided to knock it off this summer ... the amount has gone down

significantly ..... the only thing I would consider buying now are

Harry Slakin candles .. which I love ... but only if its free shipping ...

But I had to admit years ago that I am an overspender ... but have

been able to get it under control.... living on SS I had no choice ..

and it didn't due me any harm ....

Re: QVC easy pay troubles

kitcat51 — Sat, 28 Sep 2019 16:31:25 GMT

I always use easy pay & if I decide to keep the item I simply go to my acct & pay it off..it's a great option.

Re: QVC easy pay troubles

Big Joanie — Sat, 28 Sep 2019 16:33:50 GMT

@kitcat51 wrote:
I always use easy pay & if I decide to keep the item I simply go to my acct & pay it off..it's a great option.

Thank you .. I didn't know you could do that .......

Re: QVC easy pay troubles

Big Joanie — Sat, 28 Sep 2019 16:34:19 GMT

Yes .. that would definitely help me out .....

Re: QVC easy pay troubles

kitcat51 — Sat, 28 Sep 2019 17:02:29 GMT

@Big Joanie wrote:
@kitcat51 wrote:
I always use easy pay & if I decide to keep the item I simply go to my acct & pay it off..it's a great option.
Thank you .. I didn't know you could do that .......

You're welcome. You can make additional monthly payments or pay the balance off for each item by using My Account, select Easy Pay Orders or call CS & they will make the payments you want.