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  <channel>
    <title>topic Re: QVC’S BIRTHDAY GIFT in Q Talk</title>
    <link>https://community.qvc.com/t5/Q-Talk/QVC-S-BIRTHDAY-GIFT/m-p/4718393#M108070</link>
    <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://community.qvc.com/t5/user/viewprofilepage/user-id/2699"&gt;@NYC Susan&lt;/a&gt;&amp;nbsp;wrote:&lt;BR /&gt;&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://community.qvc.com/t5/user/viewprofilepage/user-id/11034"&gt;@Shanus&lt;/a&gt;&amp;nbsp;wrote:&lt;BR /&gt;&lt;P&gt;&lt;FONT size="4" color="#0000FF"&gt;I received an email revealing Q’s 32nd birthday gift: if I open a Q Card account, I get $32 back.&lt;/FONT&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&lt;FONT size="4" color="#0000FF"&gt;That’s so much better than lower prices, free shipping, extra easy pays, etc.&amp;nbsp;&lt;/FONT&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&lt;FONT size="4" color="#0000FF"&gt;I knew they’d do something so special that would benefit the customer. Not!&lt;/FONT&gt;&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;I received the same email and deleted it within seconds.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;A friend of mine had a Q Card, paid on time for years, and then lost her job.&amp;nbsp; She &lt;STRONG&gt;worked out a payment plan, made every payment as scheduled, and was put in Collections with no warning.&lt;/STRONG&gt;&amp;nbsp; It was a mess that took a long time to straighten out.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;I have no need for a Q Card.&amp;nbsp; I don't see one single advantage to having one, and never will.&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;&lt;a href="https://community.qvc.com/t5/user/viewprofilepage/user-id/2699"&gt;@NYC Susan&lt;/a&gt;&amp;nbsp; Why did her account go to collections if she paid each month?&lt;/P&gt;</description>
    <pubDate>Sat, 16 Jun 2018 00:15:17 GMT</pubDate>
    <dc:creator>haddon9</dc:creator>
    <dc:date>2018-06-16T00:15:17Z</dc:date>
    <item>
      <title>QVC’S BIRTHDAY GIFT</title>
      <link>https://community.qvc.com/t5/Q-Talk/QVC-S-BIRTHDAY-GIFT/m-p/4717244#M108047</link>
      <description>&lt;P&gt;&lt;FONT size="4" color="#0000FF"&gt;I received an email revealing Q’s 32nd birthday gift: if I open a Q Card account, I get $32 back.&lt;/FONT&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&lt;FONT size="4" color="#0000FF"&gt;That’s so much better than lower prices, free shipping, extra easy pays, etc.&amp;nbsp;&lt;/FONT&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&lt;FONT size="4" color="#0000FF"&gt;I knew they’d do something so special that would benefit the customer. Not!&lt;/FONT&gt;&lt;/P&gt;</description>
      <pubDate>Fri, 15 Jun 2018 16:03:52 GMT</pubDate>
      <guid>https://community.qvc.com/t5/Q-Talk/QVC-S-BIRTHDAY-GIFT/m-p/4717244#M108047</guid>
      <dc:creator>Shanus</dc:creator>
      <dc:date>2018-06-15T16:03:52Z</dc:date>
    </item>
    <item>
      <title>Re: QVC’S BIRTHDAY GIFT</title>
      <link>https://community.qvc.com/t5/Q-Talk/QVC-S-BIRTHDAY-GIFT/m-p/4717246#M108048</link>
      <description>&lt;P&gt;&lt;FONT size="3"&gt;Maybe I should close my account &amp;amp; open another in DH's name just to get the $32 off. LOL!!!&lt;/FONT&gt;&lt;/P&gt;</description>
      <pubDate>Fri, 15 Jun 2018 16:06:43 GMT</pubDate>
      <guid>https://community.qvc.com/t5/Q-Talk/QVC-S-BIRTHDAY-GIFT/m-p/4717246#M108048</guid>
      <dc:creator>Nightowlz</dc:creator>
      <dc:date>2018-06-15T16:06:43Z</dc:date>
    </item>
    <item>
      <title>Re: QVC’S BIRTHDAY GIFT</title>
      <link>https://community.qvc.com/t5/Q-Talk/QVC-S-BIRTHDAY-GIFT/m-p/4717294#M108049</link>
      <description>&lt;P&gt;&lt;STRONG&gt;BFD !!!!&lt;/STRONG&gt;&lt;/P&gt;</description>
      <pubDate>Fri, 15 Jun 2018 16:24:39 GMT</pubDate>
      <guid>https://community.qvc.com/t5/Q-Talk/QVC-S-BIRTHDAY-GIFT/m-p/4717294#M108049</guid>
      <dc:creator>QVCkitty1</dc:creator>
      <dc:date>2018-06-15T16:24:39Z</dc:date>
    </item>
    <item>
      <title>Re: QVC’S BIRTHDAY GIFT</title>
      <link>https://community.qvc.com/t5/Q-Talk/QVC-S-BIRTHDAY-GIFT/m-p/4717393#M108051</link>
      <description>&lt;P&gt;They must be making big $$$$$ from those Q cards!!&lt;/P&gt;</description>
      <pubDate>Fri, 15 Jun 2018 17:10:27 GMT</pubDate>
      <guid>https://community.qvc.com/t5/Q-Talk/QVC-S-BIRTHDAY-GIFT/m-p/4717393#M108051</guid>
      <dc:creator>handygal2</dc:creator>
      <dc:date>2018-06-15T17:10:27Z</dc:date>
    </item>
    <item>
      <title>Re: QVC’S BIRTHDAY GIFT</title>
      <link>https://community.qvc.com/t5/Q-Talk/QVC-S-BIRTHDAY-GIFT/m-p/4717696#M108062</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://community.qvc.com/t5/user/viewprofilepage/user-id/60347"&gt;@handygal2&lt;/a&gt;&amp;nbsp;wrote:&lt;BR /&gt;&lt;P&gt;They must be making big $$$$$ from those Q cards!!&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Of course they are.&amp;nbsp; I closed mine.&amp;nbsp; Never used it.&amp;nbsp; I have cards that give me money back.&amp;nbsp; Q Card gives you nothing but easy pays.&amp;nbsp; &amp;nbsp;I would rather have a card that I get something back.&lt;/P&gt;</description>
      <pubDate>Fri, 15 Jun 2018 19:07:03 GMT</pubDate>
      <guid>https://community.qvc.com/t5/Q-Talk/QVC-S-BIRTHDAY-GIFT/m-p/4717696#M108062</guid>
      <dc:creator>BalletBabe</dc:creator>
      <dc:date>2018-06-15T19:07:03Z</dc:date>
    </item>
    <item>
      <title>Re: QVC’S BIRTHDAY GIFT</title>
      <link>https://community.qvc.com/t5/Q-Talk/QVC-S-BIRTHDAY-GIFT/m-p/4717828#M108063</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://community.qvc.com/t5/user/viewprofilepage/user-id/146605"&gt;@BalletBabe&lt;/a&gt;&amp;nbsp;wrote:&lt;BR /&gt;&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://community.qvc.com/t5/user/viewprofilepage/user-id/60347"&gt;@handygal2&lt;/a&gt;&amp;nbsp;wrote:&lt;BR /&gt;&lt;P&gt;They must be making big $$$$$ from those Q cards!!&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Of course they are.&amp;nbsp; I closed mine.&amp;nbsp; Never used it.&amp;nbsp; I have cards that give me money back.&amp;nbsp; Q Card gives you nothing but easy pays.&amp;nbsp; &amp;nbsp;I would rather have a card that I get something back.&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;&lt;a href="https://community.qvc.com/t5/user/viewprofilepage/user-id/146605"&gt;@BalletBabe&lt;/a&gt;: I agree. I use credit cards that give me cash back rewards.&lt;/P&gt;</description>
      <pubDate>Fri, 15 Jun 2018 20:04:05 GMT</pubDate>
      <guid>https://community.qvc.com/t5/Q-Talk/QVC-S-BIRTHDAY-GIFT/m-p/4717828#M108063</guid>
      <dc:creator>handygal2</dc:creator>
      <dc:date>2018-06-15T20:04:05Z</dc:date>
    </item>
    <item>
      <title>Re: QVC’S BIRTHDAY GIFT</title>
      <link>https://community.qvc.com/t5/Q-Talk/QVC-S-BIRTHDAY-GIFT/m-p/4717864#M108064</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://community.qvc.com/t5/user/viewprofilepage/user-id/932"&gt;@Nightowlz&lt;/a&gt;&amp;nbsp;wrote:&lt;BR /&gt;&lt;P&gt;&lt;FONT size="3"&gt;Maybe I should close my account &amp;amp; open another in DH's name just to get the $32 off. LOL!!!&lt;/FONT&gt;&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;&lt;a href="https://community.qvc.com/t5/user/viewprofilepage/user-id/932"&gt;@Nightowlz&lt;/a&gt;: Lol! Many people don't realize this, but every time you apply for new credit, your FICO score goes down for about 6 months. I learned this the hard way! No more new credit cards for me, not that l need them anyway!&lt;/P&gt;</description>
      <pubDate>Fri, 15 Jun 2018 20:16:39 GMT</pubDate>
      <guid>https://community.qvc.com/t5/Q-Talk/QVC-S-BIRTHDAY-GIFT/m-p/4717864#M108064</guid>
      <dc:creator>handygal2</dc:creator>
      <dc:date>2018-06-15T20:16:39Z</dc:date>
    </item>
    <item>
      <title>Re: QVC’S BIRTHDAY GIFT</title>
      <link>https://community.qvc.com/t5/Q-Talk/QVC-S-BIRTHDAY-GIFT/m-p/4718370#M108067</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://community.qvc.com/t5/user/viewprofilepage/user-id/11034"&gt;@Shanus&lt;/a&gt;&amp;nbsp;wrote:&lt;BR /&gt;&lt;P&gt;&lt;FONT size="4" color="#0000FF"&gt;I received an email revealing Q’s 32nd birthday gift: if I open a Q Card account, I get $32 back.&lt;/FONT&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&lt;FONT size="4" color="#0000FF"&gt;That’s so much better than lower prices, free shipping, extra easy pays, etc.&amp;nbsp;&lt;/FONT&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&lt;FONT size="4" color="#0000FF"&gt;I knew they’d do something so special that would benefit the customer. Not!&lt;/FONT&gt;&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;I received the same email and deleted it within seconds.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;A friend of mine had a Q Card, paid on time for years, and then lost her job.&amp;nbsp; She worked out a payment plan, made every payment as scheduled, and was put in Collections with no warning.&amp;nbsp; It was a mess that took a long time to straighten out.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;I have no need for a Q Card.&amp;nbsp; I don't see one single advantage to having one, and never will.&lt;/P&gt;</description>
      <pubDate>Sat, 16 Jun 2018 00:04:48 GMT</pubDate>
      <guid>https://community.qvc.com/t5/Q-Talk/QVC-S-BIRTHDAY-GIFT/m-p/4718370#M108067</guid>
      <dc:creator>NYC Susan</dc:creator>
      <dc:date>2018-06-16T00:04:48Z</dc:date>
    </item>
    <item>
      <title>Re: QVC’S BIRTHDAY GIFT</title>
      <link>https://community.qvc.com/t5/Q-Talk/QVC-S-BIRTHDAY-GIFT/m-p/4718393#M108070</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://community.qvc.com/t5/user/viewprofilepage/user-id/2699"&gt;@NYC Susan&lt;/a&gt;&amp;nbsp;wrote:&lt;BR /&gt;&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://community.qvc.com/t5/user/viewprofilepage/user-id/11034"&gt;@Shanus&lt;/a&gt;&amp;nbsp;wrote:&lt;BR /&gt;&lt;P&gt;&lt;FONT size="4" color="#0000FF"&gt;I received an email revealing Q’s 32nd birthday gift: if I open a Q Card account, I get $32 back.&lt;/FONT&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&lt;FONT size="4" color="#0000FF"&gt;That’s so much better than lower prices, free shipping, extra easy pays, etc.&amp;nbsp;&lt;/FONT&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&lt;FONT size="4" color="#0000FF"&gt;I knew they’d do something so special that would benefit the customer. Not!&lt;/FONT&gt;&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;I received the same email and deleted it within seconds.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;A friend of mine had a Q Card, paid on time for years, and then lost her job.&amp;nbsp; She &lt;STRONG&gt;worked out a payment plan, made every payment as scheduled, and was put in Collections with no warning.&lt;/STRONG&gt;&amp;nbsp; It was a mess that took a long time to straighten out.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;I have no need for a Q Card.&amp;nbsp; I don't see one single advantage to having one, and never will.&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;&lt;a href="https://community.qvc.com/t5/user/viewprofilepage/user-id/2699"&gt;@NYC Susan&lt;/a&gt;&amp;nbsp; Why did her account go to collections if she paid each month?&lt;/P&gt;</description>
      <pubDate>Sat, 16 Jun 2018 00:15:17 GMT</pubDate>
      <guid>https://community.qvc.com/t5/Q-Talk/QVC-S-BIRTHDAY-GIFT/m-p/4718393#M108070</guid>
      <dc:creator>haddon9</dc:creator>
      <dc:date>2018-06-16T00:15:17Z</dc:date>
    </item>
    <item>
      <title>Re: QVC’S BIRTHDAY GIFT</title>
      <link>https://community.qvc.com/t5/Q-Talk/QVC-S-BIRTHDAY-GIFT/m-p/4718567#M108072</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://community.qvc.com/t5/user/viewprofilepage/user-id/33058"&gt;@haddon9&lt;/a&gt;&amp;nbsp;wrote:&lt;BR /&gt;&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://community.qvc.com/t5/user/viewprofilepage/user-id/2699"&gt;@NYC Susan&lt;/a&gt;&amp;nbsp;wrote:&lt;BR /&gt;&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://community.qvc.com/t5/user/viewprofilepage/user-id/11034"&gt;@Shanus&lt;/a&gt;&amp;nbsp;wrote:&lt;BR /&gt;&lt;P&gt;&lt;FONT size="4" color="#0000FF"&gt;I received an email revealing Q’s 32nd birthday gift: if I open a Q Card account, I get $32 back.&lt;/FONT&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&lt;FONT size="4" color="#0000FF"&gt;That’s so much better than lower prices, free shipping, extra easy pays, etc.&amp;nbsp;&lt;/FONT&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&lt;FONT size="4" color="#0000FF"&gt;I knew they’d do something so special that would benefit the customer. Not!&lt;/FONT&gt;&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;I received the same email and deleted it within seconds.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;A friend of mine had a Q Card, paid on time for years, and then lost her job.&amp;nbsp; She &lt;STRONG&gt;worked out a payment plan, made every payment as scheduled, and was put in Collections with no warning.&lt;/STRONG&gt;&amp;nbsp; It was a mess that took a long time to straighten out.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;I have no need for a Q Card.&amp;nbsp; I don't see one single advantage to having one, and never will.&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;&lt;a href="https://community.qvc.com/t5/user/viewprofilepage/user-id/2699"&gt;@NYC Susan&lt;/a&gt;&amp;nbsp; Why did her account go to collections if she paid each month?&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;She never found out.&amp;nbsp; &amp;nbsp;She had followed the payment plan exactly as agreed, and was shocked because she thought everything would be fine as long as she did that.&amp;nbsp; Once it was sent to Collections, there was no going back - It was in their hands.&amp;nbsp; It was a time-consuming mess, and she ended up negotiating a settlement amount.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Sat, 16 Jun 2018 01:29:51 GMT</pubDate>
      <guid>https://community.qvc.com/t5/Q-Talk/QVC-S-BIRTHDAY-GIFT/m-p/4718567#M108072</guid>
      <dc:creator>NYC Susan</dc:creator>
      <dc:date>2018-06-16T01:29:51Z</dc:date>
    </item>
    <item>
      <title>Re: QVC’S BIRTHDAY GIFT</title>
      <link>https://community.qvc.com/t5/Q-Talk/QVC-S-BIRTHDAY-GIFT/m-p/4719385#M108086</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://community.qvc.com/t5/user/viewprofilepage/user-id/60347"&gt;@handygal2&lt;/a&gt;&amp;nbsp;wrote:&lt;BR /&gt;&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://community.qvc.com/t5/user/viewprofilepage/user-id/932"&gt;@Nightowlz&lt;/a&gt;&amp;nbsp;wrote:&lt;BR /&gt;&lt;P&gt;&lt;FONT size="3"&gt;Maybe I should close my account &amp;amp; open another in DH's name just to get the $32 off. LOL!!!&lt;/FONT&gt;&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;&lt;a href="https://community.qvc.com/t5/user/viewprofilepage/user-id/932"&gt;@Nightowlz&lt;/a&gt;: Lol! Many people don't realize this, but every time you apply for new credit, your FICO score goes down for about 6 months. I learned this the hard way! No more new credit cards for me, not that l need them anyway!&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;&lt;a href="https://community.qvc.com/t5/user/viewprofilepage/user-id/60347"&gt;@handygal2&lt;/a&gt;&amp;nbsp;&lt;FONT size="3"&gt;I don't care if my credit score goes down. It seems to go up &amp;amp; down depending on if we owe any money or not. We have no debt so when I paid off my car it went down. Ridiculous. It's still over 800 so not concerned.&lt;/FONT&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&lt;FONT size="3"&gt;Several major credit card companies plus department stores have closed out accounts from non-use so I figured I would get that Sam's MC. They gave us $45 off our over $500 purchase.&lt;/FONT&gt;&lt;/P&gt;&lt;P&gt;&lt;FONT size="3"&gt;Our Sears was closed from non-use but what do they expect they closed our Sears store. We had it since 1978.&lt;/FONT&gt;&lt;/P&gt;</description>
      <pubDate>Sat, 16 Jun 2018 15:03:46 GMT</pubDate>
      <guid>https://community.qvc.com/t5/Q-Talk/QVC-S-BIRTHDAY-GIFT/m-p/4719385#M108086</guid>
      <dc:creator>Nightowlz</dc:creator>
      <dc:date>2018-06-16T15:03:46Z</dc:date>
    </item>
    <item>
      <title>Re: QVC’S BIRTHDAY GIFT</title>
      <link>https://community.qvc.com/t5/Q-Talk/QVC-S-BIRTHDAY-GIFT/m-p/4719878#M108093</link>
      <description>&lt;P&gt;&lt;FONT size="3"&gt;&lt;STRONG&gt;While QVC shows no gratitude to its longtime customers / Q-card holders.&amp;nbsp; "Birthday surprises" = no big deal and very disappointing.&lt;/STRONG&gt;&lt;/FONT&gt;&lt;/P&gt;</description>
      <pubDate>Sat, 16 Jun 2018 19:11:52 GMT</pubDate>
      <guid>https://community.qvc.com/t5/Q-Talk/QVC-S-BIRTHDAY-GIFT/m-p/4719878#M108093</guid>
      <dc:creator>Pearlee</dc:creator>
      <dc:date>2018-06-16T19:11:52Z</dc:date>
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