topic Re: united health care medicare plan in Wellness

united health care medicare plan

tockerman — Wed, 04 Oct 2017 21:02:41 GMT

anyone thinking of getting this insurance or if you have it they do not care about you or your health. espically if you need to get rehab they will not pay for your full amount of time no matter how much progress you are making. So if you have a older parenet who has this be ready to fight for them until the end because it will be a long haul.

Re: united health care medicare plan

software — Wed, 04 Oct 2017 21:05:36 GMT

@tockerman wrote:
anyone thinking of getting this insurance or if you have it they do not care about you or your health. espically if you need to get rehab they will not pay for your full amount of time no matter how much progress you are making. So if you have a older parenet who has this be ready to fight for them until the end because it will be a long haul.

Not defending the insurance company but they offer about 10 different plans as a supplement to Medicare. Sorry you were not able to get the rehab you needed.

Re: united health care medicare plan

Ibby114 — Wed, 04 Oct 2017 21:17:47 GMT

@software wrote:
@tockerman wrote:
anyone thinking of getting this insurance or if you have it they do not care about you or your health. espically if you need to get rehab they will not pay for your full amount of time no matter how much progress you are making. So if you have a older parenet who has this be ready to fight for them until the end because it will be a long haul.

Not defending the insurance company but they offer about 10 different plans as a supplement to Medicare. Sorry you were not able to get the rehab you needed.

Same thinking here. I have UHC and they've been pretty good so far. Responsive to my inquiries also- and I ask LOTS of questions! Especially with the 'tier level' of coverage my company started implementing last year. .

There are many UHC plans - my parents coverage was also with UHC and I didn't have to fight too much! My folks had lots of medical needs (my Dad passed from kidney failure and my Mom has dementia) too. I found more often a medical facility messed up the billing - rather than UHC not covering a service. But again, it's about the UHC plan you have--

Re: united health care medicare plan

Kachina624 — Wed, 04 Oct 2017 23:48:18 GMT

Insurance companies are not social service agencies; they are for-profit businesses. All the coverage and limits are set down in the policy your parents received. You probably need to read it. They are not obligated to provide more than what the coverage is.

Re: united health care medicare plan

tockerman — Thu, 05 Oct 2017 01:07:05 GMT

yes i know they are not social service agency but when someone is not getting the amount of days they are entitled to and the insurance company thinks they are not progressing according to their way that when they cut them off. what is why many older people cannot go back to the way they were after an acccident. the insurance companys do not care about the person. until the goverment goes after the insurance company to change their rules we will never have good insurance in this country. I hope everyone out there never has to go through what my elderly father has been through in the last four months.

Re: united health care medicare plan

poppinfresh — Thu, 05 Oct 2017 02:46:41 GMT

I am so sorry you have had so many problems with United Health Care, however, I have had very good care and no problems what so ever with this insurance, as did my dad and now my husband.

Re: united health care medicare plan

Ditzydori — Thu, 05 Oct 2017 03:19:40 GMT

Like others have said it depends on what plan you pick. My husband fought melanoma for 3 years and just passed away in may. Everything was covered. And I mean everything. And they did lots to try to save his life.

Everything was "you owe $0. The F plan is the best. But it depends on what state you live in and the age of the person.

I am so sorry you are having this problem. I hope we have helped you in our advice. Be blessed.

Re: united health care medicare plan

Kachina624 — Thu, 05 Oct 2017 03:29:41 GMT

@tockerman wrote:
yes i know they are not social service agency but when someone is not getting the amount of days they are entitled to and the insurance company thinks they are not progressing according to their way that when they cut them off. what is why many older people cannot go back to the way they were after an acccident. the insurance companys do not care about the person. until the goverment goes after the insurance company to change their rules we will never have good insurance in this country. I hope everyone out there never has to go through what my elderly father has been through in the last four months.

@tockerman Your state has a regulatory agency that assures insurers mind their Ps and Qs. If you feel your dad is not getting fair treatment, contact them. That's what they're for, but first read the policy and make sure you're not in the wrong.

Re: united health care medicare plan

juperier — Thu, 05 Oct 2017 03:41:50 GMT

@Kachina624 wrote:
Insurance companies are not social service agencies; they are for-profit businesses. All the coverage and limits are set down in the policy your parents received. You probably need to read it. They are not obligated to provide more than what the coverage is.

@tockerman Also, if you're talking Medicare Supplement Plans, what is covered under each level of plan is mandated by Medicare. So plan F from one company covers the same as Plan F from any other company. Benefits under an Advantage Plan can vary.

If your parent has a Supplement Plan tied to Original Medicare, I would first verify on the Medicare website what is covered under each plan and verify that the plan your parent has covers what you think it does. Then talk to the insurance company and/or the care provider (I assume you would need consent on file from your parent first) regarding anything that's unclear. If your parent has an Advantage Plan, then you would be checking the handbook for the policy your parent is enrolled in.