topic Re: How does flex pay work really in Electronics

How does flex pay work really

shortd107 — Tue, 28 Jan 2014 01:39:53 GMT

How does flex pay really work is there a limit or amount of items you can get ,I'm new please help...

Re: How does flex pay work really

glb613 — Tue, 28 Jan 2014 01:44:50 GMT

What's with the multiple posts about EZ pay?

Re: How does flex pay work really

Q_spirit — Tue, 28 Jan 2014 01:45:59 GMT

you were posting here earlier today as "shortdom107". correct? wishing to purchase a large tv, a mattress, several apple electronics and so forth?

Re: How does flex pay work really

Q_spirit — Tue, 28 Jan 2014 01:47:49 GMT

On 1/27/2014 glb613 said:
What's with the multiple posts about EZ pay?

this has the appearance of being the same one poster deleted earlier today.

Re: How does flex pay work really

shortd107 — Tue, 28 Jan 2014 01:54:08 GMT

No I have not just looking for anwsers I have no clue who you guys are talking about

Re: How does flex pay work really

moto — Tue, 28 Jan 2014 01:54:17 GMT

Easy pay is offered on some items to allow you to get the item now, but pay off the bill monthly. You must have a credit card or a QVC card to make this kind of purchase.

QVC will charge your credit card monthly. This can be good because you won't have to pay a monthly interest charge if you bought the item by credit card and pay the bank monthly.

However - you kept asking how many things can you buy on easy pay? The answer is how much of a credit limit does your bank card have? Go to your bank and get this answer - this will tell you how many things you can buy on easy pay.

QVC won't allow you to have easy pay on 2 or 3 $1,000 items if you only have a $500 credit card limit. QVC checks to see if your credit card is good for the full amount of each item even though they only are going to charge you $200 per month. They have to be sure you have the ability to pay them back. They aren't going to allow you to buy things based on good looks alone.

Re: How does flex pay work really

shortd107 — Tue, 28 Jan 2014 01:57:12 GMT

On 1/27/2014 moto said:
Easy pay is offered on some items to allow you to get the item now, but pay off the bill monthly. You must have a credit card or a QVC card to make this kind of purchase.

QVC will charge your credit card monthly. This can be good because you won't have to pay a monthly interest charge if you bought the item by credit card and pay the bank monthly.

However - you kept asking how many things can you buy on easy pay? The answer is how much of a credit limit does your bank card have? Go to your bank and get this answer - this will tell you how many things you can buy on easy pay.

QVC won't allow you to have easy pay on 2 or 3 $1,000 items if you only have a $500 credit card limit. QVC checks to see if your credit card is good for the full amount of each item even though they only are going to charge you $200 per month. They have to be sure you have the ability to pay them back. They aren't going to allow you to buy things based on good looks alone.

Thank you that's what I wanted to know

Re: How does flex pay work really

AlleyCat — Tue, 28 Jan 2014 01:58:59 GMT

On 1/27/2014 Q_spirit said:
you were posting here earlier today as "shortdom107". correct? wishing to purchase a large tv, a mattress, several apple electronics and so forth?

I agree. Seems the same poster. OP why don't you just call CS like many suggested and get your info directly from them?

Re: How does flex pay work really

shortd107 — Tue, 28 Jan 2014 02:01:23 GMT

I got my anwser this post is done as well as I hav no clue what your talking about

Re: How does flex pay work really

AlleyCat — Tue, 28 Jan 2014 02:03:41 GMT

http://community.qvc.com/forums/electronics-talk/topic/429496/being-a-new-cust-what-is-the-max-a-person-gets-on-easy-pay-when-you-first-did-it-what-was-the-amount.aspx

Re: How does flex pay work really

151949 — Tue, 28 Jan 2014 18:41:01 GMT

moto - i said the same thing on another thread about having to have the total available credit but I was shot down royally by others saying that was not so. I can't believe QVC would take on a gamble but .... hey they put me in my place!

Re: How does flex pay work really

DoneTryin — Tue, 28 Jan 2014 18:50:07 GMT

How many different nics will you use to ask the same question, which has been answered for you multiple times?

Re: How does flex pay work really

sonnysky — Tue, 28 Jan 2014 19:10:38 GMT

I agree, same person, new nic, endless questions about easy pay. Hopefully this person has finally heard the answer he or she was seeking. That was a very good and complete answer, Moto. Well put....phew!

I get the impression maybe this OP did think they could just magically order thousands of $$ worth of high end merchandise on good looks, actually. Too funny!

Re: How does flex pay work really

AlleyCat — Tue, 28 Jan 2014 19:57:54 GMT

On 1/28/2014 VCamp2748 said:
How many different nics will you use to ask the same question, which has been answered for you multiple times?

I agree. What is the purpose of changing your nic and doing that?

Re: How does flex pay work really

sciencegeek_1 — Tue, 28 Jan 2014 20:15:53 GMT

Possibly because many of us said that anyone this insistent about ordering lots on easy pay as a first time buyer may be looking to use a STOLEN credit card. This nickname is trying to completely divorce himself from that person.

Re: How does flex pay work really

Sooner — Tue, 28 Jan 2014 20:20:43 GMT

On 1/28/2014 sciencegeek said:
Possibly because many of us said that anyone this insistent about ordering lots on easy pay as a first time buyer may be looking to use a STOLEN credit card. This nickname is trying to completely divorce himself from that person.

Yep! You supplied the winning answer!!!! There will be a lot of that sort of thing now I guess.

Re: How does flex pay work really

sonnysky — Tue, 28 Jan 2014 20:47:44 GMT

Sound familiar? I found this and another similar question when I did a search to try to get an answer for OP on another thread for what the max number of EZ pays Q offers....crazy!

<h2>Open Question </h2>

<h1 class="subject">What's the max amount you can order thru easy pay thru qvc,hsn or shophq?</h1>

I wanna order some items thru flex pay what's the max you can order don't tell me it's by your credit it's not ---hsn,qvc and shop hq does not go thru your credit

3 days ago</abbr>
- 1 day left to answer.</abbr>

Re: How does flex pay work really

KYToby — Tue, 28 Jan 2014 20:51:40 GMT

Maybe the OP is one of the many kids out of school due to weather and has gotten ahold of Mommy's credit card.

Re: How does flex pay work really

sonnysky — Tue, 28 Jan 2014 20:55:15 GMT

On 1/28/2014 KYToby said:
Maybe the OP is one of the many kids out of school due to weather and has gotten ahold of Mommy's credit card.

Good point, I was thinking the OP was probably quite young too. Maybe with first apartment wanting to get it all decked out in many high end items....for free. LOL!

Re: How does flex pay work really

MaeE — Tue, 28 Jan 2014 21:14:10 GMT

Flex pay is offered on HSN, so you need to go there for more information. This is QVC...