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    <title>topic Re: Anyone have iPhone XR? in Electronics</title>
    <link>https://community.qvc.com/t5/Electronics/Anyone-have-iPhone-XR/m-p/5654212#M55285</link>
    <description>&lt;P&gt;&lt;a href="https://community.qvc.com/t5/user/viewprofilepage/user-id/10893"&gt;@Lilysmom&lt;/a&gt;&lt;/P&gt;&lt;P&gt;I will buy a&amp;nbsp; Note 10 in a few weeks. YouTube was a big help. I found product leaks with specs, and prices. Apple is doing the same with their new iPhone.&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Apple is offering some good trade in deals on the XR.&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Verizon&amp;nbsp; has many reviews. I like reading spec lists,comparing products at GSMarena.com and Phonearena.com&amp;nbsp;&lt;/P&gt;&lt;P&gt;Enjoy.&amp;nbsp;&lt;/P&gt;</description>
    <pubDate>Fri, 16 Aug 2019 20:05:23 GMT</pubDate>
    <dc:creator>Nuttmeg</dc:creator>
    <dc:date>2019-08-16T20:05:23Z</dc:date>
    <item>
      <title>Anyone have iPhone XR?</title>
      <link>https://community.qvc.com/t5/Electronics/Anyone-have-iPhone-XR/m-p/5653198#M55268</link>
      <description>&lt;P&gt;You like? &amp;nbsp;LM&lt;/P&gt;</description>
      <pubDate>Fri, 16 Aug 2019 09:53:49 GMT</pubDate>
      <guid>https://community.qvc.com/t5/Electronics/Anyone-have-iPhone-XR/m-p/5653198#M55268</guid>
      <dc:creator>Lilysmom</dc:creator>
      <dc:date>2019-08-16T09:53:49Z</dc:date>
    </item>
    <item>
      <title>Re: Anyone have iPhone XR?</title>
      <link>https://community.qvc.com/t5/Electronics/Anyone-have-iPhone-XR/m-p/5653202#M55269</link>
      <description>&lt;P&gt;Love it.&lt;/P&gt;</description>
      <pubDate>Fri, 16 Aug 2019 10:04:26 GMT</pubDate>
      <guid>https://community.qvc.com/t5/Electronics/Anyone-have-iPhone-XR/m-p/5653202#M55269</guid>
      <dc:creator>patticakes</dc:creator>
      <dc:date>2019-08-16T10:04:26Z</dc:date>
    </item>
    <item>
      <title>Re: Anyone have iPhone XR?</title>
      <link>https://community.qvc.com/t5/Electronics/Anyone-have-iPhone-XR/m-p/5653220#M55270</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://community.qvc.com/t5/user/viewprofilepage/user-id/10893"&gt;@Lilysmom&lt;/a&gt;&amp;nbsp;wrote:&lt;BR /&gt;&lt;P&gt;You like? &amp;nbsp;LM&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;yes&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Fri, 16 Aug 2019 10:40:52 GMT</pubDate>
      <guid>https://community.qvc.com/t5/Electronics/Anyone-have-iPhone-XR/m-p/5653220#M55270</guid>
      <dc:creator>jackthebear</dc:creator>
      <dc:date>2019-08-16T10:40:52Z</dc:date>
    </item>
    <item>
      <title>Re: Anyone have iPhone XR?</title>
      <link>https://community.qvc.com/t5/Electronics/Anyone-have-iPhone-XR/m-p/5653243#M55271</link>
      <description>&lt;P&gt;Love it. Got it in June, stepping up from an iPhone 6. Very pleased with my decision.&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Fri, 16 Aug 2019 11:33:48 GMT</pubDate>
      <guid>https://community.qvc.com/t5/Electronics/Anyone-have-iPhone-XR/m-p/5653243#M55271</guid>
      <dc:creator>gizmogal</dc:creator>
      <dc:date>2019-08-16T11:33:48Z</dc:date>
    </item>
    <item>
      <title>Re: Anyone have iPhone XR?</title>
      <link>https://community.qvc.com/t5/Electronics/Anyone-have-iPhone-XR/m-p/5653375#M55276</link>
      <description>&lt;P&gt;Love it. At first, not having a home button took some getting used to but after a day, it was so easy and much less of a hassle. When I’m on my iPad, I find it kind of annoying to press the home button instead of swiping, 😂.&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Fri, 16 Aug 2019 13:36:44 GMT</pubDate>
      <guid>https://community.qvc.com/t5/Electronics/Anyone-have-iPhone-XR/m-p/5653375#M55276</guid>
      <dc:creator>Toot1920</dc:creator>
      <dc:date>2019-08-16T13:36:44Z</dc:date>
    </item>
    <item>
      <title>Re: Anyone have iPhone XR?</title>
      <link>https://community.qvc.com/t5/Electronics/Anyone-have-iPhone-XR/m-p/5653585#M55281</link>
      <description>&lt;P&gt;I would happily trade my XR for my old 6Plus. 6 had texting issues so Verizon talked me into the XR. Most people seem to love it, but I absolutely hate the lack of a home button. I’m not a touch screen person. &amp;nbsp;Always takes me an extra swipe to close an app. &amp;nbsp; Love my iPad with home button and my ancient Kindle Keyboard with the buttons instead of the touch/slide screen. Also, even though the XR display screen is slightly larger in size than screen on my old 6Plus, the keyboard size is a little smaller. &amp;nbsp;I really liked the larger keys on 6Plus. I make more typing errors now. Maybe I can talk granddaughter into trading me her 8Plus with home button for my XR.&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Fri, 16 Aug 2019 15:11:21 GMT</pubDate>
      <guid>https://community.qvc.com/t5/Electronics/Anyone-have-iPhone-XR/m-p/5653585#M55281</guid>
      <dc:creator>CJC</dc:creator>
      <dc:date>2019-08-16T15:11:21Z</dc:date>
    </item>
    <item>
      <title>Re: Anyone have iPhone XR?</title>
      <link>https://community.qvc.com/t5/Electronics/Anyone-have-iPhone-XR/m-p/5654212#M55285</link>
      <description>&lt;P&gt;&lt;a href="https://community.qvc.com/t5/user/viewprofilepage/user-id/10893"&gt;@Lilysmom&lt;/a&gt;&lt;/P&gt;&lt;P&gt;I will buy a&amp;nbsp; Note 10 in a few weeks. YouTube was a big help. I found product leaks with specs, and prices. Apple is doing the same with their new iPhone.&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Apple is offering some good trade in deals on the XR.&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Verizon&amp;nbsp; has many reviews. I like reading spec lists,comparing products at GSMarena.com and Phonearena.com&amp;nbsp;&lt;/P&gt;&lt;P&gt;Enjoy.&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Fri, 16 Aug 2019 20:05:23 GMT</pubDate>
      <guid>https://community.qvc.com/t5/Electronics/Anyone-have-iPhone-XR/m-p/5654212#M55285</guid>
      <dc:creator>Nuttmeg</dc:creator>
      <dc:date>2019-08-16T20:05:23Z</dc:date>
    </item>
    <item>
      <title>Re: Anyone have iPhone XR?</title>
      <link>https://community.qvc.com/t5/Electronics/Anyone-have-iPhone-XR/m-p/5655163#M55301</link>
      <description>&lt;P&gt;&lt;a href="https://community.qvc.com/t5/user/viewprofilepage/user-id/33094"&gt;@CJC&lt;/a&gt;&amp;nbsp;, interesting comments. &amp;nbsp;Thanks for that. &amp;nbsp;Not liking smaller keyboard! &amp;nbsp;LM&lt;/P&gt;</description>
      <pubDate>Sat, 17 Aug 2019 09:33:31 GMT</pubDate>
      <guid>https://community.qvc.com/t5/Electronics/Anyone-have-iPhone-XR/m-p/5655163#M55301</guid>
      <dc:creator>Lilysmom</dc:creator>
      <dc:date>2019-08-17T09:33:31Z</dc:date>
    </item>
    <item>
      <title>Re: Anyone have iPhone XR?</title>
      <link>https://community.qvc.com/t5/Electronics/Anyone-have-iPhone-XR/m-p/5655164#M55302</link>
      <description>&lt;P&gt;&lt;a href="https://community.qvc.com/t5/user/viewprofilepage/user-id/33401"&gt;@Nuttmeg&lt;/a&gt;&amp;nbsp;, I am doing a trade in. &amp;nbsp;I already talked to the store. &amp;nbsp;Every little bit helps. &amp;nbsp;These phones are tres cher! &amp;nbsp;Thanks for the sites. &amp;nbsp;LM&lt;/P&gt;</description>
      <pubDate>Sat, 17 Aug 2019 09:35:58 GMT</pubDate>
      <guid>https://community.qvc.com/t5/Electronics/Anyone-have-iPhone-XR/m-p/5655164#M55302</guid>
      <dc:creator>Lilysmom</dc:creator>
      <dc:date>2019-08-17T09:35:58Z</dc:date>
    </item>
    <item>
      <title>Re: Anyone have iPhone XR?</title>
      <link>https://community.qvc.com/t5/Electronics/Anyone-have-iPhone-XR/m-p/5655165#M55303</link>
      <description>&lt;P&gt;&lt;a href="https://community.qvc.com/t5/user/viewprofilepage/user-id/259104"&gt;@Toot1920&lt;/a&gt;&amp;nbsp;&lt;a href="https://community.qvc.com/t5/user/viewprofilepage/user-id/170808"&gt;@gizmogal&lt;/a&gt;&amp;nbsp;&lt;a href="https://community.qvc.com/t5/user/viewprofilepage/user-id/807"&gt;@jackthebear&lt;/a&gt;&amp;nbsp;, thanks for the feedback. &amp;nbsp;LM&lt;/P&gt;</description>
      <pubDate>Sat, 17 Aug 2019 09:36:43 GMT</pubDate>
      <guid>https://community.qvc.com/t5/Electronics/Anyone-have-iPhone-XR/m-p/5655165#M55303</guid>
      <dc:creator>Lilysmom</dc:creator>
      <dc:date>2019-08-17T09:36:43Z</dc:date>
    </item>
    <item>
      <title>Re: Anyone have iPhone XR?</title>
      <link>https://community.qvc.com/t5/Electronics/Anyone-have-iPhone-XR/m-p/5655166#M55304</link>
      <description>&lt;P&gt;&lt;a href="https://community.qvc.com/t5/user/viewprofilepage/user-id/35410"&gt;@patticakes&lt;/a&gt;&amp;nbsp;, for some reason, your name didn’t come up when I did the group reply. &amp;nbsp;Thanks for the feedback! &amp;nbsp;LM&lt;/P&gt;</description>
      <pubDate>Sat, 17 Aug 2019 09:37:41 GMT</pubDate>
      <guid>https://community.qvc.com/t5/Electronics/Anyone-have-iPhone-XR/m-p/5655166#M55304</guid>
      <dc:creator>Lilysmom</dc:creator>
      <dc:date>2019-08-17T09:37:41Z</dc:date>
    </item>
    <item>
      <title>Re: Anyone have iPhone XR?</title>
      <link>https://community.qvc.com/t5/Electronics/Anyone-have-iPhone-XR/m-p/5656789#M55317</link>
      <description>&lt;P&gt;&lt;a href="https://community.qvc.com/t5/user/viewprofilepage/user-id/807"&gt;@jackthebear&lt;/a&gt;&amp;nbsp;&lt;a href="https://community.qvc.com/t5/user/viewprofilepage/user-id/170808"&gt;@gizmogal&lt;/a&gt;&amp;nbsp;&lt;a href="https://community.qvc.com/t5/user/viewprofilepage/user-id/259104"&gt;@Toot1920&lt;/a&gt;&amp;nbsp;&lt;a href="https://community.qvc.com/t5/user/viewprofilepage/user-id/33094"&gt;@CJC&lt;/a&gt;&amp;nbsp;&lt;a href="https://community.qvc.com/t5/user/viewprofilepage/user-id/33401"&gt;@Nuttmeg&lt;/a&gt;&amp;nbsp;&lt;a href="https://community.qvc.com/t5/user/viewprofilepage/user-id/35410"&gt;@patticakes&lt;/a&gt;&amp;nbsp;, did you do apple care? &amp;nbsp;LM&lt;/P&gt;</description>
      <pubDate>Sun, 18 Aug 2019 09:49:27 GMT</pubDate>
      <guid>https://community.qvc.com/t5/Electronics/Anyone-have-iPhone-XR/m-p/5656789#M55317</guid>
      <dc:creator>Lilysmom</dc:creator>
      <dc:date>2019-08-18T09:49:27Z</dc:date>
    </item>
    <item>
      <title>Re: Anyone have iPhone XR?</title>
      <link>https://community.qvc.com/t5/Electronics/Anyone-have-iPhone-XR/m-p/5656823#M55318</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://community.qvc.com/t5/user/viewprofilepage/user-id/10893"&gt;@Lilysmom&lt;/a&gt;&amp;nbsp;wrote:&lt;BR /&gt;&lt;P&gt;&lt;a href="https://community.qvc.com/t5/user/viewprofilepage/user-id/807"&gt;@jackthebear&lt;/a&gt;&amp;nbsp;&lt;a href="https://community.qvc.com/t5/user/viewprofilepage/user-id/170808"&gt;@gizmogal&lt;/a&gt;&amp;nbsp;&lt;a href="https://community.qvc.com/t5/user/viewprofilepage/user-id/259104"&gt;@Toot1920&lt;/a&gt;&amp;nbsp;&lt;a href="https://community.qvc.com/t5/user/viewprofilepage/user-id/33094"&gt;@CJC&lt;/a&gt;&amp;nbsp;&lt;a href="https://community.qvc.com/t5/user/viewprofilepage/user-id/33401"&gt;@Nuttmeg&lt;/a&gt;&amp;nbsp;&lt;a href="https://community.qvc.com/t5/user/viewprofilepage/user-id/35410"&gt;@patticakes&lt;/a&gt;&amp;nbsp;, did you do apple care? &amp;nbsp;LM&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;never&lt;/P&gt;&lt;P&gt;have had pads 2 watches&lt;/P&gt;&lt;P&gt;2 or 3 phones and never needed it for the cost could have bought several&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;most problems can fix myself&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Sun, 18 Aug 2019 11:12:36 GMT</pubDate>
      <guid>https://community.qvc.com/t5/Electronics/Anyone-have-iPhone-XR/m-p/5656823#M55318</guid>
      <dc:creator>jackthebear</dc:creator>
      <dc:date>2019-08-18T11:12:36Z</dc:date>
    </item>
    <item>
      <title>Re: Anyone have iPhone XR?</title>
      <link>https://community.qvc.com/t5/Electronics/Anyone-have-iPhone-XR/m-p/5656885#M55319</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://community.qvc.com/t5/user/viewprofilepage/user-id/10893"&gt;@Lilysmom&lt;/a&gt;&amp;nbsp;wrote:&lt;BR /&gt;&lt;P&gt;&lt;a href="https://community.qvc.com/t5/user/viewprofilepage/user-id/807"&gt;@jackthebear&lt;/a&gt;&amp;nbsp;&lt;a href="https://community.qvc.com/t5/user/viewprofilepage/user-id/170808"&gt;@gizmogal&lt;/a&gt;&amp;nbsp;&lt;a href="https://community.qvc.com/t5/user/viewprofilepage/user-id/259104"&gt;@Toot1920&lt;/a&gt;&amp;nbsp;&lt;a href="https://community.qvc.com/t5/user/viewprofilepage/user-id/33094"&gt;@CJC&lt;/a&gt;&amp;nbsp;&lt;a href="https://community.qvc.com/t5/user/viewprofilepage/user-id/33401"&gt;@Nuttmeg&lt;/a&gt;&amp;nbsp;&lt;a href="https://community.qvc.com/t5/user/viewprofilepage/user-id/35410"&gt;@patticakes&lt;/a&gt;&amp;nbsp;, did you do apple care? &amp;nbsp;LM&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Have 2 iPads and the iPhone XR is my 3rd iPhone, trading up every few years. Never have had Apple Care on any of my Apple devices, all bought new, none bought at any Apple Store.&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;I have found the standard Apple warranty sufficient, mainly because not one device of any of the 5 I’ve owned has ever been defective or failed to perform properly. I’ve never needed to make a warranty claim or require a repair from Apple. There are loads of in-home or carry-in services to replace a tired battery or a cracked screen after a mishap.&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Apple Care is very expensive and I have never regretted not buying it.&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Your mileage may vary, as the saying goes.&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Sun, 18 Aug 2019 12:22:50 GMT</pubDate>
      <guid>https://community.qvc.com/t5/Electronics/Anyone-have-iPhone-XR/m-p/5656885#M55319</guid>
      <dc:creator>gizmogal</dc:creator>
      <dc:date>2019-08-18T12:22:50Z</dc:date>
    </item>
    <item>
      <title>Re: Anyone have iPhone XR?</title>
      <link>https://community.qvc.com/t5/Electronics/Anyone-have-iPhone-XR/m-p/5657283#M55324</link>
      <description>&lt;P&gt;&lt;a href="https://community.qvc.com/t5/user/viewprofilepage/user-id/10893"&gt;@Lilysmom&lt;/a&gt;, I have had AppleCare on 1 item, I think it was on my Mac Mini. The one good thing is that I’ve called them regarding other devices and haven’t had an issue with them helping solving any issues. Most of the time, some of your questions will be covered under initial warranty. And, if you live close to an Apple store, Best Buy, or even your phone carrier, they can answer any of your questions. I don’t live close to an Apple store, so what I do is jot down any questions or concerns (that don’t need immediate attention) in the “Notes” app. That way when I’m going to the Apple store, I can ask my questions. I know that people say that you need an appointment, but I’ve never had one and just waited. Never really had to wait too long.&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Sun, 18 Aug 2019 16:25:59 GMT</pubDate>
      <guid>https://community.qvc.com/t5/Electronics/Anyone-have-iPhone-XR/m-p/5657283#M55324</guid>
      <dc:creator>Toot1920</dc:creator>
      <dc:date>2019-08-18T16:25:59Z</dc:date>
    </item>
    <item>
      <title>Re: Anyone have iPhone XR?</title>
      <link>https://community.qvc.com/t5/Electronics/Anyone-have-iPhone-XR/m-p/5657296#M55326</link>
      <description>I do not buy a service contract on a tablet. I do on an Samsung phone. I would not buy Apple Care. This phone should run fine with its regular warranty.&lt;BR /&gt;&lt;BR /&gt;</description>
      <pubDate>Sun, 18 Aug 2019 16:32:25 GMT</pubDate>
      <guid>https://community.qvc.com/t5/Electronics/Anyone-have-iPhone-XR/m-p/5657296#M55326</guid>
      <dc:creator>Nuttmeg</dc:creator>
      <dc:date>2019-08-18T16:32:25Z</dc:date>
    </item>
    <item>
      <title>Re: Anyone have iPhone XR?</title>
      <link>https://community.qvc.com/t5/Electronics/Anyone-have-iPhone-XR/m-p/5657748#M55327</link>
      <description>&lt;P&gt;&lt;a href="https://community.qvc.com/t5/user/viewprofilepage/user-id/807"&gt;@jackthebear&lt;/a&gt;&amp;nbsp;&lt;a href="https://community.qvc.com/t5/user/viewprofilepage/user-id/170808"&gt;@gizmogal&lt;/a&gt;&amp;nbsp;&lt;a href="https://community.qvc.com/t5/user/viewprofilepage/user-id/259104"&gt;@Toot1920&lt;/a&gt;&amp;nbsp;&lt;a href="https://community.qvc.com/t5/user/viewprofilepage/user-id/33401"&gt;@Nuttmeg&lt;/a&gt;&amp;nbsp;&lt;a href="https://community.qvc.com/t5/user/viewprofilepage/user-id/33094"&gt;@CJC&lt;/a&gt;&amp;nbsp;, they did a really hard sell for me on the warranty. &amp;nbsp;I said I would think about it. &amp;nbsp;You have 60 days to decide. &amp;nbsp;I had it on my first iPhone and never had it again. &amp;nbsp;They really pressured me because of the glass back, not aluminun, and the glass screen.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;I went to Costco and got a phone cover and glass screen protector and their advice was to get it also.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;My DH just advised me that Royal Bank Visa Infinite AVION has added coverage as follows if you buy with their card, which I did. &amp;nbsp;I think I am going to pass on the coverage.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Thanks for your input...LM&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P class="p1"&gt;IN THIS ARTICLE&lt;/P&gt;&lt;P class="p1"&gt;How mobile device insurance works&lt;/P&gt;&lt;P class="p1"&gt;Credit cards that offer mobile device insurance&lt;/P&gt;&lt;P class="p1"&gt;RBC Avion cards offer good, flexible travel rewards with some pretty decent insurance coverage as well.&lt;/P&gt;&lt;P class="p1"&gt;And now, the RBC Visa Infinite Avion and the RBC Avion Visa Infinite Privilege offer mobile device insurance as part of their suite of coverage. Sadly, it isn’t included with the RBC Visa Platinum Avion.&lt;/P&gt;&lt;P class="p1"&gt;This new coverage will provide up to $1,500 in protection if something happens to your mobile device – which isn’t offered by many credit cards.&lt;/P&gt;&lt;P class="p1"&gt;How mobile device insurance works&lt;/P&gt;&lt;P class="p1"&gt;So how does mobile device insurance work?&lt;/P&gt;&lt;P class="p1"&gt;First, you have to charge the cost of the new device to your card. Or, if it was included as part of a phone plan, the cost of the plan must be charged to your card.&lt;/P&gt;&lt;P class="p1"&gt;Your phone will be covered for 2 years for any of the following reasons:&lt;/P&gt;&lt;P class="p1"&gt;accidental damage,&lt;/P&gt;&lt;P class="p1"&gt;physical loss, or&lt;/P&gt;&lt;P class="p1"&gt;mechanical failure.&lt;/P&gt;&lt;P class="p1"&gt;How much will you be covered for?&lt;/P&gt;&lt;P class="p1"&gt;While these RBC cards provide up to $1,500 in coverage, you’ll only be covered up to the cost of the device, minus depreciation. For RBC cards, that’s 2% per month.&lt;/P&gt;&lt;P class="p1"&gt;You’ll also have to pay a 10% deductible off the depreciated value as well.&lt;/P&gt;&lt;P class="p1"&gt;So, say your device cost $500 and you make a claim 6 months later. Here’s what your payout would be:&lt;/P&gt;&lt;P class="p1"&gt;Depreciated value = 500 – (500 x 2% x 6 months) = $440&lt;/P&gt;&lt;P class="p1"&gt;Then, you remove the deductible from this number:&lt;/P&gt;&lt;P class="p1"&gt;Total Insurance Payout = 440 – (440 x 10%) = $396&lt;/P&gt;&lt;P class="p1"&gt;However, every card is a little different. Be sure to read all the details of your insurance certificate to know exactly how it works.&lt;/P&gt;</description>
      <pubDate>Sun, 18 Aug 2019 20:12:15 GMT</pubDate>
      <guid>https://community.qvc.com/t5/Electronics/Anyone-have-iPhone-XR/m-p/5657748#M55327</guid>
      <dc:creator>Lilysmom</dc:creator>
      <dc:date>2019-08-18T20:12:15Z</dc:date>
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