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    <title>topic Re: iPad Upcoming TSV in Electronics</title>
    <link>https://community.qvc.com/t5/Electronics/iPad-Upcoming-TSV/m-p/1360314#M18756</link>
    <description>&lt;BLOCKQUOTE&gt;&lt;SPAN class="quote_author"&gt;On 10/24/2014 &lt;STRONG&gt;glb613&lt;/STRONG&gt; said:&lt;/SPAN&gt; &lt;P&gt;&lt;SPAN class="quote_author"&gt;On 10/23/2014 &lt;STRONG&gt;Lynnj&lt;/STRONG&gt; said:&lt;/SPAN&gt;&lt;/P&gt; &lt;P&gt;&lt;STRONG&gt;"&lt;EM&gt;That crazy way of thinking is exactly what will keep people who can't get credit in that position forever.&lt;/EM&gt;&lt;/STRONG&gt; &lt;EM&gt;You say IF they had $100 per month to put away - aren't those same people giving $100 to a shopping channel through a monthly easy pay payment? In the case with this TSV the monthly easy pay payment for this one item was over $100 for each payment. Who knows what other items these people without credit ordered this month on easy pay? It's frightening to think what the total monthly easy pay payment is for all those items added up?..possibly much more than just $100 per month. How about demonstrating self control and not order somethIng, just because they can with monthly easy pay payments, but instead delay self gratification for later when the person can actually afford the item by paying for it in one payment....and at the same time saving almost 50% off the price had they ordered it through tv shopping because they were "forced" to use easy pay and pay more? Imagine what this persons life would be like if they didn't buy something and didn't have an easy pay payment, and took $100 cash out of their paycheck each month. They put $50 of that $100 in an envelope. In 6 months that envelope would hold the amount enough for them to go to the store and buy it in full with no monthly payments. Oh and by they way....they also would have an additional $50 each month for fun money to go out with or something, because we only put half of the $100 away for delayed gratification. In the end the person will have more money to spread over more things. And guess what...&lt;/EM&gt;&lt;STRONG&gt;&lt;EM&gt;I can almost guarantee you that in time they WILL be able to get credit if they keep up with this sensible money habit.&lt;/EM&gt;"&lt;/STRONG&gt;&lt;/P&gt; &lt;P&gt;Amen. Poor impulse control and no delayed gratification are too reasons people are in debt. I'm so grateful my parents taught me about money from a very young age. If I wanted something expensive, I had to save my allowance and do extra "chores" to pay half. It taught me a lot and one of the main reasons I have no debt today. There were no credit cards when I was growing up or a young adult. You had to save for what you wanted or use layaway. It didn't mean you never had something expensive. You didn't have it with a few clicks of a mouse then no way to pay for it when the bill came.&lt;/P&gt; &lt;P&gt;If you can pay in full an EZ pay payment, you can save up to buy it outright. QVC may have some great deals but they &lt;STRONG&gt;never&lt;/STRONG&gt; have one for Apple products. If people were really doing comparison shopping as Mayfayer claims, they would know that.&lt;/P&gt; &lt;/BLOCKQUOTE&gt; I didn't learn the value of money and saving as a kid. As an adult, out on my own, I used credit to buy things that I needed, making the minimal monthly payment. That's all I could afford with the salary I was making at the time. Sure, I bought things with shopping channel easy pay too. Deliveries arriving a few days each month. Sure enough, it all caught up with me. I was way over my head in credit debit, and had a lot of money each month owed to tv shopping because of the easy payments coming due for things previously bought. I felt broke all of the time! But when I finally stopped and opened my eyes to see where all of my money was going each month, I then connected the dots. Buying things on credit and paying only the minimum payment each month was actually costing more than if I paid in full with cash. I also opened my eyes to see that what I was buying through tv was also available in local stores, and sold for cheaper...with no shipping fees too! I then realized that things I was buying were just things, not necessities to keep me alive, but things I wanted that made me happy (wants). Because of the financial circumstances that those choices put me in at that moment I was forced to stop buying wants and only buy necessities. Through that process I was able to pay off all existing easy pays, then worked on credit cards. I learned to free myself from the monkey on my back each month of feelimg broke because all my money went to monthly payments to places and never really feelimg like I was getting anywhere close to fully paying things off. So I wasn't taught good money habits, I had to struggle through being in debit and getting myself out of debit to learn good money habits. I lived through it and can tell you that it can be done if you make a decision to do it.</description>
    <pubDate>Sat, 25 Oct 2014 03:29:22 GMT</pubDate>
    <dc:creator>Lynnj</dc:creator>
    <dc:date>2014-10-25T03:29:22Z</dc:date>
    <item>
      <title>iPad Upcoming TSV</title>
      <link>https://community.qvc.com/t5/Electronics/iPad-Upcoming-TSV/m-p/1360179#M18729</link>
      <description>&lt;P&gt;I got an email for a 16GB iPad for an upcoming TSV. I'm sure this is not the new one that is coming out. I don't even think it's the iPad Air. This is alright if you don't mind not having the latest one but I hope some people don't get taken in thinking it is the latest one available.&lt;/P&gt;</description>
      <pubDate>Sat, 18 Oct 2014 18:50:52 GMT</pubDate>
      <guid>https://community.qvc.com/t5/Electronics/iPad-Upcoming-TSV/m-p/1360179#M18729</guid>
      <dc:creator>Jordan2</dc:creator>
      <dc:date>2014-10-18T18:50:52Z</dc:date>
    </item>
    <item>
      <title>Re: iPad Upcoming TSV</title>
      <link>https://community.qvc.com/t5/Electronics/iPad-Upcoming-TSV/m-p/1360185#M18730</link>
      <description>If it's not an air, or air 2, then it is not the latest technology. I am sure they will offer a bunch of junk to go along with it that is not needed, and throw in that "lifetime tech support" junk too. I hope people will go to Apple website to look at prices and research different versions iPad 1,2,3,4 (4 is technically called iPad with retina display) air, and air 2).</description>
      <pubDate>Sat, 18 Oct 2014 20:52:13 GMT</pubDate>
      <guid>https://community.qvc.com/t5/Electronics/iPad-Upcoming-TSV/m-p/1360185#M18730</guid>
      <dc:creator>Lynnj</dc:creator>
      <dc:date>2014-10-18T20:52:13Z</dc:date>
    </item>
    <item>
      <title>Re: iPad Upcoming TSV</title>
      <link>https://community.qvc.com/t5/Electronics/iPad-Upcoming-TSV/m-p/1360190#M18731</link>
      <description>&lt;P&gt;The iPad that is the TSV is the iPad 4 (officially called iPad with Retina Display) -- A6X processor.  It's two generations old -- first released in November 2012.&lt;/P&gt; &lt;P&gt;Available at WalMart for $299.  &lt;/P&gt; &lt;P&gt;&lt;A rel="" nofollow="" target="_blank"&gt;http://www.walmart.com/ip/22081423&lt;/A&gt;&lt;/P&gt;</description>
      <pubDate>Sat, 18 Oct 2014 23:13:35 GMT</pubDate>
      <guid>https://community.qvc.com/t5/Electronics/iPad-Upcoming-TSV/m-p/1360190#M18731</guid>
      <dc:creator>Cha1k</dc:creator>
      <dc:date>2014-10-18T23:13:35Z</dc:date>
    </item>
    <item>
      <title>Re: iPad Upcoming TSV</title>
      <link>https://community.qvc.com/t5/Electronics/iPad-Upcoming-TSV/m-p/1360195#M18732</link>
      <description>&lt;P&gt;You know how many people are going to buy this and think they're getting something new.  Then they throw in all these useless accessories and put it on easy pay...&lt;/P&gt;</description>
      <pubDate>Sat, 18 Oct 2014 23:15:03 GMT</pubDate>
      <guid>https://community.qvc.com/t5/Electronics/iPad-Upcoming-TSV/m-p/1360195#M18732</guid>
      <dc:creator>brii</dc:creator>
      <dc:date>2014-10-18T23:15:03Z</dc:date>
    </item>
    <item>
      <title>Re: iPad Upcoming TSV</title>
      <link>https://community.qvc.com/t5/Electronics/iPad-Upcoming-TSV/m-p/1360200#M18733</link>
      <description>&lt;P&gt;Many online and big box retailers will be selling iPad this holiday season. The best place to buy is from  Apple online or a store. This is a link to compare the current products. &lt;A rel="" nofollow="" target="_blank"&gt;https://www.apple.com/ipad/compare/&lt;/A&gt;&lt;/P&gt;</description>
      <pubDate>Sat, 18 Oct 2014 23:17:14 GMT</pubDate>
      <guid>https://community.qvc.com/t5/Electronics/iPad-Upcoming-TSV/m-p/1360200#M18733</guid>
      <dc:creator>Nuttmeg</dc:creator>
      <dc:date>2014-10-18T23:17:14Z</dc:date>
    </item>
    <item>
      <title>Re: iPad Upcoming TSV</title>
      <link>https://community.qvc.com/t5/Electronics/iPad-Upcoming-TSV/m-p/1360205#M18734</link>
      <description>&lt;P&gt;It seems like every time we try to discourage people from buying outdated technology, we are told they buy from QVC because they need EZ pay.  I find it sad people can't wait until they save the money needed to buy what they want.  I don't blame QVC because buyers should be better informed before buying anything. &lt;/P&gt;</description>
      <pubDate>Sat, 18 Oct 2014 23:23:42 GMT</pubDate>
      <guid>https://community.qvc.com/t5/Electronics/iPad-Upcoming-TSV/m-p/1360205#M18734</guid>
      <dc:creator>glb613</dc:creator>
      <dc:date>2014-10-18T23:23:42Z</dc:date>
    </item>
    <item>
      <title>Re: iPad Upcoming TSV</title>
      <link>https://community.qvc.com/t5/Electronics/iPad-Upcoming-TSV/m-p/1360209#M18735</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;SPAN class="quote_author"&gt;On 10/18/2014 &lt;STRONG&gt;brii&lt;/STRONG&gt; said:&lt;/SPAN&gt; &lt;P&gt;You know how many people are going to buy this and think they're getting something new. Then they throw in all these useless accessories and put it on easy pay...&lt;/P&gt; &lt;/BLOCKQUOTE&gt; &lt;P&gt;Most folks are only going to see the words iPad and EZ-Pay. They will not know this tablet has IOS 7, not 8. The customer will have to update the pad. &lt;/P&gt;</description>
      <pubDate>Sat, 18 Oct 2014 23:29:45 GMT</pubDate>
      <guid>https://community.qvc.com/t5/Electronics/iPad-Upcoming-TSV/m-p/1360209#M18735</guid>
      <dc:creator>Nuttmeg</dc:creator>
      <dc:date>2014-10-18T23:29:45Z</dc:date>
    </item>
    <item>
      <title>Re: iPad Upcoming TSV</title>
      <link>https://community.qvc.com/t5/Electronics/iPad-Upcoming-TSV/m-p/1360214#M18736</link>
      <description>&lt;P&gt;Only a 16 GB?  No way!&lt;/P&gt;</description>
      <pubDate>Sun, 19 Oct 2014 10:36:41 GMT</pubDate>
      <guid>https://community.qvc.com/t5/Electronics/iPad-Upcoming-TSV/m-p/1360214#M18736</guid>
      <dc:creator>BlingQueen022</dc:creator>
      <dc:date>2014-10-19T10:36:41Z</dc:date>
    </item>
    <item>
      <title>Re: iPad Upcoming TSV</title>
      <link>https://community.qvc.com/t5/Electronics/iPad-Upcoming-TSV/m-p/1360219#M18737</link>
      <description>&lt;P&gt;Go to an Apple Store you will get much better service in the long run than on QVC they are very easy to deal with &lt;/P&gt;</description>
      <pubDate>Sun, 19 Oct 2014 13:22:23 GMT</pubDate>
      <guid>https://community.qvc.com/t5/Electronics/iPad-Upcoming-TSV/m-p/1360219#M18737</guid>
      <dc:creator>I am still oxox</dc:creator>
      <dc:date>2014-10-19T13:22:23Z</dc:date>
    </item>
    <item>
      <title>Re: iPad Upcoming TSV</title>
      <link>https://community.qvc.com/t5/Electronics/iPad-Upcoming-TSV/m-p/1360224#M18738</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;SPAN class="quote_author"&gt;On 10/18/2014 &lt;STRONG&gt;glb613&lt;/STRONG&gt; said:&lt;/SPAN&gt; &lt;P&gt;It seems like every time we try to discourage people from buying outdated technology, we are told they buy from QVC because they need EZ pay. I find it sad people can't wait until they save the money needed to buy what they want. I don't blame QVC because buyers should be better informed before buying anything.&lt;/P&gt; &lt;/BLOCKQUOTE&gt; &lt;P&gt;This thing where "people can't save the money"? There are all kinds of people and EZ pays are the only way that they can do it. There will always be something else to claim your money. Some people are on a fixed income and find it easier to budget. That's their decision. I think that people should be allowed to have some things. It is too bad. We're still in a bad economy, in case you haven't noticed. People no longer have the buying power that they did in 2006. I gave some kids an older tablet. They were very happy to have it--old technology or not. &lt;/P&gt;</description>
      <pubDate>Sun, 19 Oct 2014 13:36:07 GMT</pubDate>
      <guid>https://community.qvc.com/t5/Electronics/iPad-Upcoming-TSV/m-p/1360224#M18738</guid>
      <dc:creator>JavaQueen</dc:creator>
      <dc:date>2014-10-19T13:36:07Z</dc:date>
    </item>
    <item>
      <title>Re: iPad Upcoming TSV</title>
      <link>https://community.qvc.com/t5/Electronics/iPad-Upcoming-TSV/m-p/1360229#M18739</link>
      <description>Besides the fact that any iPad sold on QVC is practically guaranteed to be old technology, 16GB is almost uselessly low storage, not to mention pretty impossible/difficult to upgrade OS due to the storage. You can't do anything with that. As far as Easy Pay, not only does Apple offer payments through a credit card (which I have used to buy an iPad 3 and a full-priced iPhone 5S), it is interest-free if paid off within 12 months, and free shipping. Other places that sell iPads (Best Buy, Walmart, Target, etc.) also have cards and payment plans. That said, not everyone who might use Easy Pay would qualify for traditional credit - the elderly, for example - so I can see why that might be attractive or necessary for some. Perhaps a retiree who wants to buy a special gift for a grandchild. We don't know and I wouldn't presume to pass judgment. I just wish everyone who buys from QVC would be aware they're buying very old, fairly useless stock, unless for maybe a 6 year old.</description>
      <pubDate>Sun, 19 Oct 2014 13:56:43 GMT</pubDate>
      <guid>https://community.qvc.com/t5/Electronics/iPad-Upcoming-TSV/m-p/1360229#M18739</guid>
      <dc:creator>Moonchilde</dc:creator>
      <dc:date>2014-10-19T13:56:43Z</dc:date>
    </item>
    <item>
      <title>Re: iPad Upcoming TSV</title>
      <link>https://community.qvc.com/t5/Electronics/iPad-Upcoming-TSV/m-p/1360234#M18740</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;SPAN class="quote_author"&gt;On 10/19/2014 &lt;STRONG&gt;moonchilde&lt;/STRONG&gt; said:&lt;/SPAN&gt; Besides the fact that any iPad sold on QVC is practically guaranteed to be old technology, 16GB is almost uselessly low storage, not to mention pretty impossible/difficult to upgrade OS due to the storage. You can't do anything with that. As far as Easy Pay, not only does Apple offer payments through a credit card (which I have used to buy an iPad 3 and a full-priced iPhone 5S), it is interest-free if paid off within 12 months, and free shipping. Other places that sell iPads (Best Buy, Walmart, Target, etc.) also have cards and payment plans. That said, not everyone who might use Easy Pay would qualify for traditional credit - the elderly, for example - so I can see why that might be attractive or necessary for some. Perhaps a retiree who wants to buy a special gift for a grandchild. We don't know and I wouldn't presume to pass judgment. I just wish everyone who buys from QVC would be aware they're buying very old, fairly useless stock, unless for maybe a 6 year old.&lt;/BLOCKQUOTE&gt; I agree with everything you posted. While I understand the point you made about why some might find easy pay easier, I still don't understand why someone would want to pay more for an item just because easy pay is the only option they have. It's not like we are talking about $10 or $20 difference between Q and other places that have payments available through store credit (Apple, Best Buy, Walmart, etc), we are talking about $100 or more. If you are in a position where you might not qualify for credit, why not take $100 a month a place in an envelope at home for 6 months instead of doing the same with with an easy pay payment to the Q? In 6 months you'll have enough money to buy 2 iPads from Apple or other store, where with the Q easy pay the same money only got you 1 iPad. I say easy pay yourself instead of the Q and in the end you will end up paying less and have more.</description>
      <pubDate>Sun, 19 Oct 2014 17:12:58 GMT</pubDate>
      <guid>https://community.qvc.com/t5/Electronics/iPad-Upcoming-TSV/m-p/1360234#M18740</guid>
      <dc:creator>Lynnj</dc:creator>
      <dc:date>2014-10-19T17:12:58Z</dc:date>
    </item>
    <item>
      <title>Re: iPad Upcoming TSV</title>
      <link>https://community.qvc.com/t5/Electronics/iPad-Upcoming-TSV/m-p/1360239#M18741</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;SPAN class="quote_author"&gt;On 10/19/2014 &lt;STRONG&gt;Lynnj&lt;/STRONG&gt; said:&lt;/SPAN&gt; &lt;BLOCKQUOTE&gt;&lt;SPAN class="quote_author"&gt;On 10/19/2014 &lt;STRONG&gt;moonchilde&lt;/STRONG&gt; said:&lt;/SPAN&gt; Besides the fact that any iPad sold on QVC is practically guaranteed to be old technology, 16GB is almost uselessly low storage, not to mention pretty impossible/difficult to upgrade OS due to the storage. You can't do anything with that. As far as Easy Pay, not only does Apple offer payments through a credit card (which I have used to buy an iPad 3 and a full-priced iPhone 5S), it is interest-free if paid off within 12 months, and free shipping. Other places that sell iPads (Best Buy, Walmart, Target, etc.) also have cards and payment plans. That said, not everyone who might use Easy Pay would qualify for traditional credit - the elderly, for example - so I can see why that might be attractive or necessary for some. Perhaps a retiree who wants to buy a special gift for a grandchild. We don't know and I wouldn't presume to pass judgment. I just wish everyone who buys from QVC would be aware they're buying very old, fairly useless stock, unless for maybe a 6 year old.&lt;/BLOCKQUOTE&gt; I agree with everything you posted. While I understand the point you made about why some might find easy pay easier, I still don't understand why someone would want to pay more for an item just because easy pay is the only option they have. It's not like we are talking about $10 or $20 difference between Q and other places that have payments available through store credit (Apple, Best Buy, Walmart, etc), we are talking about $100 or more. If you are in a position where you might not qualify for credit, why not take $100 a month a place in an envelope at home for 6 months instead of doing the same with with an easy pay payment to the Q? In 6 months you'll have enough money to buy 2 iPads from Apple or other store, where with the Q easy pay the same money only got you 1 iPad. I say easy pay yourself instead of the Q and in the end you will end up paying less and have more.&lt;/BLOCKQUOTE&gt; Simply, I suspect, because QVC allows the purchaser to have, or gift, the item "now" vs. waiting six months to have it. It's a natural preference, and pretty necessary for birthday, graduation, Xmas gifts that need to be timely. Whatever each of our own practices and preferences are, we ARE a credit-enthusiastic society. It can be used well or poorly, but that is up to each individual and what *they* decide to do with it.</description>
      <pubDate>Sun, 19 Oct 2014 17:58:47 GMT</pubDate>
      <guid>https://community.qvc.com/t5/Electronics/iPad-Upcoming-TSV/m-p/1360239#M18741</guid>
      <dc:creator>Moonchilde</dc:creator>
      <dc:date>2014-10-19T17:58:47Z</dc:date>
    </item>
    <item>
      <title>Re: iPad Upcoming TSV</title>
      <link>https://community.qvc.com/t5/Electronics/iPad-Upcoming-TSV/m-p/1360244#M18742</link>
      <description>&lt;P&gt;I like that "easy pay yourself", Lynnj!  That $100 per month works out to about $25 a week, or as one host likes to say, "That's less than $4 a day"!!!&lt;/P&gt;</description>
      <pubDate>Tue, 21 Oct 2014 07:00:03 GMT</pubDate>
      <guid>https://community.qvc.com/t5/Electronics/iPad-Upcoming-TSV/m-p/1360244#M18742</guid>
      <dc:creator>caspie</dc:creator>
      <dc:date>2014-10-21T07:00:03Z</dc:date>
    </item>
    <item>
      <title>Re: iPad Upcoming TSV</title>
      <link>https://community.qvc.com/t5/Electronics/iPad-Upcoming-TSV/m-p/1360249#M18743</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;SPAN class="quote_author"&gt;On 10/19/2014 &lt;STRONG&gt;JavaQueen&lt;/STRONG&gt; said:&lt;/SPAN&gt; &lt;BLOCKQUOTE&gt;&lt;SPAN class="quote_author"&gt;On 10/18/2014 &lt;STRONG&gt;glb613&lt;/STRONG&gt; said:&lt;/SPAN&gt; &lt;P&gt;It seems like every time we try to discourage people from buying outdated technology, we are told they buy from QVC because they need EZ pay. I find it sad people can't wait until they save the money needed to buy what they want. I don't blame QVC because buyers should be better informed before buying anything.&lt;/P&gt; &lt;/BLOCKQUOTE&gt; &lt;P&gt;This thing where "people can't save the money"? There are all kinds of people and EZ pays are the only way that they can do it. There will always be something else to claim your money. Some people are on a fixed income and find it easier to budget. That's their decision. I think that people should be allowed to have some things. It is too bad. We're still in a bad economy, in case you haven't noticed. People no longer have the buying power that they did in 2006. I gave some kids an older tablet. They were very happy to have it--old technology or not.&lt;/P&gt; &lt;/BLOCKQUOTE&gt; If you don't have the money to save you don't have the money to spend. I dont understand people who are willing to pay more than an item is worth. That's especially true for those who really can't afford it to begin with. Buying from QVC for EZ pay is as big of a ripoff as Rent-t o-Own.</description>
      <pubDate>Tue, 21 Oct 2014 08:56:31 GMT</pubDate>
      <guid>https://community.qvc.com/t5/Electronics/iPad-Upcoming-TSV/m-p/1360249#M18743</guid>
      <dc:creator>glb613</dc:creator>
      <dc:date>2014-10-21T08:56:31Z</dc:date>
    </item>
    <item>
      <title>Re: iPad Upcoming TSV</title>
      <link>https://community.qvc.com/t5/Electronics/iPad-Upcoming-TSV/m-p/1360254#M18744</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;SPAN class="quote_author"&gt;On 10/21/2014 &lt;STRONG&gt;caspie&lt;/STRONG&gt; said:&lt;/SPAN&gt; &lt;P&gt;I like that "easy pay yourself", Lynnj! That $100 per month works out to about $25 a week, or as one host likes to say, "That's less than $4 a day"!!!&lt;/P&gt; &lt;/BLOCKQUOTE&gt; Lol, so true. Didn't think of it like that when I suggested it, but you are so right...and they do say it just like that.</description>
      <pubDate>Wed, 22 Oct 2014 04:32:21 GMT</pubDate>
      <guid>https://community.qvc.com/t5/Electronics/iPad-Upcoming-TSV/m-p/1360254#M18744</guid>
      <dc:creator>Lynnj</dc:creator>
      <dc:date>2014-10-22T04:32:21Z</dc:date>
    </item>
    <item>
      <title>Re: iPad Upcoming TSV</title>
      <link>https://community.qvc.com/t5/Electronics/iPad-Upcoming-TSV/m-p/1360259#M18745</link>
      <description>&lt;P&gt;There is a website called SmartyPig.com.  It is a savings/banking website.  It helps you put aside money for any goal you want.  We got our tablets by using it.  Yes, we had to wait before we got them, but, we didn't overpay and unneeded accessories were not included to inflate the price.&lt;/P&gt;</description>
      <pubDate>Wed, 22 Oct 2014 05:31:20 GMT</pubDate>
      <guid>https://community.qvc.com/t5/Electronics/iPad-Upcoming-TSV/m-p/1360259#M18745</guid>
      <dc:creator>ExtremeOnlineShopper</dc:creator>
      <dc:date>2014-10-22T05:31:20Z</dc:date>
    </item>
    <item>
      <title>Re: iPad Upcoming TSV</title>
      <link>https://community.qvc.com/t5/Electronics/iPad-Upcoming-TSV/m-p/1360264#M18746</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;SPAN class="quote_author"&gt;On 10/21/2014 &lt;STRONG&gt;ExtremeOnlineShopper&lt;/STRONG&gt; said:&lt;/SPAN&gt; &lt;P&gt;There is a website called SmartyPig.com. It is a savings/banking website. It helps you put aside money for any goal you want. We got our tablets by using it. Yes, we had to wait before we got them, but, we didn't overpay and unneeded accessories were not included to inflate the price.&lt;/P&gt; &lt;/BLOCKQUOTE&gt; Interesting. Never heard of that site before. I just looked at it. It's FDIC insured, and it pays you interest like a savings account does.</description>
      <pubDate>Wed, 22 Oct 2014 05:42:09 GMT</pubDate>
      <guid>https://community.qvc.com/t5/Electronics/iPad-Upcoming-TSV/m-p/1360264#M18746</guid>
      <dc:creator>Lynnj</dc:creator>
      <dc:date>2014-10-22T05:42:09Z</dc:date>
    </item>
    <item>
      <title>Re: iPad Upcoming TSV</title>
      <link>https://community.qvc.com/t5/Electronics/iPad-Upcoming-TSV/m-p/1360269#M18747</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;SPAN class="quote_author"&gt;On 10/21/2014 &lt;STRONG&gt;Lynnj&lt;/STRONG&gt; said:&lt;/SPAN&gt; &lt;BLOCKQUOTE&gt;&lt;SPAN class="quote_author"&gt;On 10/21/2014 &lt;STRONG&gt;ExtremeOnlineShopper&lt;/STRONG&gt; said:&lt;/SPAN&gt; &lt;P&gt;There is a website called SmartyPig.com. It is a savings/banking website. It helps you put aside money for any goal you want. We got our tablets by using it. Yes, we had to wait before we got them, but, we didn't overpay and unneeded accessories were not included to inflate the price.&lt;/P&gt; &lt;/BLOCKQUOTE&gt; Interesting. Never heard of that site before. I just looked at it. It's FDIC insured, and it pays you interest like a savings account does.&lt;/BLOCKQUOTE&gt; &lt;P&gt;Why not use your own bank account?  Am I missing something? &lt;/P&gt;</description>
      <pubDate>Wed, 22 Oct 2014 11:22:32 GMT</pubDate>
      <guid>https://community.qvc.com/t5/Electronics/iPad-Upcoming-TSV/m-p/1360269#M18747</guid>
      <dc:creator>glb613</dc:creator>
      <dc:date>2014-10-22T11:22:32Z</dc:date>
    </item>
    <item>
      <title>Re: iPad Upcoming TSV</title>
      <link>https://community.qvc.com/t5/Electronics/iPad-Upcoming-TSV/m-p/1360274#M18748</link>
      <description>Yep if you dont have the money to save and wait then you cant,afford it. The post above about birthday gifts christmas ,gifts is rubbish. Take twenty dollars every pay day and put it in an envelope marked,gives. The you always have the cash when those times come.</description>
      <pubDate>Wed, 22 Oct 2014 17:44:18 GMT</pubDate>
      <guid>https://community.qvc.com/t5/Electronics/iPad-Upcoming-TSV/m-p/1360274#M18748</guid>
      <dc:creator>ccassaday</dc:creator>
      <dc:date>2014-10-22T17:44:18Z</dc:date>
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