https://community.qvc.com/t5/Home/Streamline-Loans/m-p/32826#M534 <P>I'm in the process of refinancing my home mortgage with Chase Bank (my lender). They offered to give me a Streamline loan - which is similar to a loan modification. You don't have to qualify, there's no appraisal or credit check. I'll be lowering my payments from $1340/mo. to $1125/mo. I rolled the fees into the loan. It's backed by FHA (FHA just guarantees the loan). They're offering a 5% fixed interest rate for 30 yrs. I'm sure you can refinance for less years. If you live in your house and there's equity -- and you have purchased or refinanced your house in the last few years - this loan may work for you. If you're struggling with your mortgage payment - check it out. Many lenders offer this Streamline loan.</P> Sat, 19 Feb 2011 00:22:40 GMT kivah 2011-02-19T00:22:40Z https://community.qvc.com/t5/Home/Streamline-Loans/m-p/32826#M534 <P>I'm in the process of refinancing my home mortgage with Chase Bank (my lender). They offered to give me a Streamline loan - which is similar to a loan modification. You don't have to qualify, there's no appraisal or credit check. I'll be lowering my payments from $1340/mo. to $1125/mo. I rolled the fees into the loan. It's backed by FHA (FHA just guarantees the loan). They're offering a 5% fixed interest rate for 30 yrs. I'm sure you can refinance for less years. If you live in your house and there's equity -- and you have purchased or refinanced your house in the last few years - this loan may work for you. If you're struggling with your mortgage payment - check it out. Many lenders offer this Streamline loan.</P> Sat, 19 Feb 2011 00:22:40 GMT https://community.qvc.com/t5/Home/Streamline-Loans/m-p/32826#M534 kivah 2011-02-19T00:22:40Z