topic Re: Purging Papers - CC statements in Home

Purging Papers - CC statements

Snoopp — Mon, 16 Aug 2021 12:18:02 GMT

Do you shred your credit card statements once they are paid, or do you keep them for a while? I have kept mine for a bit, but am wondering what others do.

Re: Purging Papers - CC statements

Boehm Collector — Mon, 16 Aug 2021 12:24:51 GMT

I keep my statements for a month. Once I receive a new statement and pay it I shred the previous one.

Re: Purging Papers - CC statements

KonaKat — Mon, 16 Aug 2021 12:32:26 GMT

My statements are all online and are available for 7 years along with the spending summaries which show breakdown on type of charges, as well as the yearly summaries. Need a copy? Print it or request them to send a paper copy.

Re: Purging Papers - CC statements

catter70 — Mon, 16 Aug 2021 12:34:43 GMT

I tend to hang on to all my paperwork much longer than I should, just in case. When my mom passed in 2014,I had to go thru all her stuff. She still had paper work dating back to the 60's. I'm no where that bad.

Re: Purging Papers - CC statements

Bri369 — Mon, 16 Aug 2021 12:42:17 GMT

I opted out of getting a paper copy of almost everything now. It's all online. The only thing that I get a paper copy of is the water bill. Once it's paid, it's shredded.

Re: Purging Papers - CC statements

kaydee50 — Mon, 16 Aug 2021 12:42:46 GMT

I keep my statements until I get the next one and then I shred.

Re: Purging Papers - CC statements

Desertdi — Mon, 16 Aug 2021 12:43:48 GMT

Yes, I keep paper copies of everything in file cabinets. When the folders get "stuffed full"......I shred the "oldest FIRST"

Re: Purging Papers - CC statements

SilleeMee — Mon, 16 Aug 2021 12:44:46 GMT

Mine are on my desktop so there's no paper to shred.

Re: Purging Papers - CC statements

LindaSal — Mon, 16 Aug 2021 12:50:40 GMT

We also keep our statements in a file for about a year. Then we shred them and clear the folder for the next year. We are kind of old fashion here, DH does not feel comfortable with all the online banking stuff.......we are SLOWLY getting into it but the confidence of it all is hard for us.

Re: Purging Papers - CC statements

Snoopp — Mon, 16 Aug 2021 12:54:15 GMT

I am not ready to go paperless completely but I think I will go through and shred the ones that are over 1 year old. Once in a great while I need to look something up from the prior year, but I think I'm holding these too long. Time to shred!

Re: Purging Papers - CC statements

reiki604 — Mon, 16 Aug 2021 13:24:29 GMT

I pay them and then shred them as soon as receive them. If I ever need to go back to the statement ( Only for tax purposes) I go online for. them.

Re: Purging Papers - CC statements

itsmagic — Mon, 16 Aug 2021 13:31:20 GMT

I don’t get credit card paper statements anymore but I do keep receipts and paper invoices. I’ve kept many for too long and I am currently shredding those.

Re: Purging Papers - CC statements

Jaspersmom — Mon, 16 Aug 2021 14:07:14 GMT

Get rid of your paper and save some trees. EVERYTHING is available online. Why clutter up your house with paper? Okay, you might want to keep hard copies of tax forms and a few other things, but that's about it. I haven't received a hard copy of a credit card statement in years. I'm notified and reminded by email when a bill is due and then pay it in thirty seconds online. I do that with all utilities as well. I actually get upset now if I get paper copies in the mail. I don't want them. I don't even take receipts from local stores anymore. IF I want one but not a paper copy, they'll send it to my email address. SO very convenient and I've eliminated file folders and cabinets. Year ago, they would be overflowing with files of all sorts. Not anymore. I feel better organized and certainly much lighter.

Re: Purging Papers - CC statements

Jaspersmom — Mon, 16 Aug 2021 14:10:57 GMT

And to those who think they might need that one paper from twenty years ago for some unsual situation, then take pictures of your items. Okay, granted I would and do still hold on to wills, birth certifictes, etc., but most other things aren't needed.

Re: Purging Papers - CC statements

Snoopp — Mon, 16 Aug 2021 14:24:57 GMT

@Jaspersmom I can't imagine how good it must feel to not have the paperwork building up. Paperwork is something I hate dealing with...the filing, etc.

Re: Purging Papers - CC statements

millieshops — Mon, 16 Aug 2021 14:29:01 GMT

I truly have no idea when I first began to opt out of receiving paper statements, but I know it's really rare that I want to know something older than any company offers me.

Question for someone who knows. I have assumed that whether I choose to use them or not, all my records are on the Internet anyway. Am I correct?

Re: Purging Papers - CC statements

catter70 — Mon, 16 Aug 2021 14:34:37 GMT

If you don't shred things with staples or plastic, check with your local animal shelter or pet store. They may use the shredded paper as bedding for the animals.

Re: Purging Papers - CC statements

mspatmac — Mon, 16 Aug 2021 14:39:38 GMT

No paper for me, especially cc statements. I can check charges daily on line if I want to. All bills come on line and are paid the same way. Some are on auto pay. why wait a month for a paper statement to check charges?

Re: Purging Papers - CC statements

Mistreatedbycs — Mon, 16 Aug 2021 14:50:32 GMT

@catter70 wrote:
I tend to hang on to all my paperwork much longer than I should, just in case. When my mom passed in 2014,I had to go thru all her stuff. She still had paper work dating back to the 60's. I'm no where that bad.

@catter70 My mom's too but I found $300 tucked inbetween some papers so that was well worth sorting through the piles.

Re: Purging Papers - CC statements

123SuzyQ123 — Mon, 16 Aug 2021 15:00:56 GMT

I shred cc statements every 3 or 4 months.

One thing I do hold onto are old cards - birthday cards, anniversary cards, Christmas cards, just the ones that have sweet notes from my loved ones written on the inside of the cards. I have ones from my deceased loved ones, probably a whole box or two of those. Can't seem to let go of them, with the pretty handwritings and notes, that bring back memories from my loved ones. Last time I purged those, I probably only threw away 5 of 6 of them. Maybe someday I can let go......