topic Re: Easy pay day in Kitchen

Easy pay day

SharkE — Tue, 10 Mar 2015 15:50:52 GMT

tomorrow on everything I think.

Re: Easy pay day

forrestwolf — Tue, 10 Mar 2015 19:29:05 GMT

Ahhhh man....this would help me clean out some of my wish list.....

Re: Easy pay day

SharkE — Tue, 10 Mar 2015 21:41:50 GMT

I sent them an email asking if it was gonna be on everything all I got was some lame answer of "hasn't been announced yet". So, I won't know what I want to order either , then. LOL

sheesh, rude........don't put it up on top of page if it's not for sure yet. Misleading........

Re: Easy pay day

issiestorm — Tue, 10 Mar 2015 21:54:39 GMT

I called earlier after I saw the list to ask if that was it for ezpay. I was told oh no, almost everything is on ezpay.

We'll know at 9 tonight (my time in CA). Keeping my fingers crossed.

Re: Easy pay day

SharkE — Tue, 10 Mar 2015 22:04:23 GMT

Thank U me too

Re: Easy pay day

poshmini — Tue, 10 Mar 2015 22:31:21 GMT

I won't be buying, it just stretches the frustration out of paying their higher prices. It not like the items are all on sale first and then go on easy pay. Now maybe that would be something. Wishful thinking, right?! LOL

Re: Easy pay day

adoreqvc — Wed, 11 Mar 2015 23:24:45 GMT

Easy pay is wonderful if used with common sense and wisely, and if it something that can be afforded with no dire consequences down the road.

Unfortunately and quite sadly many people who do use easy pay can actually place them in the poor house if they are not really careful.

Unfortunately many elderly and other people have no healthy other outlets for interaction and recreation.

They may be very isolated from friends, family, neighbor, or perhaps have no one left at all.

They may also be very ill, depressed, desperate for any type of interactions, and very lonely.

In those very sad instances some people may unfortunately turn to shop at home channels and buy and speak on air, and feel as those those hosts and vendors are part of their family.

That may also turn many of these people into hoarders who shop just to shop, even if they have no room, or do not need the items.

Even a worse scenario is if they have no money to pay for the items in full, they are only adding larger credit and charge card bills with higher rates into their monthly expenses.

Many find themselves in very difficult situations and reach a point where they cannot continue to pay those quite high cc and charge card monthly minimum payments, and that can lead to disaster for them.

As their inability to pay mounts so does their shame which can lead to desperation.

If they do have families their families may have a rude awakening that this was happening.

If they don't have families to bail them out, they could find themselves out in the street and worse. This is so very sad!

Sometimes too much of a good thing unless diligence, and common sense are used, is not a good thing at all.

Re: Easy pay day

gkelly — Thu, 12 Mar 2015 01:08:56 GMT

On 3/10/2015 Sharke said:
tomorrow on everything I think.

Thank you, Sharke for this info!! Now many Q lovers can space out their payments instead of all at once...really helps!!

Re: Easy pay day

elated — Thu, 12 Mar 2015 01:17:48 GMT

I think you are undermining the average person and I always know what I owe. I keep track of all my bills. I do not go overboard on anything. I only buy what I need.

Re: Easy pay day

SharkE — Thu, 12 Mar 2015 01:56:58 GMT

On 3/11/2015 gkelly5744 said:
On 3/10/2015 Sharke said:
tomorrow on everything I think.

Thank you, Sharke for this info!! Now many Q lovers can space out their payments instead of all at once...really helps!!

Helped me too ! LOL

your welcome

Re: Easy pay day

rac71 — Thu, 12 Mar 2015 05:15:27 GMT

I ordered a pair of Clarks navy loafers to replace a decades-old pair of Easy Spirit. Also a Linea mossy crepe top since I love the other one I have.

Re: Easy pay day

debic — Thu, 12 Mar 2015 12:07:28 GMT

I just stuck with the click and carry things.

Re: Easy pay day

adoreqvc — Fri, 13 Mar 2015 02:24:28 GMT

No I do not believe I am undermining anyone.

Yes some people can keep track of the assets and liabilities with no problems and know how to set up and use a monthly spread sheet outlining all their finances.

On the other hand unfortunately many people are not as disciplined.

Many people also are elderly and cannot recall, or are unfortunately no longer capable of making rational decisions, and go overboard charging and using easy pays which they cannot really afford.

Many others were taught to work hard, invest, and save.

They were also taught to pay their charge and credit card financial obligations in full monthly, so it would defeat their purpose to use easy pays and also pay the cc and charge card interest for using their cards in that fashion.

I do not be-grudge or judge anyone for deciding how to spend their own $, but when I see how many people have squandered away their funds, on excessive shopping, and end up in financial straits that is when it is clear that problems do exist, but could have been avoided if financial management and basic common sense was handled in a wiser fashion.

Everyone interested can read on the net how many people no longer pay their cc and other financial debts because they cannot afford to, and that is when the realization sets in and the long road ahead becomes a fearful one. There is also the shame knowing one cannot make their financial monthly payments any longer.

There is another thread referencing the easy pay option and many others also said they bought nothing, and neither did I.

For those who did purchase I hope you are pleased with your purchases and enjoy them, but my post was displayed for the very fact that there are many out there who cannot afford to buy anything they really do not need, just for the sake of taking advantage of a few months of lower monthly payments.

In that case the only real winner here is QVC who got rid of lots of their aged as well as current inventory, and clearance/sale items.

The other winners are clearly the creditors who also receive more interest from their consumers for the option of extending to them minimum monthly payments, regardless of whether they can really afford them or not.

Re: Easy pay day

Crisso — Fri, 13 Mar 2015 02:28:30 GMT

On 3/12/2015 adoreqvc said:

No I do not believe I am undermining anyone.

Yes some people can keep track of the assets and liabilities with no problems and know how to set up and use a monthly spread sheet outlining all their finances.

On the other hand unfortunately many people are not as disciplined.

Many people also are elderly and cannot recall, or are unfortunately no longer capable of making rational decisions, and go overboard charging and using easy pays which they cannot really afford.

Many others were taught to work hard, invest, and save.

They were also taught to pay their charge and credit card financial obligations in full monthly, so it would defeat their purpose to use easy pays and also pay the cc and charge card interest for using their cards in that fashion.

I do not be-grudge or judge anyone for deciding how to spend their own $, but when I see how many people have squandered away their funds, on excessive shopping, and end up in financial straits that is when it is clear that problems do exist, but could have been avoided if financial management and basic common sense was handled in a wiser fashion.

Everyone interested can read on the net how many people no longer pay their cc and other financial debts because they cannot afford to, and that is when the realization sets in and the long road ahead becomes a fearful one. There is also the shame knowing one cannot make their financial monthly payments any longer.

There is another thread referencing the easy pay option and many others also said they bought nothing, and neither did I.

For those who did purchase I hope you are pleased with your purchases and enjoy them, but my post was displayed for the very fact that there are many out there who cannot afford to buy anything they really do not need, just for the sake of taking advantage of a few months of lower monthly payments.

In that case the only real winner here is QVC who got rid of lots of their aged as well as current inventory, and clearance/sale items.

The other winners are clearly the creditors who also receive more interest from their consumers for the option of extending to them minimum monthly payments, regardless of whether they can really afford them or not.

Re: Easy pay day

kalikokty — Fri, 13 Mar 2015 02:56:05 GMT

On 3/12/2015 adoreqvc said:

No I do not believe I am undermining anyone.

Yes some people can keep track of the assets and liabilities with no problems and know how to set up and use a monthly spread sheet outlining all their finances.

On the other hand unfortunately many people are not as disciplined.

Many people also are elderly and cannot recall, or are unfortunately no longer capable of making rational decisions, and go overboard charging and using easy pays which they cannot really afford.

Many others were taught to work hard, invest, and save.

They were also taught to pay their charge and credit card financial obligations in full monthly, so it would defeat their purpose to use easy pays and also pay the cc and charge card interest for using their cards in that fashion.

I do not be-grudge or judge anyone for deciding how to spend their own $, but when I see how many people have squandered away their funds, on excessive shopping, and end up in financial straits that is when it is clear that problems do exist, but could have been avoided if financial management and basic common sense was handled in a wiser fashion.

Everyone interested can read on the net how many people no longer pay their cc and other financial debts because they cannot afford to, and that is when the realization sets in and the long road ahead becomes a fearful one. There is also the shame knowing one cannot make their financial monthly payments any longer.

There is another thread referencing the easy pay option and many others also said they bought nothing, and neither did I.

For those who did purchase I hope you are pleased with your purchases and enjoy them, but my post was displayed for the very fact that there are many out there who cannot afford to buy anything they really do not need, just for the sake of taking advantage of a few months of lower monthly payments.

In that case the only real winner here is QVC who got rid of lots of their aged as well as current inventory, and clearance/sale items.

The other winners are clearly the creditors who also receive more interest from their consumers for the option of extending to them minimum monthly payments, regardless of whether they can really afford them or not.

Re: Easy pay day

elated — Fri, 13 Mar 2015 04:28:42 GMT

On 3/12/2015 adoreqvc said:

No I do not believe I am undermining anyone.

Yes some people can keep track of the assets and liabilities with no problems and know how to set up and use a monthly spread sheet outlining all their finances.

On the other hand unfortunately many people are not as disciplined.

Many people also are elderly and cannot recall, or are unfortunately no longer capable of making rational decisions, and go overboard charging and using easy pays which they cannot really afford.

Many others were taught to work hard, invest, and save.

They were also taught to pay their charge and credit card financial obligations in full monthly, so it would defeat their purpose to use easy pays and also pay the cc and charge card interest for using their cards in that fashion.

I do not be-grudge or judge anyone for deciding how to spend their own $, but when I see how many people have squandered away their funds, on excessive shopping, and end up in financial straits that is when it is clear that problems do exist, but could have been avoided if financial management and basic common sense was handled in a wiser fashion.

Everyone interested can read on the net how many people no longer pay their cc and other financial debts because they cannot afford to, and that is when the realization sets in and the long road ahead becomes a fearful one. There is also the shame knowing one cannot make their financial monthly payments any longer.

There is another thread referencing the easy pay option and many others also said they bought nothing, and neither did I.

For those who did purchase I hope you are pleased with your purchases and enjoy them, but my post was displayed for the very fact that there are many out there who cannot afford to buy anything they really do not need, just for the sake of taking advantage of a few months of lower monthly payments.

In that case the only real winner here is QVC who got rid of lots of their aged as well as current inventory, and clearance/sale items.

The other winners are clearly the creditors who also receive more interest from their consumers for the option of extending to them minimum monthly payments, regardless of whether they can really afford them or not.

Are you on drugs??? I pay with my debit card which comes out automatically from my checking account. No interest charges. Again, do not undermine older people. We still have our mental capabilities and can manage our money very good. Get off your high horse and come down to the ground where the real people live. Don't group everyone with you.

Re: Easy pay day

gkelly — Fri, 13 Mar 2015 10:18:27 GMT

On 3/12/2015 elated said:
On 3/12/2015 adoreqvc said:

No I do not believe I am undermining anyone.

Yes some people can keep track of the assets and liabilities with no problems and know how to set up and use a monthly spread sheet outlining all their finances.

On the other hand unfortunately many people are not as disciplined.

Many people also are elderly and cannot recall, or are unfortunately no longer capable of making rational decisions, and go overboard charging and using easy pays which they cannot really afford.

Many others were taught to work hard, invest, and save.

They were also taught to pay their charge and credit card financial obligations in full monthly, so it would defeat their purpose to use easy pays and also pay the cc and charge card interest for using their cards in that fashion.

I do not be-grudge or judge anyone for deciding how to spend their own $, but when I see how many people have squandered away their funds, on excessive shopping, and end up in financial straits that is when it is clear that problems do exist, but could have been avoided if financial management and basic common sense was handled in a wiser fashion.

Everyone interested can read on the net how many people no longer pay their cc and other financial debts because they cannot afford to, and that is when the realization sets in and the long road ahead becomes a fearful one. There is also the shame knowing one cannot make their financial monthly payments any longer.

There is another thread referencing the easy pay option and many others also said they bought nothing, and neither did I.

For those who did purchase I hope you are pleased with your purchases and enjoy them, but my post was displayed for the very fact that there are many out there who cannot afford to buy anything they really do not need, just for the sake of taking advantage of a few months of lower monthly payments.

In that case the only real winner here is QVC who got rid of lots of their aged as well as current inventory, and clearance/sale items.

The other winners are clearly the creditors who also receive more interest from their consumers for the option of extending to them minimum monthly payments, regardless of whether they can really afford them or not.

Are you on drugs??? I pay with my debit card which comes out automatically from my checking account. No interest charges. Again, do not undermine older people. We still have our mental capabilities and can manage our money very good. Get off your high horse and come down to the ground where the real people live. Don't group everyone with you.

Re: Easy pay day

adoreqvc — Fri, 13 Mar 2015 10:31:08 GMT

On 3/11/2015 elated said:
I think you are undermining the average person and I always know what I owe. I keep track of all my bills. I do not go overboard on anything. I only buy what I need.

elated my reply was one of a general fashion, and not directed to anyone specifically, certainly not to you because what you do with you funds, and how you make your credit or debit card purchases is your concern.

Re: Easy pay day

debic — Fri, 13 Mar 2015 12:18:41 GMT

A little over the top adore. This is a food chat board, not a self help group. While some of us might need help I doubt your qualified to give it.

And between the bold, large print and jumping from all caps back and forth, your post is extremely annoying.

Re: Easy pay day

adoreqvc — Fri, 13 Mar 2015 12:30:21 GMT

On 3/13/2015 debc said:
A little over the top adore. This is a food chat board, not a self help group. While some of us might need help I doubt your qualified to give it.

And between the bold, large print and jumping from all caps back and forth, your post is extremely annoying.

Easy pay extends to all categories and not just this one since it relates to purchases from items in all categories, so I differ with your opinion in that regard debc.

If it so annoyed you debc, why waste your time to read it, and post a reply at all?

I bypass anything I find may encounter to be irritating in general which does not interest me.

When someone becomes aggressive and blatantly rude to another QVC member for no justified reason, especially when they were not mentioned directly, they should refrain from targeting that person for having the legal right to post their own general opinion and supported information.

A little over the top is your opinion debc.

I wholeheartedly support everyones right to post their own opinions....."You know freedom of speech and all that good stuff, our American forefathers graced us with".

My well deserved reply is a blunt education with supported information which was required to address a rather rude individual who targeted me when I never mentioned anyone specific in my reply, but rather posted it as a general observation of well meaning documented information, already known by many others, who are also educated to converse on these topics.

Everyone is entitled to their own personal posted opinions, and with all due respect debc, no one is forcing you or anyone else to read a reply or thread, if you or they do not care to do so.

Debc you have no idea what my professional business forte was, so you are truly not qualified to make any public statements about what my pro qualifications were, or are.

What I typed was all true so if you or others detest the truth debc, so be it.....I prefer to remain well educated since I was brought up to believe "Knowledge is power", and that especially holds true while cyber communicating on the internet.

I feel I have contributed enough to this thread, and rightfully so, and will now move on, so on that note debc, I will be gracious and wish you and everyone else a good day.