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Posts: 1
Registered: ‎10-10-2012

I know qvc has been around for years and my late grandmother use to buy from qvc all the time and loved it but this is my first time at qvc and the easy pay system seems really appealing to me.. but I'm also really secptical about it.. The information I've recieved so far is that 1. On select items you can use easy pay and spread your payments out in 3 or 4 payments. 2. there is no credit check or hard inquiry (which is what I worry about the most as I don't want an inquiry on my report) 3. you can use your debt card and 4. After making the first payment qvc will ship the item out to you.

Is all that accurate? Also I've read that some people have had a hold on their debt card for the full amount which wouldn't make sense for easy pay and would defeat the purpose.. is that true?

I want to purchase a really nice birthday gift for my sister but can afford a big lump sum all at once but just want to know what I'm getting into before buying an easy pay item.

Thanks in advance.