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10-31-2014 09:06 PM
My DH says they don't exist anymore and have gone the way of the dinosaur. He also said that employers no longer have credit unions.
10-31-2014 09:11 PM
No I don't have a Christmas club per say but I do have a CC with one of my banks that puts $5 into an account for every $40 I have spent on that card. I had almost forgot about it and it almost at $1000 so I will use some of that for last minute stuff because I am 80% done.
10-31-2014 09:14 PM
We still have a credit union. A federal military installation is nearby. So yep, we still have one.
And yep they still have Christmas Accounts. I never did it . . . but last year I did . . . I'd put 100.00 a month in it . . . and then the BIG bill in December didn't seem so bad. Doing it again this year. We'll probably spend more . . . but it helps.
I really love our credit union and all my "you name it accounts". My husband doesn't like all my accounts . .. and I say . . . well I could be spending it which shuts him up pretty dang quick!!!
10-31-2014 09:17 PM
Christmas Club! I haven't heard that term in years. My mother used to do it, $5 or $10 dollars a week and she built up a tidy sum by December. I would be surprised if they still exist in that form.
10-31-2014 09:18 PM
I belong to a Credit Union and they still have what they call Holiday Savings Accounts. As a child I had a Christmas Club account. I think I contributed 25 cents a week. It helped teach me about saving and spending.
10-31-2014 09:26 PM
10-31-2014 09:28 PM
I put cash away all year long into a drawer. This year I have almost $600 cash for Christmas shopping. $20 here, $20 there adds up.
10-31-2014 09:30 PM
10-31-2014 09:49 PM
Dow Chemical here in MI still has a huge employee credit union.
10-31-2014 10:22 PM
I've never heard of a Christmas Club but Credit Unions at companies are very popular. Sometimes they offer better things than big banks.
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