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09-18-2014 01:16 PM
I have paperwork on a house we owned refinanced and sold from 1993-2000. And another from 2000-2013. How long do I keep all this paperwork? I'm trying to downsize.
09-18-2014 01:53 PM
good question!! I never know when to get rid of old statements like those.
09-18-2014 01:56 PM
Why not ask your tax advisor, if you have one? If it were me, I'd scan & copy onto a CD, then save in a safe place "just in case." Then shred the paper & toss.
09-18-2014 02:07 PM
Why would you keep paperwork on a house you no longer own?When we moved from the house we owned for 28 years I gave all the books and warranties that were for anything in the home to the new owners. Everything like tax receipts etc that are public record anyway I shredded. The paperwork that we were given at the time of the closing on the sale is all I kept - and that was for paying the capital gains taxes.
09-18-2014 04:35 PM
I think you can let them go bye bye.........IF you should ever need them, a Title company can provide you with what you need...................................raven
09-18-2014 05:21 PM
My rule on that kind of paperwork and taxes is to keep it 5 years and then toss it.
09-18-2014 06:03 PM
Well, my ex just sold his home that we purchased over 15 years ago. Some paperwork was messed up in the divorce (he kept the house) and I almost needed to sign something in order for him to be able to sell it.
Not exactly the same thing, but you never know what's going to come back and cause problems. I agree with scanning and storing the documents. I would consult a real estate tax specialist or real estate lawyer if you happen to have one.
09-18-2014 08:55 PM
LOL I was wondering the same thing. I have paperwork from a house I sold in 1993.
09-18-2014 11:25 PM
I keep something, a piece of paper or two, from every mortgage for family history. The oldest is a house my parents bought in the early 1940s for $5,000.
09-19-2014 07:37 AM
I believe tax papers have to be kept for 7 years. Mortgage papers/payoffs I'd keep until I moved out. You just never know if you will need them.
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