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Has anyone used Credit Karma?

Started 1377458635.177 in Viewpoints | Last reply 1377517405.507 by Financialgrl

I keep seeing commericals (sp) about this internet tool. Has anyone tried this? Do you know about the company? Is it real and safe? Thank you

"Crying is for plain women, Pretty women go shopping." Oscar Wilde

"The most beautiful makeup of a woman is passion but cosmetics are easier to buy." YSL

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gameon1377459348.224212 PostsRegistered 6/9/2007

r&r.... I have no idea.... but you can always get a free credit report... the law says that there are 3 credit agencies that have to give you a free report yearly.... you don't have to give them any money.... they are Equifax, TransUnion, and Esperian. I usually only ask for one from one agency. However, if someone wants to do so they can get a report from all 3... if I wanted to do so, I would get one on 4 month intervals....

Rainbows a­nd Roses1377459632.10318545 PostsRegistered 6/4/2011

Yes I knew about that and thank you..........but this place gives our credit score......which should be free anyway.

"Crying is for plain women, Pretty women go shopping." Oscar Wilde

"The most beautiful makeup of a woman is passion but cosmetics are easier to buy." YSL

Maerwynn1377459886.833225 PostsRegistered 8/20/2013

I have used it. Yes, it's reliable and safe.

Stupidity is like art. Everyone can do it, but only the truly gifted are masters at it.

KathyPet1377477581.899268 PostsRegistered 1/25/2006Beautiful Shenandoah Valley of Virginia
They only give you your credit report from one of the three credit reporting agencies and the score they give you is their own calculated consumer score NOT the actual score from the credit bureau they are accessing. A much better choice is www.myfico.com. You have to pay for their reports but you get all three credit bureau reports and scores directly from the individual credit agencies.

Deep inside me is a skinny woman crying to get out. I can usually shut her up with cookies!!

Feline Fine1377483703.894146 PostsRegistered 6/28/2013Eccentriccatladyville, USA

Always check with the Better Business Bureau first, before doing business with anyone. Bookmark or favorite their website at www.bbb.org. Good luck, sweetie.

*The key to lifelong YOUTHfulness* :
*Love to LEARN
*Keep up & grow w/ the CHANGING times

Gokimi1377486053.14905 PostsRegistered 10/25/2007Half Moon Bay, CA

It is real and safe.

cookie51377510826.363847 PostsRegistered 11/15/2007Texas Hill Country

Yes and they have great helpful topics. Recommended by Clark Howard as well.

Life is change. Appreciate what you have and smile about the memories.

Financialg­rl1377517405.4635482 PostsRegistered 8/21/2006Virginia

I've used it - and get an alert when there is a change in score. I also first saw it on Clark Howard's show. Eight months ago I got an alert saying there were two recent credit inquiries and I looked because I'd not remembered applying for anything. After calling up the site, the credit inquiries were legit.

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