pet insurance

I'm planning on getting pet insurance for my next dog. I met a representative from Trupanion one time and was really impressed with what they offer. They are also the insurance company that my Vet recommends. You can go to their website and read a sample of a policy and get more information.

On 3/7/2015 mizzpeabody said: I have Healthy Paws for my one year old labradoodle. I think I pay around $28 per month and have something like 90% coverage, I forget what my deductible is (I don't think it's too bad though). Anyway, I haven't had to use it yet so I can't comment there. Healthy Paws has good reviews from the labradoodle forum I frequent and their pricing seemed good.

mizzpeabody--thank you so much for sharing this information! (BTW--I love Labradoodles!)

On 3/7/2015 NickNack said:

I'm planning on getting pet insurance for my next dog. I met a representative from Trupanion one time and was really impressed with what they offer. They are also the insurance company that my Vet recommends. You can go to their website and read a sample of a policy and get more information.

My vet recommended this for my cat as well. He had some blood work done, and I was afraid of what the tests would find...plus the cost to deal with that. Thank goodness all turned out fine with the test.

But I remember at the time going to the website and checking this pet insurance out. It seemed pretty good to me, and reasonable cost/deductible. I honestly forgot all about this, glad to see a post about it so I can go back and look into getting my cat this insurance. He is 10 years old now, so this may come in handy over the next several years.

I've had good luck with PetPlan insurance. I got it when our dog was a puppy. It turns out he had panno when he was a puppy and then he developed hip dysplasia. Insurance covered all the x-rays, blood work and all his medication for over four years. In my case, insurance has paid off more than I put in.

I would buy it again for a puppy. I'm not sure what I would do if I got an older dog because it costs more.

Had it for one dog. They paid a lot toward vaccinations, but every other problem the dog had was excluded either "pre-existing", common in that breed, etc. I dropped the policy since it just didn't pay. Seems everything was excluded. (Dog was a rescue, not a puppy.)

I thought it was a waste of money, too, until I found out about Trupanion. It does not pay for routine exams and vaccinations. It only pays for the bigger things. It pays 90%. You choose your deductible. (I don't have it but think I'll get it for my next dog.)