HSN great new policy

These retailers must make a lot of money off of those credit cards. I get all kinds of offers. None of it is enough to make me sign up.

I had a return and elected to go to spendable Kash rather than a refund. I made another purchase, returned the item, and it went back to spendable kash. I called to ask if I could get a refund on my credit card and couldn't after the second purchase.

LOVE HSN!

The HSN card is really the only retailer card that is worth having IMHO.

I got my notification on the new VIP return policy as well and think it's great. I don't return much really, but even for just a few items it's still money saved.

I never carry a balance, so the interest rate is meaningless to me. Getting extra flex pay, special no-interest 12 month financing on big ticket items and now this....love my HSN card.

It's great for HSN. Thousands of shoppers knowing they have $6.95 burning a hole in their wallet! They know way too many people will want to spend that money ASAP and will need to spend more to use those dollars. Yes, it's dollars in the buyer's pocket, but I bet it makes big, big money for them in the long run.

That's the reason even big department stores give out gift cards with purchases periodically - they know shoppers with money in their pockets spend more than their rewards a big percentage of the time. Saks does this, Nordies does this, so HSN is in good company.

I'd hate it. I want credit to my card or cash back. I don't want to spend more to get more.

On 9/26/2014 millieshops said:

It's great for HSN. Thousands of shoppers knowing they have $6.95 burning a hole in their wallet! They know way too many people will want to spend that money ASAP and will need to spend more to use those dollars. Yes, it's dollars in the buyer's pocket, but I bet it makes big, big money for them in the long run.

That's the reason even big department stores give out gift cards with purchases periodically - they know shoppers with money in their pockets spend more than their rewards a big percentage of the time. Saks does this, Nordies does this, so HSN is in good company.

I'd hate it. I want credit to my card or cash back. I don't want to spend more to get more.

Since normally you are simply out the return shipping, I think it's great as it's something you would normally not see. I have items that I buy fairly regularly from HSN so this wouldn't entice me to buy more just to spend that money. I imagine they will pick up a few folks with that mindset, but even at that, it amounts to a cash discount upon purchase.

JUST got my letter today.....what a GREAT new perk for having the HSN charge card......no fees to receive and item and no fees to ship it back if it doesnt work out! i think it is an excellent idea. i already do more shopping at hsn and now that will give me even more incentive.

The spendable cash no doubt has to be used in a certain amount of time, I had 10 dollars in spendable cash from HSN and lost it because I didn't use it in time. I don't care for most products from HSN, just Andrew Lessman's vitamins.